D24 Review

Regional Breakdown

Brazil: Pix carries the deposits, including Biometric Pix and Automatic Pix, with Elo debit, cards, PicPay, Mercado Pago and bank-specific deposits alongside. Withdrawals go to the player's CPF Pix key. Betting drives D24's Brazilian volume, so the company dropped Boleto on January 1, 2025, when the Law 14.790 betting payment rules limited bettor payments to Pix, TED and debit.

Mexico: SPEI carries bank deposits in embedded, redirect and SPEI Offline flows, and payouts go by SPEI to CLABE accounts. Cash players pay through OXXO and OXXOPay vouchers or a retail network of 7-Eleven, Walmart, Soriana and the Farmacias chains, and OXXO takes deposits only, so a cash depositor cashes out by SPEI. CoDi/DiMo and cards complete the menu.

Argentina and Chile: Argentina runs on CVU and CVUX transfers over Transferencias 3.0 and on Mercado Pago, pays out by CVU and requires DNI, CUIL or CUIT capture. The credited amount on CVUX and Mercado Pago transfers can differ from the requested one, so reconciliation runs on the local amount. Chile runs Webpay through Transbank for deposits only, the MACH and Tenpo wallets and named-bank deposits.

Colombia, Peru and Ecuador: Colombia has PSE, Nequi, Efecty and Bre-B. Peru has all three national rails, Yape, PLIN and PagoEfectivo, plus the Tupay QR suite, Niubiz agents and caja cash networks. Ecuador runs in USD on Guayaquil and Internacional bank deposits and Facilito and ServiPagos vouchers, while the Banco Pichincha rail is out of service.

Asia and Africa: India, one of D24's Asian markets, has banned payment processing for real-money gaming under its PROG Act since May 2026, so the country is closed to real-money gaming payments through any processor.

Verticals

D24 signs gambling operators as merchants on its own contract and puts iGaming and gambling first among the industries its sales team takes on. The flows are built for betting: the Brazilian KYC screens out athletes and people barred from betting, and the Mexican flow rejects a deposit when the bettor is not the payer. D24 also signs payment providers and platforms as partners that route their own merchants through it, as SoftGamings and PXP Financial do, and it exhibits at SiGMA and SBC.

• iGaming
• eCommerce
• Marketplaces
• Trading
• Mobility
• Hospitality

Deposits confirm in seconds on Pix, SPEI, CVU, PSE and the wallets, while cash vouchers credit on store confirmation, which takes hours to a day for an OXXO or Efecty payment. D24 completes bank-transfer payouts in under 2 hours, 7 days a week, over payout rails in ten countries in the Americas, among them Pix keys in Brazil, CVU in Argentina, SPEI to CLABE accounts in Mexico and Bre-B in Colombia. D24 gives no SLA on that time. PayRetailers and AstroPay pay out in under 24 hours, so their players can wait until the next day for money a D24 player has within 2 hours. EBANX pays APM withdrawals in under 10 minutes and bank withdrawals in up to 3 business days, so a player cashing out by Pix is paid sooner at EBANX, while a bank cashout that D24 completes in under 2 hours takes up to 3 business days there. Settlement to the operator runs in local and international currencies, with the period and currency schedule set in each merchant's contract.

Integration Assessment

One REST API family covers deposits, cashouts and KYC, with signature-based authentication, status webhooks and validation endpoints for bank codes, Pix keys and account data. Checkout runs on the Fragments embeddable web SDK, in all-in-one or Lite form, or on hosted payment flows, and Java and PHP server SDKs plus Shopify, WooCommerce and Magento plugins sit alongside. The documentation at docs.d24.com is public and was relaunched in 2026. It covers deposits, cashouts, KYC, reconciliation and platform onboarding with per-country API codes and specialization pages for SPEI Offline, QuickPay, Biometric Pix and Automatic Pix, next to a sandbox with a test merchant and a documented Mock PSP. Casinos on SOFTSWISS or SoftGamings skip the build through pre-built connectors. D24's method menu has run on Yuno's orchestration platform since an August 2024 partnership, and it runs on the Rebilly and NORBr platforms as well. Onboarding goes through the commercial team, which runs KYB, and D24 sets no standard timeline for it.

Compliance Context

D24 runs its own fully automated KYC API with document and biometric verification, PEP and sanctions screening, Pix-key and bank-account validation and a Brazil bettor-registry check, sold embedded in the payment flow or standalone. The bettor-registry check and the Pix-key validation exist for the betting payment requirements of Law 14.790. Fraud control runs on proprietary machine-learning payer scoring, fed by the document and biometric signals of the KYC product. D24 is PCI DSS compliant and tokenizes card processing. The merchant carries chargeback liability on card deposits, while Pix, SPEI, PSE and Bre-B, which carry most of the menu, have no chargeback mechanism. In Brazil, where betting payments must move through BCB-authorized institutions, D24 settles through authorized partners.

Regulatory Position

DIRECTA24 LLP, the entity the operator signs with, has its registered office in London, while D24 runs its operations from Montevideo, Uruguay. The LLP has no FCA authorization, and no D24 entity holds a BCB, CNBV or other financial-services license. Merchant money moves through locally authorized partner institutions that D24 contracts with, so the regulated party in each market is the partner that holds the funds. Control of the LLP runs from Panama through a BVI holding, an offshore structure that belongs in the operator's KYB review without ruling D24 out. AstroPay's UK entity came under FCA restrictions in June 2024, and they do not reach D24.

Client Evidence

D24 serves 500+ clients and processes 260M+ transactions a month. PXP Financial routes its Brazilian Pix withdrawals through D24, SoftGamings resells it to casino operators, and Deriv, a CFD broker, takes client deposits through D24 bank transfer. With the SOFTSWISS connector added, D24 carries gambling volume through two casino platforms and a PSP. An operator whose vendor process requires reference calls gets merchant references from D24's commercial team.