Paysafe Review
Is It the Right Payment Solution for Your iGaming Business?
By the iGaming Payment Solutions Editorial Team ·
What operators ask about Paysafe
Is Paysafe legit?
Yes. Paysafe is listed on the NYSE, holds e-money licenses from the FCA in the UK and the Central Bank of Ireland in the EEA and is registered as a gaming vendor with five US state regulators. Its clients include PokerStars, Caesars and BetMGM.
How much does Paysafe charge?
- Deposits 1-2.9%, withdrawals 1-2%, maintenance $500-1,500 a month
- Rolling reserve 7-12% for 6 months
- FX markup 1-1.5% on currency conversion
- One-time integration fee $0-3k
Does Paysafe own Skrill and Neteller?
Yes. Paysafe Group formed in 2015, when Neteller's owner Optimal Payments bought Skrill Group and paysafecard for EUR 1.1 billion. Skrill and Neteller had 3.4M active users between them in Q4 2025.
News about Paysafe
All payment news- Corporate
Paysafe's growth halves while its iGaming volume accelerates
Second-quarter revenue rose 4% to $447.4 million against a net loss of $58.9 million, down from 10% growth a quarter earlier. iGaming ran the other way: Merchant Solutions iGaming was up 17%, with processing volumes above 25% year on year in June and above 30% in July. Digital Wallets revenue grew 3% but wallet EBITDA fell 9%.
- Product
Paysafe goes live on Primer for card processing, wallets to follow
Paysafe announced on June 29, 2026, that it is live on Primer for card processing, integrated through Primer for Partners, the no-code route Primer opened in December 2025. It is already processing for merchants across North America, Europe and Australasia, and names iGaming first among the target verticals. Skrill, Neteller, paysafecard and Paysafecash are queued behind the card rail with no date attached.
Paysafe newsroom, Paysafe joins Primer platform · Finextra press release
Quick Info
- Type
- Full-Stack PSP
- Founded
- 1996
- HQ
- London, UK
- Pricing
- Percentage per transaction
- APMs
- 260+
- Settlement
- T+3
Our iGaming Score: 8.6/10
5 weighted criteria, with Trustpilot shown for context
- iGaming Fit
Serves gambling directly with a dedicated iGaming team, SoftSwiss, EveryMatrix, Slotegrator and GiG connectors, direct acquiring in 13 markets
- Weight
- 30%
- Score
- 10.0
- Rating
- Leading
- Geographic Coverage
Europe, North America and Latin America, 120 countries, direct acquiring in 13 markets
- Weight
- 22%
- Score
- 8.5
- Rating
- Strong
- Security & Compliance
FCA and Central Bank of Ireland e-money licenses, US state gaming and Peru MINCETUR registrations, fully automated KYC, merchant carries card chargebacks
- Weight
- 20%
- Score
- 8.5
- Rating
- Strong
- Fees & Pricing
Deposits 1-2.9%, percentage-per-transaction pricing, published limits of $5 to $100,000
- Weight
- 16%
- Score
- 7.5
- Rating
- Strong
- Tech & Integration
REST API, 3-6 week onboarding
- Weight
- 12%
- Score
- 7.0
- Rating
- Strong
- User Trust
1.4/5 on Trustpilot from 1,288 reviews
- Weight
- context only
- Score
- 2.8
- Rating
- Insufficient
- Overall
- Weight
- 100%
- Score
- 8.6
- Rating
- Strong
We score each provider on 5 weighted criteria using a 1 to 10 scale. iGaming Fit carries the most weight at 30%, because it measures whether and how directly the provider serves gambling. Geographic Coverage gets 22%. Security & Compliance gets 20%. Fees & Pricing gets 16%. Tech & Integration gets 12%. The final score is a weighted average of those 5. Trustpilot is shown for context but carries no weight, since player reviews of casinos are not a read on B2B acquiring quality.
Score Explanation
iGaming Fit is 10 because Paysafe sells to gambling operators directly, assigns them a dedicated iGaming team, connects to SoftSwiss and EveryMatrix through Skrill, Neteller and paysafecard and to Slotegrator and GiG, and acquires directly in 13 markets. Paysafe reaches 120 countries across Europe, North America and Latin America and covers Asia-Pacific and Africa only at a basic level. That puts Geographic Coverage at 8.5, though only the US and the UK rate Strong, and only for a licensed operator, while Germany, the Netherlands and Argentina rate Limited, as does Norway for an offshore operator. E-money authorizations from the FCA and the Central Bank of Ireland, gaming vendor registrations with five US state regulators, the Peru MINCETUR registration and fully automated KYC set Security & Compliance at 8.5, and card chargebacks stay with the merchant. Deposit rates of 1-2.9% set Fees & Pricing at 7.5, with the percentage-per-transaction model and a published $5 to $100,000 transaction range on the plus side. A REST API meets an onboarding that takes 3-6 weeks, which puts Tech & Integration at 7. User Trust is 2.8, from a 1.4/5 Trustpilot rating on 1,288 reviews.
Who Is Paysafe Best For?
The operator profiles that fit, and the ones that do not
Recommended For
- UKGC and MGA books with Skrill or Neteller. If you hold a UKGC or MGA license and your cashier already offers Skrill or Neteller, one Paysafe contract puts both wallets next to your card processing and replaces a separate wallet deal.
- UK, US and LATAM multi-market groups. Groups that hold a UKGC license and US state licenses can keep gateway, acquiring, wallets and payouts with one PSP, since Paysafe acquires directly in the UK and the US, its two Strong markets. Canadian and Latin American brands can stay with the same provider, because Paysafe also acquires directly in Canada and six Latin American markets.
- Teams on SoftSwiss, EveryMatrix, Slotegrator. On SoftSwiss or EveryMatrix, Skrill, Neteller and paysafecard switch on as ready payment partners with no custom work on the wallet side, Slotegrator and GiG each carry a ready Paysafe connector, and teams with their own backend reach the gateway, wallets, acquiring and payouts through one API.
Not Recommended For
- Small and startup books. Paysafe boards from $250k a month and adds monthly maintenance on top of transaction fees. AstroPay takes books from $100k, and PayRetailers starts at $150k.
- Crypto-first and offshore crypto casinos. If more than 20% of your deposits come in crypto, Paysafe is the wrong fit, because Pay with Crypto runs only in regulated US cashiers and every operator settlement is fiat. CoinsPaid settles crypto to the operator instantly, and its conversion into EUR or USD runs T+1.
- German and Dutch bank-transfer books. In Germany and the Netherlands Paysafe reaches bank accounts only through third-party rails, so both markets rate Limited, and its player payouts take up to 24 hours. Trustly runs open banking in both markets and pays players out in under 6 seconds.
Geographic Coverage
Per-market verdict, regions, and market focus
Each market carries two verdicts, one for an offshore operator and one for a locally licensed one, because the same provider fits them differently. The overall score rates the company, and these verdicts rate its fit for your market.
Offshore operator
Curaçao / Anjouan license, serving grey and restricted markets.
Licensed operator
Holds the local license in a regulated market.
Market-by-market verdict
For an offshore operator, the strongest verdict is Solid for a casino in France.
| Market | Casino | Sportsbook |
|---|---|---|
| US United States | Limited71 | Limited71 |
| GB United Kingdom | Limited71 | Limited71 |
| FR France | Solid67 | Solid58 |
| PE Peru | Limited66 | Limited66 |
| AT Austria | Solid63 | Limited57 |
| RO Romania | Limited58 | Limited58 |
| BR Brazil | Limited57 | Limited57 |
| MX Mexico | Limited57 | Limited57 |
| CO Colombia | Limited57 | Limited57 |
| CL Chile | Solid57 | Solid57 |
The tier is the verdict. The small number orders providers inside a tier, and it is not a provider-level score. Full method on our methodology page.
Coverage Analysis
Paysafe processes in 120 countries and acquires directly in 13 of them across Europe and the Americas: the UK, the US, Canada, Portugal, Poland, Austria, Italy, Brazil, Mexico, Colombia, Peru, Chile and Ecuador. The UK and the US rate Strong for licensed casino and sportsbook operators alike. Beyond those 13, Paysafe reaches Argentina, Germany and the Netherlands through third-party rails and Norway, Romania and France through the wallets alone. That wallet layer extends Paysafe past its acquiring footprint in a way a gateway without its own wallets cannot copy. Skrill and Neteller skew European, and Neteller is a common wallet among Nordic poker and casino players. Asia-Pacific, India and Africa get basic coverage with little local depth, and Paysafe runs no UPI in India.
Regional Breakdown
The UK is where Paysafe's wallet penetration runs deepest, and there it acquires debit cards directly next to Skrill, Neteller, paysafecard and Open Banking.
State-licensed US sportsbooks and casinos get direct acquiring with ACH and eCheck, Pay by Bank, Skrill, PayNearMe-style cash and Play+, and Canadian books get Interac e-Transfer, Skrill, paysafecard and Paysafecash.
In Brazil Pix carries the volume because cards are banned for betting, and SafetyPay bank transfer and online cash sit beside it. Mexico runs SPEI, OXXO cash vouchers and SafetyPay, Colombia PSE, SafetyPay and Efecty cash, and Peru Yape and PLIN through the PEN bank network plus PagoEfectivo and SafetyPay. Chile, where online betting is still unregulated, runs SafetyPay transfers and cash at BancoEstado, Caja Vecina and Walmart, and Ecuador runs PagoEfectivo and SafetyPay through banks such as Pichincha. Argentina is reached only through aggregated rails, AstroPay as a payout wallet and local bank transfer, with no direct Mercado Pago.
In Europe, Multibanco and MB WAY in Portugal and BLIK in Poland come through direct preferred partnerships, Austria runs EPS and paysafecard, and Italy runs MyBank, paysafecard and a partner local method. MGA-licensed books in Malta and southern Europe get Paysafe acquiring, and Skrill is common among cross-border players there. Germany runs on Skrill, Neteller and paysafecard with local bank rails through third parties, and the Netherlands routes iDEAL through a third-party acquirer. In restricted markets such as Norway, Skrill and Neteller serve players as the workaround.
Gambling Licenses Served
- MGA
- UKGC
- Curaçao
- Alderney
- US states
Key Features for iGaming Operators
Products, payment methods, and verticals
Key Products
- Gateway
- Wallets (Skrill, Neteller, PaysafeWallet)
- Acquiring
- Prepaid
- Merchant of Record (with FastSpring)
Paysafe sells five product lines: a payment gateway for card and bank processing, direct card acquiring across Europe and Latin America, three consumer wallets (Skrill, Neteller and PaysafeWallet), paysafecard prepaid vouchers that players buy for cash, and a Merchant of Record service run with FastSpring. The group's wallets counted 7.8M active users in the fourth quarter of 2025. Skrill accounted for 900k and Neteller for 2.5M, 3.4M between them, and paysafecard's retail voucher base sits on top of that count. PaysafeWallet adds an IBAN account and a virtual debit card for players who prefer cash. In Latin America Paysafe owns the SafetyPay bank-transfer and cash network, which it runs in all six of its direct markets there, and the PagoEfectivo cash network in Peru and Ecuador.
Payment Methods
Paysafe runs 260+ methods across cards, bank transfers, e-wallets, prepaid vouchers and open banking. Skrill, Neteller and paysafecard are its own products, so the wallets come through the same integration as cards. In Latin America the reach comes from local acquiring on Pix, SPEI, OXXO and PSE, since Skrill and Neteller are thinner there than in Europe. Crypto enters through Pay with Crypto, live since April 8, 2026, in regulated US iGaming and DFS cashiers. Players pay in USDC, USDT, BTC, ETH or a rotating top-50 list, MoonPay converts the coins into dollars, and the operator only ever receives fiat.
Verticals
iGaming is Paysafe's core vertical, and iGaming with adjacent high-risk verticals supplies most of its revenue. It sells directly to casino, sportsbook, iLottery and DFS operators, centers on licensed books in the regulated markets of Europe and North America, and also serves Curacao-licensed operators. Gambling merchants get a dedicated gaming vertical team for account management.
- iGaming
- Forex
- eCommerce
- Crypto
- Deposit ProcessingAvailable
260+ payment methods, Instant
- Withdrawal / PayoutAvailable
<24h
- Instant WithdrawalsNot available
Payouts take <24h
- KYC / AML Built-inAvailable
Full auto
- Chargeback ProtectionNot available
Merchant carries chargebacks
- Multi-CurrencyAvailable
100+ fiat, 10+ crypto
- API IntegrationAvailable
REST API + SDK + embedded UI
- Crypto SettlementNot available
Fiat settlement only
- Local Payment MethodsAvailable
Local methods in 19 markets
- iGaming SpecializationAvailable
Unified acquiring + the Skrill and Neteller wallet base (3.4M active of Paysafe's 7.8M group total, Q4 2025)
- Geographic CoverageAvailable
120 countries across Europe, North America, Latin America
Pricing & Fee Structure
Fee structure and pricing model
Pricing
1‑2.9%
1‑2%
T+3
260+
7-12% for 6 months
1-1.5%
$500-1,500 a monthPaysafe bills maintenance on top of transaction fees every month, quiet months included, and the fee drops at higher volumes.
$0-3k
Yes
Pricing Details
Paysafe prices each transaction as a percentage. Deposits cost 1-2.9% and withdrawals 1-2%, set per contract by payment method, geography and volume, and opening quotes sit at the top of the deposit range until volume discounts bring it down. Maintenance adds $500-1,500 a month, the one-time integration fee runs $0-3k, currency conversion carries a 1-1.5% FX markup, and a revenue-share option is negotiated per contract. The rolling reserve is 7-12%, held for 6 months. On $500k of monthly deposits that comes to $5,000-14,500 in deposit fees plus maintenance, with 1-2% on payout volume on top. The structure punishes seasonal books, because maintenance is billed in quiet months too and the 6-month reserve keeps a strong quarter's capital locked two quarters later. Nuvei charges 1.5-3.5% and holds 5-10% for 6 months, AstroPay charges 1-2.5% with a 5-8% reserve for 3 months, and Worldpay charges 1.5-3.5% and holds 8-15% for 6 months, the one reserve of the three that runs above Paysafe's. Paysafe earns its wallet margin on its own rails and buys card volume from the schemes, and the gap between the two is where a negotiation starts.
Negotiation Tips
Price Skrill and Neteller separately from cards and push the wallet rate under 2%, since Paysafe wants to keep wallet volume in-house and significant wallet traffic is your leverage. Get the $500k and $1M monthly volume tiers into the rate schedule, because they cut the per-transaction rate below the opening quote. With a clean chargeback history, ask for a reserve under 8% and a 90-day hold in place of 6 months. The 90-day hold alone halves the capital the reserve locks up. The maintenance fee drops at higher volumes, so tie it to the same tiers.
Speed & Settlement
Transaction processing and settlement timelines
- Deposit
- Instant
- Withdrawal
- <24h
- Settlement
- T+3
- Settlement currencies
- Multi‑currency (EUR, GBP, USD)
- Refunds
- Up to 5 business days
Deposits land instantly across cards, wallets and open banking. Paysafe pays approved player withdrawals within 24 hours, and a payout to a Skrill or Neteller account stays inside Paysafe's own network, so the player can spend it the moment it lands with no interbank wait. Mass payouts run on Paysafe's own rails in instant and batch modes, and batches go out once a day. Nuvei pays players in real time and Worldpay in 24-48h. Operator settlement is the slow leg at T+3 in EUR, GBP or USD, so Friday's deposits reach the operator on Wednesday. AstroPay settles T+1 to T+2 and Trustly T+1, while Nuvei and Worldpay both run T+2 to T+7. Refunds reach players within 5 business days, against 1-3 days at AstroPay and 5-7 business days at Worldpay.
Integration & Tech
Developer experience and technical capabilities
- API Type
- REST API + SDK + embedded UI
- Onboarding
- 3-6 weeks
- Sandbox
- YesFull sandbox
- Mobile SDK
- Yes
- White-Label
- NoThe checkout embeds in the operator's cashier with custom branding and stops short of a white-label page.
- Docs Quality
- Good
Integration Time
1-3 weeks
Pre-Built iGaming Integrations
- SoftSwiss (via Skrill / Neteller / paysafecard)
- EveryMatrix (via Skrill / Neteller / paysafecard)
- Slotegrator
- GiG
Integration Assessment
One REST API with webhooks covers the gateway, the wallets, acquiring and payouts, so all four run under one integration, one contract and one settlement, and wallet volume reconciles alongside card volume instead of arriving from a third-party add-on. SDKs cover iOS, Android, Node.js, PHP and Java, and the sandbox runs test cards. The checkout embeds in the operator's cashier with custom branding, which stops short of a white-label page. On casino platforms Paysafe has ready connectors to SoftSwiss, EveryMatrix, Slotegrator and GiG. The SoftSwiss and EveryMatrix connectors carry Skrill, Neteller and paysafecard, and neither platform carries Paysafe card acquiring. The three brands have been payment partners on EveryMatrix's MoneyMatrix since 2019. Integration takes 1-3 weeks. Onboarding takes 3-6 weeks, because a KYB review, a compliance check and sandbox provisioning come first and the high-risk iGaming classification adds 1-3 weeks, while operators already licensed in the UK or Malta move faster. Nuvei onboards in 2-4 weeks, AstroPay in 1-3 weeks and Worldpay in 4-6 weeks. Paysafe card processing has been live on Primer since June 29, 2026, through Primer for Partners, and Skrill, Neteller, paysafecard and Paysafecash are announced for Primer and not yet live there.
Risk & Compliance
Licensing, fraud prevention, and regulatory compliance
Supported Gambling Licenses
- MGA
- UKGC
- Curaçao
- Alderney
- US states
- KYC/AML Automation
- Available. Full auto
- Chargeback Protection
- Not available. Merchant carries chargebacks
Licenses and Registrations
- FCAAuthorised EMIPaysafe Financial Services LtdFRN 900015since 2018
Covers the Neteller business.
- Central Bank of IrelandE-money institutionPaysafe Payment Solutions Ltd
Covers the Skrill business in the EEA.
- Central Bank of IrelandE-money institutionPaysafe Prepaid Services Ltd
- PCI SSCPCI DSS Level 1
- Central Bank of IrelandCASP authorisation (MiCA)Paysafe Payment Solutions Limitedsince 3 Dec 2025
Passported to 29 EEA states.
- US state gamingGaming vendor / supplier registrationsPaysafe Merchant Services Corp., Paysafecard.com USA and Skrill USA
Covers PA, NJ, MI, WV and CO. West Virginia issues supplier licenses to all three entities.
- FCAAuthorised EMISkrill LtdFRN 900001since 2018
Permissions include payment initiation and account information services.
- FCAAuthorised EMIPrepaid Services Company LtdFRN 900021since 2018
Covers the paysafecard business in the UK.
- FCACryptoasset registrationPaysafe Financial Services LimitedFRN 900015since 12 Nov 2021
Covers the Neteller brand.
- MINCETURLinked-service provider registrationPAYSAFE FINANCIAL SERVICES LIMITEDPSV0023
Registered under the payment method and payment gateway categories.
- MINCETURLinked-service provider registrationPAYSAFE PREPAID SERVICES LIMITEDPSV0026
Registered under the payment method and payment gateway categories.
- MINCETURLinked-service provider registrationPAYSAFE PAYMENT SOLUTIONS LIMITEDPSV0027
Registered under the payment method and payment gateway categories.
- Fraud Prevention
- AML, encryption
- Responsible Gaming
- YesBuilt-in limits
- Tokenization
- YesPCI Level 1 + vault
- Dispute Resolution
- Dedicated team
Compliance Context
Paysafe is PCI DSS Level 1 certified and keeps cards in its own tokenization vault. KYC and AML run fully automated, with document checks, selfie and liveness verification, and Skrill and Neteller users arrive already verified by the wallet, which cuts friction at the first deposit. On card transactions the merchant carries chargeback liability. Skrill and Neteller deposits carry no chargeback risk for the operator, because the wallet funds are prepaid. Paysafe's MiCA authorization lets Skrill and Neteller offer compliant crypto features across the EEA.
Regulatory Position
Paysafe holds no gambling operator license of its own and serves operators licensed by the UKGC, the MGA, Curacao, Alderney and US state regulators. In the UK three FCA e-money authorizations from 2018 carry Neteller, Skrill and paysafecard, and the Neteller and Skrill entities have held cryptoasset registrations since November 12, 2021. In the EEA the Central Bank of Ireland authorizes two Paysafe e-money institutions, one of them carrying the Skrill business, and granted Paysafe Payment Solutions Limited a MiCA CASP authorization on December 3, 2025, passported to 29 EEA states. Paysafe's service to UKGC books in the UK and MGA books in Malta rests on that UK and Irish e-money base. In the US, Paysafe Merchant Services Corp., Paysafecard.com USA and Skrill USA are registered gaming service providers in Pennsylvania, minor vendors in Colorado and licensed suppliers in West Virginia, while Michigan registers only the first two and New Jersey carries vendor registrations for four Paysafe entities. Those registrations let Paysafe serve state-licensed books in five states, and Indiana, where the three were also registered, abolished that registrant class in July 2025. In Peru three Paysafe entities have been MINCETUR linked-service providers for payment methods and gateways since February 14, 2024, which lets Paysafe serve the country's licensed operators.
About Paysafe: Company Background
Company and product information
- Company Name
- Paysafe
- Headquarters
- London, UK
- Founded
- 1996
- Employees
- ~2,800
- Company Type
- Public
- Product Type
- Full-Stack PSP
- Licenses
- FCA Authorised EMI, Central Bank of Ireland E-money institution, Central Bank of Ireland E-money institution, PCI SSC PCI DSS Level 1, Central Bank of Ireland CASP authorisation (MiCA), US state gaming Gaming vendor / supplier registrations, FCA Authorised EMI, FCA Authorised EMI, FCA Cryptoasset registration, MINCETUR Linked-service provider registration, MINCETUR Linked-service provider registration, MINCETUR Linked-service provider registration
- Key Products
- Gateway, Wallets (Skrill, Neteller, PaysafeWallet), Acquiring, Prepaid, Merchant of Record (with FastSpring)
- Website
- paysafe.com
- Supported Verticals
- iGaming, Forex, eCommerce, Crypto
- Integration Type
- REST API + SDK + embedded UI
- Settlement Speed
- T+3
- Onboarding Speed
- 3-6 weeks
- Named iGaming Clients
- 888, PokerStars, Caesars, Betsson, DraftKings, Golden Nugget, BetMGM, BetRivers, FanDuel, William Hill
Company History
1996: Paysafe's business began as a generic card processor.
Early 2000s: Paysafe moved into gambling processing as online poker and casino grew and operators needed processors willing to take a risk category that traditional banks avoided.
2015: Optimal Payments plc, which already owned Neteller, bought Skrill Group with paysafecard for EUR 1.1 billion and renamed itself Paysafe Group, bringing tens of millions of registered wallet accounts under one owner.
2021: Paysafe listed on the NYSE under the ticker PSFE through a SPAC.
2026: Merchant Solutions iGaming revenue rose 17% in the second quarter, against 6% for the segment on $37.3 billion of volume and 4% for the group, which lost $58.9 million on $447.4 million of revenue. iGaming processing volumes ran more than 25% above the prior year in June and more than 30% in July. Paysafe refinanced into $650.9 million and EUR 478.4 million of term loans due 2030 plus a revolving facility to August 2031, and reached a preliminary settlement of the shareholder suit from its SPAC listing, still awaiting court approval. PaysafeWallet reached Poland, its 19th European market, on August 10, after 600,000 users joined in 18 months.
What Users Say About Paysafe
1,288 reviews on Trustpilot
The remaining 5% are 2-4 star reviews.
Review Analysis
Paysafe's Trustpilot rating is 1.4/5 across 1,288 reviews, 86% of them one-star and 9% five-star. The complaints come from Skrill and Neteller users and center on account freezes, verification queues that stall access to funds, dormancy fees on idle balances and poor support.
Context for Operators
The rating measures the wallet experience. The gateway's record sits with the European and US operators that keep processing with Paysafe, and that outweighs the star count on operational quality. For an operator the reviews are a caution about Skrill and Neteller support, which its own wallet-paying players will deal with.
Named iGaming Clients
888, PokerStars, Caesars, Betsson, DraftKings, Golden Nugget, BetMGM, BetRivers, FanDuel, William Hill
Paysafe's European iGaming clients include 888, PokerStars, William Hill and Betsson. Caesars, DraftKings, Golden Nugget, BetMGM, BetRivers and FanDuel accept Paysafe products in the US. These operators run several PSPs in parallel, so each account is shared with other processors.
Operational Details
Business terms, contracts, and support
- Dedicated Account Manager
- Gaming vertical team
- Minimum Monthly Volume
- $250k+
- Contract Lock-In
- 6‑12 months
- Migration Support
- Yes
- Min/Max Transaction
- $5 - $100,000
- Mass Payouts
- Instant + batch · No published limit
- Biometric / One-Click
- Yes
- Reporting
- Auto‑recon + compliance reports
On a $500k month the reserve withholds $35,000-60,000 a month and holds $210,000-360,000 once the 6-month window fills, while T+3 settlement keeps 3 days of a $500k month, $50,000, in transit. Maintenance costs $500-1,500 whatever the month's volume, the monthly minimum is $250k, and all of it runs under a 6-12 month lock-in, so an operator at full reserve has $260,000-410,000 of working capital tied up with Paysafe.
Frequently Asked Questions
9 questions about Paysafe
Paysafe pays player withdrawals within 24 hours. Skrill and Neteller payouts land inside Paysafe's own network with no interbank wait, and batch payouts go out once a day.
Settlement runs T+3, paid out in EUR, GBP or USD. A Friday deposit reaches the operator on Wednesday. Refunds to players take up to 5 business days.
Integration takes 1-3 weeks, and onboarding under the high-risk iGaming classification takes 3-6 weeks. One REST API covers the gateway, wallets, acquiring and payouts, and ready connectors cover SoftSwiss, EveryMatrix and Slotegrator.
Paysafe covers 120 countries and acquires directly in 13 of them across Europe, North America and Latin America, with local methods in 19. The UK and the US rate Strong for a licensed operator. Argentina, Germany and the Netherlands rate Limited, as does Norway for an offshore operator.
Paysafe boards operators from $250k a month, on a 6-12 month contract with $500-1,500 in monthly maintenance.
Paysafe takes crypto deposits only in regulated US iGaming and DFS cashiers, where Pay with Crypto went live on April 8, 2026, and MoonPay converts USDC, USDT, BTC, ETH and a rotating top-50 list into dollars, so the operator receives fiat and never holds the coins.
Paysafe holds a 1.4/5 Trustpilot rating from 1,288 reviews, and 86% of them are one-star. The complaints center on Skrill and Neteller account freezes, verification queues and dormancy fees.
Paysafe charges 1-2.9% with a 7-12% reserve for 6 months and boards from $250k a month, while Nuvei charges 1.5-3.5% with a 5-10% reserve for 6 months and a $500k+ minimum. Nuvei runs 720+ methods and local rails in 44 markets against Paysafe's 260+ and 19, and rates 3.5 on Trustpilot from 858 reviews, against Paysafe's 1.4 from 1,288. Paysafe fits a book whose players deposit with Skrill and Neteller, and Nuvei fits a multi-market operator above $500k a month that needs Asia, MENA or Africa.
Paysafe acquires directly in six Latin American markets on its own SafetyPay and PagoEfectivo networks, while AstroPay acquires directly in Brazil and reaches Mexico, Argentina, Colombia, Peru and Chile through its player wallet. AstroPay boards from $100k with no lock-in, holds 5-8% for 3 months and settles T+1 to T+2, against Paysafe's $250k floor, 6-12 month lock-in, 7-12% held for 6 months and T+3 settlement. AstroPay fits a Latin America-first book under $250k a month, and Paysafe fits an operator that runs Europe or the US alongside Latin America.
Our Verdict: Should You Use Paysafe?
Final assessment for iGaming operators
Overall iGaming Score
Summary
Paysafe gives a licensed operator its own wallets, Skrill and Neteller, on the same contract as direct card acquiring in the UK and the US and direct access to local bank-transfer and cash rails in six Latin American markets, under FCA and Central Bank of Ireland licenses and US state registrations. The price is working capital and exit freedom. The call turns on the wallet share of the book, since an operator whose players do not use Skrill or Neteller pays that price for card acquiring alone.
Strongest Point
Paysafe owns Skrill and Neteller, which had 3.4M active users in Q4 2025, so a player with either wallet deposits at the operator's cashier without creating new payment credentials.
Key Limitation
The 6-month reserve locks $210,000-360,000 on a $500k month, and it comes with monthly maintenance and opening quotes at the high end of the rate range, so the total cost builds faster than the headline rate.
Recommendation
Sign with Paysafe if you run a licensed UK, US or Latin American book and Skrill or Neteller already sit in your cashier, and fix the reserve rate, a 90-day release and separate wallet rates in the contract before you accept a lock-in of up to 12 months.
Pros
- Owns Skrill and Neteller, so wallet players arrive already verified, which cuts KYC friction at their first deposit.
- 888, PokerStars, William Hill and Betsson in Europe and Caesars, DraftKings, BetMGM and FanDuel in the US take Paysafe products, which gives a procurement team client references in both regions.
- Acquires directly in Brazil, Mexico, Colombia, Peru, Chile and Ecuador, where its own SafetyPay network, plus PagoEfectivo in Peru and Ecuador, carries bank transfers and cash on the same contract as the European wallets.
- Integration takes 1-3 weeks, since a single REST API reaches the gateway, wallets, acquiring and payouts.
- Player payouts clear within 24 hours, and a Skrill or Neteller payout is spendable on arrival because it never leaves Paysafe's network.
- Wallet deposits carry no chargeback risk, because Skrill and Neteller balances are prepaid, so that share of volume never enters a dispute.
Cons
- The rolling reserve runs 6 months, against 3 months at AstroPay and 4 months at PayRetailers, so each month's holdback stays locked twice as long as at AstroPay.
- Maintenance of $500-1,500 a month is billed on top of transaction fees, whatever the month's volume.
- Contracts lock in for 6-12 months, so a service problem in month 3 cannot be solved by switching, while AstroPay signs with no lock-in.
- Boards only from $250k a month, which rules out startups and small books.
- T+3 settlement keeps Friday's deposits out of the operator's account until Wednesday, while AstroPay settles T+1 to T+2.
- Refunds take up to 5 business days to reach players, where Trustly refunds instantly.
- Crypto runs only through Pay with Crypto in regulated US cashiers with fiat settlement, so an operator taking crypto anywhere else needs a second processor.
- The Trustpilot profile is 86% one-star and public, so a board or procurement team will ask about it and someone at the operator has to explain that it rates the consumer wallets.
- Germany, the Netherlands and Argentina run on third-party bank rails, so all three rate Limited for casino and sportsbook, while Norway, reached through the wallets alone, rates Limited for an offshore operator.
Ready to evaluate Paysafe for your business?
Payment Methods You Can Accept Through Paysafe
Once you sign with Paysafe, you can turn these on inside the cashier without a separate integration. They're carried under the same contract.
Paysafe vs. Alternatives: How It Compares
Similar payment processing solutions
Books that run mainly in Latin America fit AstroPay or PayRetailers, and books that need direct acquiring in Argentina fit PayRetailers. Regulated European books whose players pay by bank fit Trustly, which settles T+1 with no rolling reserve, where Paysafe settles T+3 and holds its reserve for 6 months. Trustly can also run next to Paysafe in the same cashier, so the Skrill and Neteller traffic stays. Crypto volume outside US cashiers belongs with CoinsPaid, which takes 18 crypto assets and holds no reserve on crypto. A large enterprise that moves $1M+ a month and wants interchange-plus pricing fits Adyen at 0.6% + interchange.
When to Choose an Alternative
- Nuvei
Choose Nuvei if your players do not depend on Skrill or Neteller and you need reach beyond Europe and the Americas. Nuvei offers 720+ methods with local rails in 44 markets, Asia, MENA and Africa included, against Paysafe's 260+ methods and 19 markets, and signs for 12 months.
- AstroPay
Choose AstroPay if Latin America is your main market and you want no lock-in, against Paysafe's 6-12 months. AstroPay starts at $100k a month, charges 1-2.5%, settles T+1 to T+2 and keeps its 5-8% reserve for 3 months.
- Worldpay
Choose Worldpay if you move $750k+ a month in European cards and need direct acquiring in the Netherlands, Belgium, Spain, Sweden or Finland, where Paysafe does not acquire directly. Worldpay rates 4.2 on Trustpilot from 10,415 reviews, but it holds 8-15% for 6 months and locks in for 12 months.
- PayRetailers
Choose PayRetailers if Argentina matters, because PayRetailers acquires directly in seven Latin American markets including Argentina, where Paysafe only aggregates. It boards from $150k on a 6-month contract, against Paysafe's 6-12 months.
- iGaming score 8.8 out of 10

Nuvei
Full-Stack PSP- Deposit Fee
- 1.5‑3.5%
- Settlement
- T+2 - T+7
- Methods
- 720+
- Trustpilot
- 3.5/5
- iGaming score 8.2 out of 10

Adyen
Enterprise PSP- Deposit Fee
- 0.6% + interchange
- Settlement
- T+1 - T+3
- Methods
- 250+
- Trustpilot
- 1.3/5
- iGaming score 8.0 out of 10

Worldpay
Card Acquiring PSP- Deposit Fee
- 1.5‑3.5%
- Settlement
- T+2 - T+7
- Methods
- 300+
- Trustpilot
- 4.2/5
- iGaming score 8.4 out of 10

Trustly
Open Banking PSP- Deposit Fee
- 0‑1%
- Settlement
- T+1
- Methods
- Open banking
- Trustpilot
- 2.8/5
- iGaming score 8.0 out of 10

AstroPay
Local Methods PSP- Deposit Fee
- 1‑2.5%
- Settlement
- T+1 - T+2
- Methods
- 50+
- Trustpilot
- 4.1/5
Related Reading
Operator guides and analysis relevant to evaluating Paysafe.
- How to Get a Gambling Merchant AccountGuide →
- High-Risk Payment ProcessingGuide →
- Crypto Payment GatewaysGuide →
- iGaming Payment ProcessingGuide →
- Gaming Payment GatewayGuide →
- Card Acquirers vs Crypto Rails for iGamingRead →
- Apple Pay and Google Pay for CasinoRead →
- Brazil Credit Card Ban in 2026Read →
- iGaming Cashier UX Patterns That Lift Deposit Conversion 15-35%Read →
End of Report. Paysafe Provider Assessment Report 2026
Prepared and reviewed by the iGaming Payment Solutions Editorial Team ·