Our iGaming Score: 6.7/10
Weighted scoring across six criteria
| Criterion | Weight | Score | Rating |
|---|---|---|---|
| iGaming Fit Ladbrokes and Coral clients, SoftSwiss and EveryMatrix connectors, UKGC licensed, iGaming-first | 25% | 8.0 | Good |
| Geographic Coverage UK and Europe only. Zero LATAM, zero Asia, zero Africa. Narrow by design | 20% | 3.5 | Poor |
| Security & Compliance FCA, UKGC, MGA, Curacao. PCI Level 1 tokenization. Semi-auto KYC. Merchant chargeback | 15% | 7.5 | Good |
| Fees & Pricing 1.5-3.5% deposits, rolling reserve 8-15% for 6 months (heaviest), FX 1-2%, $2k-10k setup | 15% | 6.6 | Average |
| Tech & Integration Single API, smart routing, limited sandbox, 3-6 week integration, 2 iGaming connectors | 15% | 7.0 | Good |
| User Trust 4.3/5 Trustpilot from 9,685 reviews. Second only to AstroPay (4.4) by volume-weighted rating | 10% | 8.6 | Excellent |
| Overall | 100% | 6.7 | Average |
We score each provider on six criteria using a 1 to 10 scale. iGaming Fit carries the most weight at 25% because that is what matters most for gambling operators. Geographic Coverage gets 20%. Security and Compliance, Fees and Pricing, and Tech and Integration each get 15%. User Trust rounds it out at 10%. The final score is a weighted average of all six.
Score Explanation
Who Is Worldpay Best For?
Recommended For
UK-focused gambling operators. UK-licensed operators where card payments dominate deposits. Worldpay processes more UK card volume than nearly any competitor. UKGC licensed. Ladbrokes and Coral trust it for their online card flows. If UK players are 50%+ of your base, Worldpay's card infrastructure is purpose-built.
High-volume card processors. Operators processing $750k+ monthly primarily through European card transactions. The pricing structure rewards high volume with better rates. FIS ownership provides acquiring scale that smaller PSPs can't match. 300+ methods with strongest depth in Visa, Mastercard and local European debit networks.
UKGC compliance requirements. Teams where UKGC compliance is non-negotiable and vendor audit trail matters. Worldpay has processed UK gambling payments since the industry went online. A 27-year track record, FIS backing and 6,000+ employees satisfy vendor due diligence that newer providers fail.
Trust-sensitive operations. Operators where public trust ratings influence procurement decisions. 4.3/5 from 9,685 reviews is the kind of number that makes board presentations easier. Paysafe at 1.2/5 requires constant context. Nuvei at 3.6/5 raises questions. Worldpay's Trustpilot profile presents cleanly without caveats.
Not Recommended For
Small operators under $750k/month. Operators under $750k monthly volume. Worldpay's minimum is the highest in our database. Nuvei starts at $500k. AstroPay at $100k. NOWPayments has no minimum. Setup fees of $2k-10k add to the entry barrier. The platform is built for scale, not for growing into.
Crypto-focused platforms. Crypto-focused casinos. Worldpay's crypto support is listed as Low. NOWPayments handles 350+ coins at 0.5-1%. CoinsPaid does 20+ with fiat conversion. Even Nuvei and Paysafe have higher crypto capability. If crypto deposits are part of your strategy, Worldpay contributes nothing.
Cash flow sensitive operations. Operators where cash flow timing is critical. Withdrawals take 24-48 hours. Settlement runs T+2 to T+7. Refunds need 5-7 business days. Brite does same-day settlement. AstroPay settles T+1 to T+2. If your business model depends on fast access to deposited funds, Worldpay's timeline creates a problem.
Rolling reserve sensitive teams. Teams sensitive to rolling reserve capital impact. 8-15% held for 6 months is the heaviest reserve in our entire database. On $1M monthly, that's $80-150k locked. AstroPay holds 5-8% for 3 months. Solidgate does 4-8% for 3-6 months. The difference in locked capital is significant.
Geographic Coverage
Supported regions and market focus
Regions
Coverage Analysis
UK and Europe. That covers the operating area. UKGC, MGA and Curacao licenses handle the main European gambling jurisdictions. Card acquiring depth in UK, Germany, France, Nordics, Spain and other mature markets is strong. Outside Europe, coverage drops to near zero. No LATAM local methods. No APAC acquiring. AstroPay and PayRetailers own LATAM. Nuvei handles 50+ global markets. Most Worldpay operators run it for European cards and add regional specialists for everything else.
Licensed Jurisdictions
Key Features for iGaming Operators
Products, payment methods, and verticals
Key Products
Card acquiring, Gateway, Payouts
Three products. Card acquiring handles Visa, Mastercard and local debit processing across European markets. The gateway connects 300+ payment methods through hosted or custom checkout. Payouts run daily batch disbursements. Operators integrate the gateway and card acquiring comes bundled. FIS ownership means the acquiring infrastructure runs on one of the largest payment networks globally.
Payment Methods
300+ methods focused on cards and European payment rails. Visa, Mastercard, local debit networks, bank transfers, Apple Pay, Google Pay. The library matches Solidgate's count but tilts heavily toward card-based transactions. No wallet ecosystem like Paysafe's Skrill/Neteller. No deep local method integration for emerging markets. Nuvei has 700+ across all categories. For operators whose deposit volume is 70%+ cards in European markets, the method mix fits. For anything else, gaps appear fast.
Verticals
iGaming, Retail and eCommerce are all significant verticals. Less pure iGaming focus than Nuvei or Paysafe. The product serves gambling operators well through UKGC compliance and platform connectors, but retail and eCommerce clients compete for roadmap attention and engineering resources.
| Feature | Status | Details |
|---|---|---|
| Deposit Processing | 300+ payment methods, Instant | |
| Withdrawal / Payout | 24-48h | |
| Instant Withdrawals | 24-48h | |
| KYC / AML Built-in | Semi-auto | |
| Chargeback Protection | Merchant | |
| Multi-Currency | 1 currencies supported | |
| API Integration | Single API | |
| Local Payment Methods | 300+ methods across multiple categories | |
| iGaming Specialization | High card volumes | |
| Geographic Coverage | UK + Europe |
Pre-Built iGaming Integrations
Pricing & Fee Structure
Fee structure and pricing model
Pricing & Fee Structure
Hybrid % pricing model
1.5-3.5%
Custom
T+2 - T+7
300+
8-15% for 6 months
1-2%
Custom
$2k-10k
Yes
Pricing Details
Deposits 1.5-3.5%, withdrawals custom. Card-focused pricing with interchange-plus available for large volumes. Rolling reserve of 8-15% for 6 months is the most aggressive in our entire database. On $1M monthly, $80-150k sits locked. Paysafe holds 7-12%, Nuvei 5-10%, AstroPay 5-8%. Nobody else reaches 15%. FX markup 1-2%. Setup fees $2k-10k, also the highest range. TCO for an operator doing $1M/month through UK and European cards: $18,000-$40,000 monthly in transaction fees, plus $80-150k in rolling reserve capital. AstroPay's 1-2.5% LATAM rates look cheap alongside. Solidgate's published 0.3-0.8% plus acquiring is structurally different but often cheaper overall. Refund processing at 5-7 days adds hidden operational cost. Current pricing, February 2026.
Negotiation Tips
Rolling reserve is the negotiation priority. 8-15% is extreme. Push hard for 8% or below with documented chargeback ratios. Volume tiers at $1M and $2M should unlock interchange-plus rates where you pay interchange plus a small markup rather than blended percentages. Setup fees of $2k-10k are negotiable at high volume commitments. Get competing quotes from Nuvei and Paysafe before signing. If Worldpay won't match, both alternatives process European cards too.
Speed & Settlement
Transaction processing and settlement timelines
Instant
Player-initiated24-48h
Operator payoutT+2 - T+7
To operator accountEUR, GBP, USD
Settlement optionsIntegration & Tech
Developer experience and technical capabilities
API Type
Single API
Onboarding
4-6 weeks
Sandbox
Yes - limited sandbox
Mobile SDK
Yes
White-Label
Hosted + custom
Docs Quality
Basic
3-6 weeks
Pre-Built iGaming Integrations
Integration Assessment
Single API. Smart routing for card transactions. Limited sandbox, not the full testing environment Nuvei offers. Documentation rated Basic, lowest in our database. Nuvei: Excellent with Postman collections. Paysafe and AstroPay: Good. Integration takes 3-6 weeks, slowest standard timeline. 2 iGaming connectors: SoftSwiss and EveryMatrix. Nuvei has 6, Paysafe 4. High-risk onboarding adds 4-6 weeks. Migration support available at extra cost. Updated Q1 2026.
Risk & Compliance
Licensing, fraud prevention, and regulatory compliance
Supported Gambling Licenses
Compliance Context
FCA, UKGC, MGA and Curacao licensed. PCI Level 1 tokenization. Chargeback alerts as the primary fraud tool rather than AI prevention like Nuvei runs. Semi-auto KYC/AML, less automated than Nuvei's full auto or AstroPay's full auto. Chargeback liability merchant-side. UKGC operators get the strongest compliance alignment since Worldpay has processed UK gambling payments for over two decades. MGA operators get standard compliance. Basic responsible gaming tools and dispute resolution through a dedicated team.
About Worldpay: Company Background
Company and product information
Company History
Started in 1997 when UK online gambling was still finding its feet. Card processing was the original and only product. While most banks avoided gambling merchants, Worldpay took the risk. That early positioning meant operators like Ladbrokes and Coral built their online payment systems on Worldpay infrastructure from the start.
FIS acquired Worldpay in 2019 for $43 billion. The acquisition brought corporate scale but also complexity. Integration into a broader fintech conglomerate meant iGaming became one vertical among many rather than the primary focus. Product development now serves retail, eCommerce and travel alongside gambling.
Today: 6,000+ employees, London headquarters, publicly traded under FIS. Very strong in UK and European card processing. The brand carries trust in British gambling circles that decades of service built. Whether FIS continues investing in iGaming-specific features or prioritizes higher-growth verticals is the strategic question for operators to consider.
What Users Say: Trustpilot & Review Analysis
Our analysis of 9,685 reviews from Trustpilot and industry sources
Review Analysis
4.3/5 from 9,685 Trustpilot reviews. Largest review sample in our database. AstroPay nearly matches at 4.4/5 from 9,650. Nuvei has 3.6/5 from 813. Paysafe sits at 1.2/5. Positive reviews praise transaction reliability and payment speed. Negative ones mention customer service wait times and fee clarity. The volume and consistency of positive ratings is a genuine trust signal.
Context for Operators
Reviews cover the broader Worldpay merchant base, not just iGaming. Retail and eCommerce merchants contribute most of the volume. Still, 4.3/5 from nearly 10,000 reviews indicates operational reliability that crosses verticals. Operators can reference this rating in board presentations and compliance documentation without caveats.
Notable Clients
Ladbrokes, Coral
Ladbrokes and Coral. Two of the UK's most established bookmakers, both now part of Entain Group. Having processed their online card payments for years, the relationship validates Worldpay for UK regulated gambling. These are household names in British betting, not niche operations.
Operational Details
Business terms, contracts, and support
Owned by FIS, very strong in UK/Europe
Frequently Asked Questions
8 questions about Worldpay
Our Verdict: Should You Use Worldpay?
Final assessment for iGaming operators
Overall iGaming Score
Summary
UK and European card acquiring from a provider with 27 years of gambling payment history. Total score of 6.7 reflects strong User Trust (8.6) and iGaming Fit (8.0) weighed down by narrow geography (3.5) and expensive reserve terms. FIS-owned, processing for Ladbrokes and Coral. If your operation is UK/European cards at $750k+ monthly, the infrastructure exists. Budget for the reserve.
Strongest Point
Trust. 4.3/5 from 9,685 Trustpilot reviews. 27 years of operational history. FIS corporate backing. Ladbrokes and Coral as clients. In a market where payment provider failures make headlines, Worldpay's longevity and public ratings provide a trust foundation that newer providers can't match. Board members and compliance officers appreciate these numbers in vendor evaluations.
Key Limitation
Cost and geography. Rolling reserve at 8-15% for 6 months is the highest in our database and can lock $80-150k on $1M monthly. Geography stops at European borders. Setup fees of $2k-10k are the highest. Refund processing at 5-7 days is the slowest. Operators needing cost efficiency or global reach get more per dollar from Nuvei or Solidgate.
Recommendation
Choose Worldpay if UK and European card payments at $750k+ monthly volume are the core and vendor trust matters to procurement. The Trustpilot profile and FIS backing make board-level approvals easier. If you need LATAM, add AstroPay or PayRetailers alongside. If the rolling reserve is a blocker, Nuvei holds 5-10% versus 8-15%. For transparent pricing, Solidgate publishes rates. Updated February 2026.
Pros
- 4.3/5 from 9,685 Trustpilot reviews. Largest verified review sample in our database. AstroPay matches the volume at 4.4/5 from 9,650 reviews. Nobody else comes close in combined score and sample size. Makes compliance documentation and vendor approval processes simpler.
- 27 years processing gambling payments. Longer operational history than any competitor in our database. Nuvei started in 2003. Paysafe in 1996, one year earlier. Track record reduces vendor risk in procurement evaluations. Payment processing longevity signals financial stability.
- FIS ownership provides corporate scale. FIS is a $40B+ publicly traded fintech. The acquiring infrastructure runs on one of the largest payment networks globally. Counterparty risk is lower than privately held or VC-backed competitors like Solidgate or Brite.
- Ladbrokes and Coral as clients. Two of the UK's most established betting brands, both Entain Group. UK bookmakers trusting their card payments to Worldpay validates UKGC compliance and operational quality at the highest level of British gambling.
- UKGC, MGA, FCA and Curacao licensed. The stack covers primary regulated European gambling markets. UK operators benefit from UKGC alignment maintained for over two decades. AstroPay and PayRetailers don't carry UKGC or FCA licenses.
Cons
- Rolling reserve of 8-15% for 6 months. Highest in our entire 20-provider database. On $1M monthly, $80-150k locked. Nuvei holds 5-10%. Paysafe 7-12%. AstroPay 5-8% for 3 months. Solidgate 4-8% for 3-6 months. At 15% the capital impact is genuinely prohibitive for many operators.
- UK and Europe only. Zero LATAM, zero APAC, zero Africa coverage. PayRetailers has 100+ LATAM methods. AstroPay covers LATAM plus India. Nuvei handles 50+ markets. Any operator with non-European player traffic needs additional providers alongside Worldpay.
- Documentation rated Basic. Lowest in our database. Nuvei: Excellent with Postman collections. Paysafe: Good. AstroPay: Good. Integration takes 3-6 weeks, also the longest standard timeline. Engineering teams spend more time and budget getting Worldpay live than with any alternative.
- Refund processing 5-7 business days. Slowest in our database. AstroPay does 1-3 days. Nuvei 3-5 days. Brite processes refunds instantly. Players waiting a week generate support tickets. Operators running bonus-heavy promotions with frequent reversals feel this delay directly.
- $750k minimum monthly volume and $2k-10k setup fee. Highest entry barriers in our database. Nuvei starts at $500k with setup often waived. AstroPay at $100k with $0-2k setup. NOWPayments: no minimum, no setup. Mid-market operators get priced out before the conversation starts.
Ready to evaluate Worldpay for your business?
Worldpay vs. Alternatives: How It Compares
Similar payment processing solutions
Nuvei processes European cards too but adds 700+ methods, 50+ global markets, AI routing and 6 platform connectors at lower entry cost. Paysafe offers the Skrill/Neteller wallet ecosystem with 50M+ users alongside card acquiring. AstroPay handles LATAM at 1-2.5% with faster settlement and lighter reserve. PayRetailers does 100+ LATAM methods through direct acquiring. Solidgate provides transparent pricing from 0.3-0.8% plus acquiring with LATAM/APAC coverage. Most operators run Worldpay alongside regional specialists.
Adyen
Enterprise PSPNuvei
Full-Stack PSPSolidgate
Orchestration + AcquiringEnd of Report — Worldpay Provider Assessment Report 2026
Prepared by Alex Richardson | Reviewed by Maria Chen | February 12, 2026