iGaming Payment Solutions
Payper Review
Fees, licenses, coverage and payouts for iGaming operators
By the iGaming Payment Solutions Editorial Team ·
What operators ask about Payper
Is Payper legit?
Yes. Payper Inc is a Toronto payment processor, incorporated in Ontario in 2020, and it has held FINTRAC Money Services Business registration since March 27, 2023.
- FINTRAC registration M23617425 covers money transfers and payment services and runs to December 11, 2027
- RPAA registration with the Bank of Canada: pending, with Payper still an applicant
How much does Payper charge?
Payper quotes every operator its own rates in the contract and bills the operator, and the player normally pays no fee.
- Deposit and payout rates: quoted per merchant
- Rolling reserve: none
- FX markup: none, since deposits, payouts and settlement all run in CAD
Does Payper work outside Canada?
No. Payper serves Canada only and settles in CAD only.
- Deposits: Interac e-Transfer, digital check and enhanced-EFT online banking, all pushed from the player's bank
- Payouts: Interac, EFT direct deposit, and card pushes over Visa Direct or Mastercard Send
- No card, wallet or crypto deposits
Quick Info
- Type
- Local/Regional PSP
- Founded
- 2020
- HQ
- Toronto, Canada
- Pricing
- Quoted per merchant
- APMs
- 7Payper collects over Interac e-Transfer, Online Banking / enhanced EFT and Digital Cheque, and pays out over Interac e-Transfer, Direct Deposit / EFT, Visa Direct and Mastercard Send. (Interac Online was discontinued by Interac on October 31, 2024.)
- Settlement
- InstantThe player pushes the money from their own bank account to the operator, so the deposit lands and settles in the same step. Settlement does not pause for weekends or holidays.
Our iGaming Score: 5.8/10
5 weighted criteria, with Trustpilot shown for context
- iGaming Fit
Gambling served directly, dedicated iGaming team, no casino-platform connector, direct rails in Canada only
- Weight
- 30%
- Score
- 8.0
- Rating
- Strong
- Geographic Coverage
One country, Canada, in one region, North America, on Payper's own rails
- Weight
- 22%
- Score
- 2.5
- Rating
- Insufficient
- Security & Compliance
FINTRAC MSB registration, fully automated KYC, no chargeback liability on push payments
- Weight
- 20%
- Score
- 6.0
- Rating
- Adequate
- Fees & Pricing
No set deposit rate, pricing quoted per merchant
- Weight
- 16%
- Score
- 5.3
- Rating
- Adequate
- Tech & Integration
REST API with a hosted deposit page, 2-4 weeks onboarding
- Weight
- 12%
- Score
- 7.0
- Rating
- Strong
- User Trust
2.9 on Trustpilot from 2 reviews
- Weight
- context only
- Score
- 5.8
- Rating
- Adequate
- Overall
- Weight
- 100%
- Score
- 5.8
- Rating
- Adequate
We score each provider on 5 weighted criteria using a 1 to 10 scale. iGaming Fit carries the most weight at 30%, because it measures whether and how directly the provider serves gambling. Geographic Coverage gets 22%. Security & Compliance gets 20%. Fees & Pricing gets 16%. Tech & Integration gets 12%. The final score is a weighted average of those 5. Trustpilot is shown for context and carries no weight, since most reviews on a payment provider's profile come from players rather than from the operators it serves.
Score Explanation
Payper's 5.8 reflects a gambling-first business that works in one country. Casinos and sportsbooks contract with Payper directly and get a dedicated iGaming team, which puts iGaming Fit at 8, though Payper has no connector to a casino platform (Rebilly is an orchestrator). Geographic Coverage sits at 2.5 because the footprint is one country in one region, North America, even though Canada itself rates Solid for offshore and licensed casino and sportsbook operators. The FINTRAC MSB registration is the one license Payper holds in its own name, and with fully automated KYC and a push rail that leaves the operator no chargeback liability it sets Security & Compliance at 6. Tech & Integration reaches 7 on a REST API for deposits and payouts, while onboarding runs 2-4 weeks. Pricing is quoted per merchant with no set deposit rate, which leaves Fees & Pricing at 5.3. User Trust, shown as context, reflects a 2.9 Trustpilot rating from 2 reviews.
Who Is Payper Best For?
The operator profiles that fit, and the ones that do not
Recommended For
- Canadian casinos that sell weekend cashouts. Approved payouts leave Payper on weekends and holidays, and each deposit settles in the same step it arrives. If most of your Canadian players deposit by Interac, weekend deposits can fund weekend cashouts.
- Ontario-registered and offshore brands. If you run an iGaming Ontario casino or sportsbook, or a Kahnawake or Curacao brand with Canadian players, Payper boards you under its own contract, and it serves Alberta operators too.
- Operators routing through PXP or Rebilly. Payper already sits inside the PXP Financial gateway and the Rebilly orchestrator, so a brand routing through either reaches it without a custom build.
Not Recommended For
- Brands with players outside Canada. Payper processes in one country and settles only in CAD. Nuvei covers 200 countries with 720+ methods on one contract, so a multi-market book runs there and keeps Payper, if at all, as its Canadian payout rail.
- Cashiers that need card deposits. All three of Payper's deposit methods are pushes from the player's bank, and Visa Direct and Mastercard Send carry payouts only. For card deposits you need an acquirer such as Worldpay, which acquires cards directly in Canada and charges 1.5-3.5% per deposit.
- Crypto casinos. Payper takes no crypto and settles everything in CAD. CoinsPaid takes crypto deposits at 0.8-1% and settles crypto holdings to the operator instantly.
- Operators that require RPAA registration. Your vendor file requires a provider registered under the RPAA. Payper is still an applicant, while Paramount Commerce has held its RPAA registration since October 10, 2025.
Geographic Coverage
Per-market verdict, regions, and market focus
Each market carries two verdicts, one for an offshore operator and one for a locally licensed one, because the same provider fits them differently. The overall score rates the company, and these verdicts rate its fit for your market.
Offshore operator
Curaçao / Anjouan license, serving gray and restricted markets.
Licensed operator
Holds the local license in a regulated market.
Market-by-market verdict
For an offshore operator, the strongest verdict is Solid for a sportsbook in Canada.
| Market | Casino | Sportsbook |
|---|---|---|
| CA Canada | Solid63 | Solid63 |
The tier is the verdict. The small number orders providers inside a tier, and it is not a provider-level score. Full method on our methodology page.
Coverage Analysis
Payper processes in Canada alone, on domestic bank rails that stop at the border, and settles every transaction in CAD. It runs those rails directly through its own FINTRAC-registered entity for casino and sportsbook traffic. Payper has announced plans to expand outside Canada, and no market beyond Canada is live in 2026. An operator with European, LATAM or APAC players runs a second PSP and uses Payper as the Canadian rail under it.
Regional Breakdown
Ontario: Payper serves operators registered with the AGCO for iGaming Ontario as a supplier, without an AGCO supplier registration of its own. Their players deposit over Interac e-Transfer or online banking, and the bank-redirect flow works with any Canadian bank account. The enhanced-EFT online banking path reaches players beyond the Interac e-Transfer base.
Alberta: Payper is one of the Interac e-Transfer gateways serving gambling operators in Alberta, on the same rails and the same CAD settlement as in Ontario.
Offshore brands serving Canada: Kahnawake and Curacao licensees that take Canadian players sign with Payper directly, and their Canadian deposits run on the same Interac and online-banking rails.
Gambling Licenses Served
- Ontario (AGCO / iGaming Ontario, de facto)
- Alberta (AGLC)
- Offshore-licensed brands
Key Features for iGaming Operators
Products, payment methods, and verticals
Key Products
- Interac e-Transfer Pay-Ins
- Online Banking (enhanced EFT) deposits
- Digital Cheque (EFT)
- Interac e-Transfer Payouts
- EFT Direct Deposit
- Visa Direct
- Mastercard Send
Payper's pay-in and payout products run on one API and one set of credentials, so a cashier can take an Interac deposit and return the winnings by card push or EFT through the same integration.
Payment Methods
Players deposit over Interac e-Transfer, enhanced-EFT online banking and digital check, each a push the player authorizes inside their own bank. Payouts go out over Interac e-Transfer, EFT direct deposit, Visa Direct and Mastercard Send, and the two card pushes work on the payout side only. A card push reaches a player who never set up Interac auto-deposit without the security-question step that stalls an ordinary e-Transfer payout. Cards, wallets and crypto are not accepted on the deposit side, so a cashier that offers them runs those methods through another provider.
Verticals
Gambling has been Payper's lead vertical from the start, and it contracts directly with casinos and sportsbooks, licensed and offshore. Gaming clients work with a dedicated iGaming team that handles casino problems such as peak-hour deposit failures, VIP cashout escalations and AGCO reporting, and support runs 24/7/365.
- iGaming
- eSports
- eCommerce
- Financial Services
- Digital Goods
- Deposit ProcessingAvailable
7 payment methods, Instant (incl. weekends/holidays)
- Withdrawal / PayoutAvailable
Under 30 min after approval
- Instant WithdrawalsAvailable
Under 30 min after approval
- KYC / AML Built-inAvailable
Full auto
- Chargeback ProtectionAvailable
No chargebacks (push payment)
- Multi-CurrencyNot available
CAD
- API IntegrationAvailable
REST API + hosted page
- Crypto SettlementNot available
Fiat settlement only
- Local Payment MethodsAvailable
Local methods in 1 market
- iGaming SpecializationAvailable
Real-time processing seven days a week including weekends, sub-30-minute withdrawals once approved, a single API for pay-ins and pay-outs, multiple Canadian rails (Interac, enhanced EFT, Visa Direct, Mastercard Send), near-zero chargebacks, FINTRAC-registered MSB
- Geographic CoverageAvailable
1 country across North America
Pricing & Fee Structure
Fee structure and pricing model
Pricing
CustomPayper sets each merchant's deposit rate and per-transaction floor in the contract, and the player normally pays no fee.
CustomPayper sets each merchant's payout rate in the contract, and the player normally pays no fee.
InstantThe player pushes the money from their own bank account to the operator, so the deposit lands and settles in the same step. Settlement does not pause for weekends or holidays.
7Payper collects over Interac e-Transfer, Online Banking / enhanced EFT and Digital Cheque, and pays out over Interac e-Transfer, Direct Deposit / EFT, Visa Direct and Mastercard Send. (Interac Online was discontinued by Interac on October 31, 2024.)
No reserve
None, CAD only
Not published
Not published
No
Pricing Details
Payper quotes each merchant its own pricing, with deposit and withdrawal rates and per-transaction floors set in the contract. The operator pays for integration and processing, and the player normally pays nothing, because Payper sets its rates so operators do not have to surcharge. Payper takes no rolling reserve on a rail where the operator carries no chargeback liability, so none of the operator's Payper volume is held back. There is no FX line either, since players pay and operators settle in CAD. Gigadat also quotes per merchant and Paramount Commerce quotes each merchant a percentage plus a fixed fee, and neither holds a reserve, so the three compete on quoted rates and payout speed.
Negotiation Tips
Get Payper's per-transaction rate and floor in writing and set them against a live Gigadat quote, since both price per merchant and compete for the same Canadian operators. Refuse any rolling reserve, because a push rail that leaves you no chargeback liability gives no ground for one. Define in the contract when the payout clock starts and what it covers, since it runs from your own approval, and advertise fast cashouts only if your compliance queue keeps pace.
Speed & Settlement
Transaction processing and settlement timelines
- Deposit
- Instant (incl. weekends/holidays)
- Withdrawal
- Under 30 min after approval
- Settlement
- InstantThe player pushes the money from their own bank account to the operator, so the deposit lands and settles in the same step. Settlement does not pause for weekends or holidays.
- Settlement currencies
- CAD only
- Refunds
- Push payments are irreversible once sent. Failed or expired transactions auto‑return per the e‑Transfer rules (deposit requests expire after 24h, withdrawals after a 30-day window).
Deposits credit within seconds: the player picks Interac at the cashier, logs into online banking and authorizes a push. Payper processes deposits and payouts 7 days a week, holidays included, and pays a player out in under 30 minutes after the operator approves the withdrawal. The clock starts at that approval, so the operator's own compliance queue sets how long the player really waits. Gigadat pays players in 1-3 business days, which pushes a Saturday cashout that Payper releases the same day into the following week. Paramount Commerce ranges from real time to 1-2 business days, so a weekend cashout there can reach the player as late as Tuesday. Settlement follows the deposit, because the player's push lands and settles in CAD in the same step with no pause for weekends or holidays. Both Gigadat and Paramount Commerce take T+1 to T+3 to settle, so a Payper operator holds its deposit cash 1-3 business days sooner.
Integration & Tech
Developer experience and technical capabilities
- API Type
- REST API + hosted pageThe deposit leg redirects to Payper's bank-selection page and the withdrawal leg runs server to server with no redirect.
- Onboarding
- 2-4 weeks
- Sandbox
- YesMerchants on the PXP Financial gateway test Payper in that gateway's environment, where set deposit amounts trigger success and error states. A direct merchant gets a sandbox after the merchant agreement and KYB.
- Mobile SDK
- NoMobile apps use the same server-to-server API as desktop, with the hosted bank redirect or a WebView for the deposit step.
- White-Label
- YesPayper can put the operator's brand on the payment experience, notifications and customer communications. Interac and bank rules keep the bank-selection step on a redirect, so the branded checkout runs on Payper's hosted page.
- Docs Quality
- Limited (login required)
Integration Time
1-2 weeks
Pre-Built iGaming Integrations
- Rebilly
- PXP Financial
Integration Assessment
Payper runs one REST API for deposits and payouts, with a single set of credentials covering every rail. The deposit leg sends the player to Payper's hosted bank-selection page, and the withdrawal leg runs server to server with no redirect. The PXP Financial gateway carries Payper as its Interac deposit and withdrawal method, and Rebilly runs a live Payper connector, so operators on either reach Payper without a custom build. SoftSwiss and EveryMatrix casinos connect through Rebilly or a custom build. Payper does no routing of its own, so failover to a second Interac processor runs in the orchestrator or in the operator's own cashier. A direct integration takes 1-2 weeks. Onboarding takes 2-4 weeks, the same window as Gigadat and Paramount Commerce, and covers KYB plus an AML review in which Payper checks the operator's gaming license, banking history and target volume before it issues credentials. Established brands that arrive through a connected gateway or orchestrator clear that review sooner. Payper's documentation is limited and sits behind a login at auth.docs.payper.ca. Merchants on PXP Financial get the integration guides inside that gateway's portal, and a direct merchant gets a sandbox after signing the merchant agreement and passing KYB.
Risk & Compliance
Licensing, fraud prevention, and regulatory compliance
Operator Licenses Served
- Ontario (AGCO / iGaming Ontario, de facto)
- Alberta (AGLC)
- Offshore-licensed brands
- KYC/AML Automation
- Available. Full auto
- Chargeback Protection
- Available. No chargebacks (push payment)
Licenses and Registrations
- FINTRACMSB registrationM23617425since Mar 27, 2023
The registration covers money transferring and payment service provider activity, runs to December 11, 2027, and carries the PCMLTFA obligations for KYC, AML transaction monitoring and record keeping.
- Bank of Canada (RPAA)RPAA registrationpending
Payper applied to the Bank of Canada on November 7, 2024.
- Fraud Prevention
- Machine-learning fraud checks + negative databases + layered risk tools + AML monitoring
- Responsible Gaming
- NoNo native RG controls. Deposit limits, cooling-off and self-exclusion are operator-side, enforced at the casino platform. Payper participates in compliance/responsible-gaming panels at the Canadian Gaming Summit but does not ship player-protection tooling itself.
- Tokenization
- YesPlayer banking credentials are entered inside their own bank, never reaching the merchant. Payper's risk layer handles the transaction reference rather than exposing raw account data to the operator.
- Dispute Resolution
- Merchant support runs through the account team, while push payments leave the consumer no chargeback path
Compliance Context
Payper's KYC is fully automated and anchored on the player logging into their own online banking, so the bank's identity record does the verification. Because the rail only pushes money, Payper's fraud controls target identity fraud, account takeover and money mules. A bank push leaves the operator no chargeback liability, and Payper's chargeback rate stays near zero, at one per 10,000 transactions. Payper holds no PCI DSS attestation, although its Visa Direct and Mastercard Send payouts push money to player cards.
Regulatory Position
Payper Inc has been registered with FINTRAC as a Money Services Business since March 27, 2023, under M23617425. The registration covers money transferring and payment service provider activity, runs to December 11, 2027, and puts Payper under PCMLTFA duties for KYC, AML transaction monitoring, reporting and record keeping. The Retail Payment Activities Act requires every payment service provider in scope to register with the Bank of Canada. Payper applied on November 7, 2024 and still holds no registration. It holds no gambling license of its own and serves iGaming Ontario operators registered with the AGCO as well as offshore Kahnawake and Curacao brands.
About Payper: Company Background
Company and product information
- Company Name
- Payper
- Headquarters
- Toronto, Canada
- Founded
- 2020
- Employees
- 11-50
- Company Type
- Private
- Product Type
- Local/Regional PSP
- Licenses
- FINTRAC MSB registration
- Key Products
- Interac e-Transfer Pay-Ins, Online Banking (enhanced EFT) deposits, Digital Cheque (EFT), Interac e-Transfer Payouts, EFT Direct Deposit, Visa Direct, Mastercard Send
- Website
- payper.ca
- Supported Verticals
- iGaming, eSports, eCommerce, Financial Services, Digital Goods
- Integration Type
- REST API + hosted page
- Settlement Speed
- Instant
- Onboarding Speed
- 2-4 weeks
- iGaming Clients
- Not published
Company History
May 15, 2020: Payper Inc was incorporated in Ontario to give merchants one integration point for Canadian payments over Interac and bank transfer, so they would not have to connect each Canadian bank themselves.
2022: Robert Haggan joined as VP of sales, after serving as Senior Advisor for iGaming in North America at Nuvei and then as Director of iGaming Sales at Trustly.
2023: Payper's FINTRAC registration as a Money Services Business took effect on March 27, and the company exhibited at the Canadian Gaming Summit.
2024: Payper exhibited at ICE London and the Canadian Gaming Summit, and on November 7 it applied to the Bank of Canada for registration under the Retail Payment Activities Act.
November 2025: Payper rebranded as a fast-payments company for enterprises in general and dropped gambling from its brand, leaving the iGaming business to its gaming sales team.
2026: Payper exhibited at SBC Summit Canada.
What Users Say About Payper
2 reviews on Trustpilot
Review Analysis
Payper holds a 2.9 Trustpilot rating from 2 reviews, both 1-star. Players meet the Interac brand at the casino cashier while Payper moves the money behind it, so few of them deal with Payper directly or review it.
Context for Operators
Gigadat holds 2.2 from 18 reviews, so neither rating gives an operator a basis for choosing between Payper and Gigadat.
Clients
Payper targets licensed and established merchants: iGaming Ontario operators, offshore brands with Canadian players, and eCommerce businesses.
Operational Details
Business terms, contracts, and support
- Dedicated Account Manager
- Gaming vertical team
- Minimum Monthly Volume
- Not publishedThe target is licensed and established Canadian merchants, mainly iGaming operators registered with AGCO and iGaming Ontario or offshore brands serving Canadian players, and eCommerce.
- Contract Lock-In
- Not published
- Migration Support
- Yes
- Min/Max Transaction
- CAD 30 - CAD 3,000 per deposit
- Mass Payouts
- Instant + batch · Default withdrawal velocity of CAD 10,000/day and CAD 20,000/week per player, with higher VIP limits negotiated
- Biometric / One-Click
- No
- Reporting
- Automated reconciliation + webhook state notifications
On a CAD 1M month Payper holds none of the operator's money back: there is no rolling reserve, and each deposit settles when the player pushes it, so nothing sits in transit. Settlement at Gigadat and Paramount Commerce runs T+1 to T+3, and on a 30-day month that cycle keeps CAD 33,000-100,000 of the same book in transit. The tighter limit sits on the player side, under default daily and weekly payout caps of CAD 10,000 and CAD 20,000, so a CAD 50,000 VIP cashout under default limits reaches the player in week 3.
Frequently Asked Questions
9 questions about Payper
Under 30 minutes from the operator's approval, 7 days a week, holidays included. Deposits settle to the operator in CAD in the same step the player makes them. The player's full wait also includes the operator's own approval time.
Payper pays players out in under 30 minutes after approval and settles each deposit instantly, while Gigadat pays in 1-3 business days and settles T+1 to T+3. Payper runs 7 payment products against Gigadat's 3, adding Visa Direct and Mastercard Send payouts, while Gigadat holds a PCI DSS attestation. Both are FINTRAC-registered and both are still RPAA applicants. Payper fits an operator that competes on payout speed, and Gigadat fits one whose vendor due diligence requires a PCI DSS attestation.
Paramount Commerce has held RPAA registration since October 10, 2025, holds SOC 2 Type II and joined Payments Canada in January 2026, while Payper is still an RPAA applicant. Payper settles each deposit instantly against T+1 to T+3 at Paramount Commerce, and it runs 7 payment products where Paramount Commerce runs 2, Interac e-Transfer and Instant Bank Transfer. Payper fits an operator that wants same-step settlement and card-push payouts, and Paramount Commerce fits one whose vendor file needs a registered RPAA provider.
No. Payper applied to the Bank of Canada on November 7, 2024 and holds no registration yet. Every payment service provider in scope of the Act must register, and Paramount Commerce gained its registration on October 10, 2025.
Payper has no PCI DSS attestation, even though its Visa Direct and Mastercard Send payouts land on player cards. Gigadat holds PCI DSS.
A direct integration takes 1-2 weeks, and onboarding takes 2-4 weeks. Operators on the PXP Financial gateway or the Rebilly orchestrator reach Payper without a custom build, and casinos on SoftSwiss or EveryMatrix go through Rebilly or custom work.
Each deposit runs from CAD 30 to CAD 3,000, and a deposit above CAD 2,899-3,000 errors out. A player can hold at most three open deposits, and an unfinished one expires after 24 hours. Default payout caps are CAD 10,000 per player per day and CAD 20,000 per player per week, and higher VIP limits are negotiated.
The operator carries no chargeback liability, because every Payper deposit is a bank push that the player approves in their own online banking, and chargebacks run near zero, at one per 10,000 transactions. A sent push is final. A failed or expired transfer comes back automatically, an unclaimed withdrawal after 30 days and a deposit request after 24 hours.
A Payper Inc line on a Canadian bank statement is usually an Interac deposit to a casino or sportsbook that processes through Payper, and the gambling site's own name may not appear on it.
Our Verdict: Should You Use Payper?
Final assessment for iGaming operators
Overall iGaming Score
Summary
Payper gives a Canadian-facing operator instant CAD settlement and no rolling reserve on the Interac leg of its cashier, so every deposit is working capital the day it lands. The risk sits on the payout side, where Visa Direct and Mastercard Send push winnings onto player cards from a processor that holds no PCI DSS attestation. The deal works when another PSP already carries card deposits and every market outside Canada.
Strongest Point
Payper settles each deposit to the operator in the same step the player pushes it, weekends and holidays included, while Gigadat and Paramount Commerce settle T+1 to T+3.
Key Limitation
Payper has no RPAA registration yet, while Paramount Commerce has held one since October 10, 2025, so an operator's Canadian payment rail rests on a Bank of Canada registration that has not been granted.
Recommendation
Sign with Payper if Interac carries most of your Canadian deposits, and write the per-player payout limits your VIPs need above the default daily and weekly caps into the contract before launch.
Pros
- Releases an approved payout in under 30 minutes, weekends and holidays included, against 1-3 business days for a Gigadat payout.
- A Payper book carries no rolling reserve and no chargeback liability for the operator, while Nuvei holds a 5-10% reserve for 6 months.
- Runs 7 payment products, three deposit rails and four payout rails, while Gigadat runs 3 methods, all of them on Interac.
- One API handles deposits and payouts, and building to it directly takes 1-2 weeks.
Cons
- Works in Canada only and settles only in CAD, so any player outside Canada needs a second PSP.
- All three deposit methods are bank pushes and nothing runs in crypto, which sends card, wallet and coin players to another provider.
- Operates as an RPAA applicant, which leaves a pending Bank of Canada registration in any operator's vendor file.
- Holds no PCI DSS attestation even though two of its payout rails push money onto player cards.
- Caps a single deposit at CAD 3,000 and a player's default payouts at CAD 10,000 daily and CAD 20,000 weekly, so a VIP cashing out CAD 50,000 waits into week 3 under default terms.
- Payper was incorporated in 2020 and registered with FINTRAC only in March 2023, which leaves little operating history to judge its stability by.
- A payout cannot be recalled once sent, and an unclaimed Interac e-Transfer payout takes 30 days to return to the operator.
Ready to evaluate Payper for your business?
Payper vs. Alternatives: How It Compares
Similar payment processing solutions
Operators whose Canadian players are one market among several look at Nuvei, which spans 200 countries and 720+ methods on one contract. A Canadian cashier that needs card deposits adds Worldpay beside Payper, and crypto players go to CoinsPaid, which charges 0.8-1% per deposit. An operator whose vendor file demands a registered RPAA provider takes Paramount Commerce. An operator that wants a second Interac rail for failover runs Gigadat beside Payper.
When to Choose an Alternative
- Gigadat
Choose Gigadat if your vendor file needs a PCI DSS attestation, which Gigadat holds and Payper does not. You give up instant settlement and same-day payouts, because Gigadat settles T+1 to T+3 and takes 1-3 business days to pay a player.
- Nuvei
Choose Nuvei if Canada is one of several markets in your book. Nuvei spans 200 countries and 720+ methods under one contract, and it charges 1.5-3.5% per deposit with a 5-10% reserve for 6 months, a $500k+ minimum and a 12-month lock-in, where Payper covers one country and holds no reserve.
- iGaming score 6.4 out of 10
Gigadat
Local/Regional PSP- Deposit Fee
- Custom
- Settlement
- T+1 - T+3
- Methods
- 3
- Trustpilot
- 2.2/5
- iGaming score 6.1 out of 10
Paramount Commerce
Open Banking PSP- Deposit Fee
- Custom
- Settlement
- T+1 - T+3
- Methods
- 2
Related Reading
Operator guides and analysis relevant to evaluating Payper.
End of Report. Payper Provider Assessment Report 2026
Prepared and reviewed by the iGaming Payment Solutions Editorial Team ·