Skip to content

78 providers

Updated

iGaming Payment Solutions

Europe

Independent directory of the best payment providers for iGaming operators, online casinos and sportsbooks.

Top Rated Providers

Nuvei processes for DraftKings, FanDuel and BetMGM. Adyen cleared €1.39 trillion last year. The top of this list isn't populated by startups with nice websites. These are the providers that process real iGaming volume at scale.

  1. 01Nuvei

    Nuvei

    iGaming-friendly

    Nuvei acquires gambling payments directly in 12 European markets and five in the Americas, and it sells gateway, acquiring, routing, player payouts and fraud screening under one contract. In the US it processes for state-licensed operators under its own gaming vendor registrations. It fits groups licensed in three or more of those markets that process $500k or more a month and would otherwise run four or five payment vendors. Pricing is set per deal, and the capital terms decide the economics: Nuvei holds a 5-10% rolling reserve for 6 months and settles to the operator T+2 to T+7. Outside those markets it reaches players through aggregated local methods or open banking.

    EU, NA, LA, AS, ME, AF, Global720+ APMsT+2‑33.5/5
    iGaming score 8.8 out of 10
  2. 02Paysafe

    Paysafe

    iGaming-friendly

    Paysafe is a London-based, NYSE-listed PSP that acquires gambling payments directly in 12 markets and owns the Skrill, Neteller and PaysafeWallet wallets, which had 7.8M active users in Q4 2025. It sells gateway processing, card acquiring and payouts next to those wallets and the paysafecard voucher, and 888, PokerStars, William Hill and DraftKings are among its clients. The fit is a licensed casino or sportsbook moving $250k or more a month whose players already deposit with Skrill or Neteller, because one contract then covers the cards and the wallets. That access comes at a heavy price, since a 7-12% reserve sits with Paysafe for 6 months. Crypto is where the fit ends, because Pay with Crypto works only in regulated US cashiers and Paysafe settles operators in fiat alone.

    EU, NA, LA260+ APMsT+2‑31.4/5
    iGaming score 8.6 out of 10
  3. 03TrueLayer

    TrueLayer

    iGaming-friendly

    TrueLayer is a London open banking PSP that takes Pay by Bank deposits and pays winnings back in seconds across 22 European countries, at 0.3-1.0% per deposit with no rolling reserve and no chargebacks. It fits mid-market and enterprise UKGC, MGA and GGL licensees that want a bank rail next to their card acquirer, and bet365 runs it as the recommended checkout option in the UK and Germany. TrueLayer settles to the operator instantly, while Trustly, the other main Pay by Bank choice for UK and European operators, settles T+1 and reaches 33 countries. Since March 3, 2026, TrueLayer has owned Zimpler, which brings Pay N Play in Sweden and Finland on Zimpler's own contract. TrueLayer processes no cards and no crypto, so it is the European bank-rail piece of a payment stack and cannot carry a multi-region book alone. The company is still loss-making, with a pre-tax loss of £38.6 million in 2024.

    EUInstant2.0/5
    iGaming score 8.6 out of 10
  4. 04Trustly

    Trustly

    Regulated-only

    Trustly is a Stockholm open banking PSP that takes deposits from players' bank accounts and pays winnings back to them across Europe and North America, at 0-1% per deposit with no rolling reserve and T+1 settlement. It fits mid-market and enterprise casinos and sportsbooks under an MGA, UKGC, Swedish, German, Dutch or US state license that move at least $300k a month, the contract floor, and can commit to a fixed 12-month term. Pay N Play, a single bank login that registers the player and takes the first deposit, runs in five markets. Payouts land in the player's account in under 6 seconds. Trustly carries one method, the bank payment, so an operator still needs a card processor and a wallet beside it, and it takes no crypto. The revenue base now leans on the Americas, which brought in 61% of group revenue in the second quarter of 2026 and grew 24% while Europe fell 9%. Trustly, Inc. became a co-defendant on August 19, 2026, in a Florida Attorney General suit that calls VGW's sweepstakes casinos illegal gambling. Being named in a gambling-legality case clashes with Trustly's rule of boarding only licensed operators.

    EU, NAT+12.8/5
    iGaming score 8.4 out of 10
  5. 05Volt

    Volt

    iGaming-friendly

    Volt is a London open banking PSP that runs pay-by-bank deposits and instant payouts on nine real-time rails in 33 countries, under an FCA e-money authorization and a Polish KNF payment institution license. It fits UK and EEA licensees and Australian sportsbooks that want pay by bank beside a card processor. Deposits cost 1-2.5% with no rolling reserve, settlement runs T+1, and push payments carry zero chargebacks. Volt processes no cards and no coin beyond USDC and EURC, and its Pix route in Brazil is closed to betting.

    EU, OCT+12.6/5
    iGaming score 8.4 out of 10

Quick Picks

Top providers for specific markets and needs

All 78 iGaming Payment Providers: PSPs, Gateways and Processors

Every provider here actively serves iGaming operators.

Provider filters
  • Nuvei

    Nuvei

    Full-Stack PSP

    iGaming score 8.8 out of 10

    Nuvei acquires gambling payments directly in 12 European markets and five in the Americas, and it sells gateway, acquiring, routing, player payouts and fraud screening under one contract. In the US it processes for state-licensed operators under its own gaming vendor registrations. It fits groups licensed in three or more of those markets that process $500k or more a month and would otherwise run four or five payment vendors. Pricing is set per deal, and the capital terms decide the economics: Nuvei holds a 5-10% rolling reserve for 6 months and settles to the operator T+2 to T+7. Outside those markets it reaches players through aggregated local methods or open banking.

    Regions:
    EUNALA+4
    Methods:
    Cards, Bank Transfers, Crypto, E‑Wallets
    Settlement:
    T+2‑3
    License & support:
    FCA, US state gaming, ONJN, MINCETUR, Bank of Lithuania, MGA, UKGC, Curaçao, Isle of Man, US states
  • Paysafe

    Paysafe

    Full-Stack PSP

    iGaming score 8.6 out of 10

    Paysafe is a London-based, NYSE-listed PSP that acquires gambling payments directly in 12 markets and owns the Skrill, Neteller and PaysafeWallet wallets, which had 7.8M active users in Q4 2025. It sells gateway processing, card acquiring and payouts next to those wallets and the paysafecard voucher, and 888, PokerStars, William Hill and DraftKings are among its clients. The fit is a licensed casino or sportsbook moving $250k or more a month whose players already deposit with Skrill or Neteller, because one contract then covers the cards and the wallets. That access comes at a heavy price, since a 7-12% reserve sits with Paysafe for 6 months. Crypto is where the fit ends, because Pay with Crypto works only in regulated US cashiers and Paysafe settles operators in fiat alone.

    Regions:
    EUNALA
    Methods:
    Cards, Bank Transfers, Crypto, E‑Wallets
    Settlement:
    T+2‑3
    License & support:
    FCA, Central Bank of Ireland, US state gaming, MINCETUR, MGA, UKGC, Curaçao, Alderney, US states
  • TrueLayer

    TrueLayer

    Open Banking PSP

    iGaming score 8.6 out of 10

    TrueLayer is a London open banking PSP that takes Pay by Bank deposits and pays winnings back in seconds across 22 European countries, at 0.3-1.0% per deposit with no rolling reserve and no chargebacks. It fits mid-market and enterprise UKGC, MGA and GGL licensees that want a bank rail next to their card acquirer, and bet365 runs it as the recommended checkout option in the UK and Germany. TrueLayer settles to the operator instantly, while Trustly, the other main Pay by Bank choice for UK and European operators, settles T+1 and reaches 33 countries. Since March 3, 2026, TrueLayer has owned Zimpler, which brings Pay N Play in Sweden and Finland on Zimpler's own contract. TrueLayer processes no cards and no crypto, so it is the European bank-rail piece of a payment stack and cannot carry a multi-region book alone. The company is still loss-making, with a pre-tax loss of £38.6 million in 2024.

    Regions:
    EU
    Methods:
    Open Banking
    Settlement:
    Instant
    License & support:
    FCA, Central Bank of Ireland, Finansinspektionen, UKGC, MGA, Sweden, Germany, Netherlands, Ireland
  • Trustly

    Trustly

    Open Banking PSP

    iGaming score 8.4 out of 10

    Trustly is a Stockholm open banking PSP that takes deposits from players' bank accounts and pays winnings back to them across Europe and North America, at 0-1% per deposit with no rolling reserve and T+1 settlement. It fits mid-market and enterprise casinos and sportsbooks under an MGA, UKGC, Swedish, German, Dutch or US state license that move at least $300k a month, the contract floor, and can commit to a fixed 12-month term. Pay N Play, a single bank login that registers the player and takes the first deposit, runs in five markets. Payouts land in the player's account in under 6 seconds. Trustly carries one method, the bank payment, so an operator still needs a card processor and a wallet beside it, and it takes no crypto. The revenue base now leans on the Americas, which brought in 61% of group revenue in the second quarter of 2026 and grew 24% while Europe fell 9%. Trustly, Inc. became a co-defendant on August 19, 2026, in a Florida Attorney General suit that calls VGW's sweepstakes casinos illegal gambling. Being named in a gambling-legality case clashes with Trustly's rule of boarding only licensed operators.

    Regions:
    EUNA
    Methods:
    Open Banking
    Settlement:
    T+1
    License & support:
    FCA, Finansinspektionen, ACPR, US state gaming, MGA, UKGC, Sweden, Germany, Netherlands, Estonia, US states
  • Volt

    Volt

    Open Banking PSP

    iGaming score 8.4 out of 10

    Volt is a London open banking PSP that runs pay-by-bank deposits and instant payouts on nine real-time rails in 33 countries, under an FCA e-money authorization and a Polish KNF payment institution license. It fits UK and EEA licensees and Australian sportsbooks that want pay by bank beside a card processor. Deposits cost 1-2.5% with no rolling reserve, settlement runs T+1, and push payments carry zero chargebacks. Volt processes no cards and no coin beyond USDC and EURC, and its Pix route in Brazil is closed to betting.

    Regions:
    EUOC
    Methods:
    Crypto, Open Banking
    Settlement:
    T+1
    License & support:
    FCA, KNF, ASIC, ONJN, MGA
  • Worldpay

    Worldpay

    Card Acquiring PSP

    iGaming score 8.3 out of 10

    Worldpay is a card acquirer that has processed UK online gambling since 1997 and acquires gambling deposits directly in 11 markets: the UK, eight EU markets, the US and Canada. Over 200 gaming operators process with it, bet365, DraftKings, FanDuel, Entain and Flutter among them. It fits licensed operators with $750k or more a month in UK, European and North American card volume. Entry is expensive: an 8-15% reserve held for 6 months, settlement on T+2 to T+7 and a 12-month lock-in. Outside Europe and North America the gambling footprint stops at Mexico, and players cannot deposit crypto.

    Regions:
    EUNALA+2
    Methods:
    Cards, Bank Transfers, E‑Wallets
    Settlement:
    T+2‑3
    License & support:
    FCA, US state gaming, MINCETUR, CBUAE, UKGC, MGA, Curaçao, US states, Ontario
  • Adyen

    Adyen

    Enterprise PSP

    iGaming score 8.2 out of 10

    Adyen is a Euronext-listed Dutch bank that processed EUR 1.39 trillion in 2025 and acquires gambling card payments in its own name, plus local gambling methods in eight European markets. One in-house platform carries its gateway, risk engine, acquiring and settlement, and the bank holds an ECB license with branches in the UK and the US. It boards licensed, enterprise-scale operators only, from $1M a month in processing, and settles T+1 to T+3. Pricing runs on interchange++, which passes card-network interchange and scheme fees through and adds Adyen's markup plus high-risk uplifts for gambling. Adyen prohibits US-based gambling and takes no crypto, so it works as the card leg of a stack next to a crypto provider, with the operator building its own responsible-gaming tools and platform integration. Nuvei boards from $500k+ and serves US-licensed operators, so it takes the books between $500k and $1M a month and the US books that Adyen turns away.

    Regions:
    EUNAAS+3
    Methods:
    Cards, Bank Transfers, E‑Wallets
    Settlement:
    T+1
    License & support:
    DNB, PRA, Federal Reserve / OCC, ASIC, RBI, MGA, UKGC, Australia, Canada, Brazil
  • Zimpler

    Zimpler

    Open Banking

    iGaming score 8.1 out of 10

    Zimpler is a Stockholm Pay by Bank provider that runs Pay N Play casino deposits in Sweden, Finland and Estonia and open banking deposits in five more European markets, charging 0.5-1.5% per deposit with no rolling reserve and settling T+1. It holds payment institution licenses of its own in Sweden and Brazil and processed €2.6 billion a year before TrueLayer acquired it. The fit is a casino licensed in Sweden or by the MGA whose players mostly pay by bank in the Nordics. Zimpler takes no cards, wallets or crypto and reaches 25 markets, none of them in the UK or the US, so it runs beside a card acquirer. Its Brazilian subsidiary runs Pix, a rail Brazil has closed to betting. Trustly charges 0-1% per deposit from a $300k+ monthly minimum, while Zimpler signs books of $100k-300k a month. That makes Zimpler the pick for a Nordic book below Trustly's floor.

    Regions:
    EU
    Methods:
    Open Banking
    Settlement:
    T+1
    License & support:
    Finansinspektionen, BCB, Sweden, MGA

Licensed vs Offshore: Who Takes Which Book

The split that sorts this vertical faster than any price sheet: 25 providers work regulated markets only, 15 specialize in grey and offshore books, the rest take both with conditions.

Providers by Operator Size

Minimum volume requirements do the real gatekeeping: a processor built for enterprise books will sit on a startup's application for weeks and then decline it.

Settlement Speed: Instant to T+7

Settlement lag is working capital you lend your PSP for free. Fastest payers by score, and how the whole catalog splits by settlement window.

Catalog by settlement window

Providers per window, all types

78 providers
  • Instant11
  • Same Day11
  • T+127
  • T+2‑37
  • T+7+2
  • Varies2
  • Via connected PSP11
  • Not published7

Top 10 iGaming Payment Providers Compared

Ranked by integration quality, fees, coverage, and compliance

RankProviderScoreActions
01
NuveiFull-Stack PSPT+2‑3 EU, NA, LA, AS, ME, AF, Global
iGaming score 8.8 out of 10
02
PaysafeFull-Stack PSPT+2‑3 EU, NA, LA
iGaming score 8.6 out of 10
03
TrueLayerOpen Banking PSPInstant EU
iGaming score 8.6 out of 10
04
TrustlyOpen Banking PSPT+1 EU, NA
iGaming score 8.4 out of 10
05
VoltOpen Banking PSPT+1 EU, OC
iGaming score 8.4 out of 10
06
WorldpayCard Acquiring PSPT+2‑3 EU, NA, LA, AS, ME
iGaming score 8.3 out of 10
07
AdyenEnterprise PSPT+1 EU, NA, AS, ME, AF, Global
iGaming score 8.2 out of 10
08
ZimplerOpen BankingT+1 EU
iGaming score 8.1 out of 10
09
AstroPayLocal Methods PSPT+1 LA, AS, AF, EU
iGaming score 8.0 out of 10
10
WorldlineCard Acquiring PSPT+1 EU, AS, LA, ME, AF
iGaming score 7.8 out of 10

Where to Dig Deeper

Four product hubs. Four regions. Read these before you talk to a sales rep.

Payment Solutions by Region

PSD2 killed card conversion in Europe. LATAM banks decline 40-60% of international cards. Each region has a payment problem and a set of providers that solve it.

Card conversion in European iGaming dropped after PSD2 forced Strong Customer Authentication on every deposit. Open banking filled the gap. Trustly processes for Bet365, Flutter, Betsson and most major European operators. Brite is the newer Stockholm-built alternative pushing instant payouts. Outside of open banking, country-level preferences run the show: iDEAL in the Netherlands, Sofort in Germany, Swish in Sweden, Bancontact in Belgium. A provider that covers ‘Europe’ but only does cards is missing half the deposit volume.

How We Score Providers

Five weighted metrics, all from public data

Every provider in this directory gets a score from 1 to 10. The score is based on five weighted metrics. Trustpilot is shown too, but it carries no weight. No provider can pay to change their score.

iGaming Fit
30%

Does the provider serve iGaming as a primary vertical? We check for a dedicated iGaming team, confirmed casino platform connectors (only those traceable to the platform's own catalog or an official joint announcement count), and whether gambling is a vertical the provider lists in its own right rather than one it reaches second-hand. A large owned gambling-acquiring book counts the same way as a confirmed connector, so a tier-1 acquirer is not under-rated for carrying iGaming through acquiring relationships instead of platform listings.

Geographic Coverage
22%

Where does the provider actually have local acquiring or direct integrations? We parse region descriptions and verify against supported currency lists and documentation. Global coverage with 50+ local markets scores highest. A LATAM-only specialist gets credit for depth in that region but lower marks for overall reach. Providers that own no direct acquiring of their own (orchestrators, aggregators, routing wallets) are capped here, since inherited reach is not owned reach.

Security & Compliance
20%

Only licenses the provider holds itself count — the operator license stacks it serves (MGA, UKGC and similar chips) never feed this number. Full prudential authorizations carry the most weight: a banking, EMI or payment-institution license from regulators like the FCA, BaFin, ACPR, MFSA, the Nordic FSAs, Brazil's Central Bank, Mexico's CNBV or Singapore's MAS. National registrations and register-confirmed gaming-supplier rows (US state registers, FINTRAC, Romania's ONJN) count below that, registrations like FinCEN MSB or Peru's MINCETUR below that again. A license the same field describes as canceled, lapsed or winding down scores nothing. KYC/AML automation and a no-chargeback rail add on top.

Fees & Pricing
16%

Lower published fees score higher. We parse actual fee percentages from provider data. A 0.5% deposit fee scores better than 3.5%. Transparent pricing models get a bonus over opaque 'contact sales' approaches. Note: orchestrators show only routing fees, not underlying PSP costs, which can inflate this score.

Tech & Integration
12%

Single API integration with full sandbox scores highest. We check documentation quality, SDK availability, pre-built connectors, and realistic onboarding timelines. A provider that gets you live in 1 week with excellent docs scores better than one requiring 8 weeks of custom engineering.

The final score is a weighted average of the five weighted metrics. We update scores quarterly or when a provider launches a significant product change.

Payment Service Providers (PSPs) handle the full transaction, moving money from the player's card or wallet all the way to the operator's bank account. Paysafe, Nuvei, and Worldpay are PSPs. They own the relationship with acquiring banks and card networks, which means they take on the risk and charge accordingly.

Gaming payment gateways sit between the operator's platform and one or more processors. They route transactions but don't process them directly. A gateway works like a switchboard, sending each transaction to the best available processor based on region, payment method, or success rate. Adyen and Worldpay operate partly as gateways alongside their acquiring business.

Payment Orchestrators go a step further than gateways. Platforms like Corefy, Finera, Primer, and IXOPAY connect to hundreds of PSPs, gateways, and processors through a single API. The operator integrates once and gets access to multiple providers, with smart routing that automatically picks the best path for each transaction. Orchestration matters when you're operating in 10+ markets with different payment preferences in each.

Payment Processors handle the actual movement of money between banks. They're the backend infrastructure. Most operators don't work with processors directly. Instead, they access processing through a PSP or gateway. IXOPAY is an example of a company that offers an orchestration layer routing to multiple processors for iGaming.

The lines between these categories blur. Nuvei is a PSP that also does orchestration. Corefy orchestrates but also processes. When you're evaluating providers, focus less on what they call themselves and more on what they actually do for your specific setup.

Common Payment Challenges in iGaming

Payments in iGaming are harder than payments in regular e-commerce. Three reasons.

First, chargebacks. iGaming has some of the highest chargeback rates of any industry. Players dispute deposits after losing. Card networks monitor chargeback ratios closely, and if an operator crosses the threshold (typically 1% of transactions), they risk losing their merchant account entirely. Every provider handles chargebacks differently. Some offer prevention tools, some offer insurance, some just pass the cost to you.

Second, getting a merchant account in the first place. Most acquiring banks consider online gambling high-risk. That limits which processors will work with you, and the ones that will charge higher fees and impose rolling reserves (holding 5-10% of your processing volume for 6+ months as security). This is why iGaming-specific providers exist. They've built relationships with acquiring banks that understand the industry.

Third, compliance keeps changing. The EU's Sixth Anti-Money Laundering Directive added new requirements for transaction monitoring. The UK's Gambling Commission updated its rules on affordability checks, which directly affect payment flows. Brazil opened a licensed betting market in January 2025 and banned sports betting and online casino on September 25, 2026, barring banks and payment institutions from processing betting transactions. Every market has its own rules, and your payment provider needs to keep up. Otherwise, you're the one paying fines.

Beyond these three, there are practical problems: multi-currency conversion costs eating into margins, slow settlement times tying up working capital, and player verification requirements that add friction to the deposit flow and kill conversion rates.

Choosing the Right Payment Solution

There's no single best provider. The right choice depends on where you operate, what your players expect, and how much volume you're processing.

Start with geography. If you're launching in Peru, you need a payment gateway registered with MINCETUR, because your license application has to list the registration code of every provider you use. If you're in the Nordics, open banking through Trustly or Brite will convert better than card payments. If you're US-only, your provider list is short because few processors serve regulated US gambling.

Then look at your player base. Recreational casino players in Europe expect Visa and Mastercard. High-volume sports bettors in Asia use local bank transfers. Crypto-native players want Bitcoin deposits with instant confirmation. The payment methods your provider supports determine whether players actually complete their first deposit.

Volume matters for pricing. A startup processing €100K per month pays different rates than an operator doing €10M. Most PSPs have tiered pricing that drops as volume increases. Some charge flat percentage fees, others add per-transaction costs. Get quotes from at least three providers before committing.

Finally, think about what happens when things go wrong. Your provider's chargeback handling, fraud prevention, and customer support matter more than their marketing page. Ask for chargeback rates across their iGaming portfolio. Ask how fast their support responds to MID-related emergencies. Ask what happens to your funds if they decide to terminate your account.

We built this directory so operators can compare these factors without calling 30 sales teams. Use the filters, check the profiles, and make a shortlist based on data, not pitch decks.

FAQ

Built from real conversations with operators. Not the questions providers wish you'd ask.

Insights & Guides

In-depth pieces on iGaming payment selection, comparison, and compliance, written by people who run the math.

Browse all 32 articles