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B2BINPAY

B2BINPAY Review

Is It the Right Payment Solution for Your iGaming Business?

Adequate
Crypto
Visit B2BINPAY

By the iGaming Payment Solutions Editorial Team ·

B2BINPAY, the crypto-only payments arm of broker technology group B2Broker, charges 0.25-0.50% per crypto deposit, by asset and monthly volume band, and nothing on crypto payouts. Its asset list runs to 350+ coins and tokens across 18 chains, and B2BINPAY holds no reserve. It fits operators outside the EU, the UK and the US that take most deposits in crypto: Curacao-licensed casinos, forex and CFD brokers already on the B2Broker stack, and banks or EMIs that want a white-label crypto rail. Crypto settles instantly and fiat in USD or EUR at T+1. Both of its licenses come from El Salvador and its MiCA application in Italy is still pending, so EU-licensed casinos cannot use it, and its policy bars US and UK clients outright. Withdrawals delayed beyond 5 days and bot-only support recur at B2BINPAY. A casino on SoftSwiss or EveryMatrix integrates through a custom REST build, because B2BINPAY has no casino-platform connector.

Founded Rome, Italy350+ Payment MethodsInstant Settlement
Forex & CFD brokersOffshore crypto casinosWhite-label for EMIsNot a fit: US or UK operatorsNot a fit: MiCA-bound EU casinosNot a fit: Card-first casinos
#Crypto-only processor#No reserve, no minimum#Free crypto payouts#B2Broker group#El Salvador licenses#MiCA pending in Italy#No US or UK clients

What operators ask about B2BINPAY

Is B2BINPAY legit?

Yes. B2BINPAY's El Salvador entity holds CNAD digital asset license PSAD-0064 and a Bitcoin Service Provider license from El Salvador's Central Reserve Bank, and 980+ merchants had run $5.1B+ in incoming volume through B2BINPAY by December 2025.

More in Compliance →

How much does B2BINPAY charge?

  • Coin deposits: 0.40% up to $1M a month, falling to 0.25% above $5M
  • Stablecoins and tokens: 0.50% falling to 0.35% on the same bands
  • Payouts: crypto free, fiat by SEPA 0.50% plus EUR 5 and by SWIFT 0.60% plus EUR 35
  • One-time $500 onboarding, with no rolling reserve and no minimum volume

More in Pricing →

Can US, UK or EU operators use B2BINPAY?

No. B2BINPAY's policy bars residents and companies of the US and the UK, and while its Italian MiCA application is pending it offers no crypto-asset services to EU clients. Operators licensed elsewhere, such as in Curacao, are its market.

More in Coverage →

News about B2BINPAY

All payment news
  • Pricing

    B2BinPay starts charging for fiat settlement

    Bank deposits moved from 0.00% to 0.80% plus a fixed fee, SEPA withdrawals to 0.50% plus 5 euros and SWIFT withdrawals to 0.60% plus 35 euros or dollars, with a 5,000 minimum on both legs. Zero-fee outgoing now survives only for on-chain crypto, so the free-payouts pitch no longer covers the fiat leg.

    B2BinPay fee schedule

Quick Info

Type
Crypto
Founded
2017
HQ
Rome, Italy
Pricing
Percentage per transaction
APMs
350+350+ cryptocurrencies and tokens across 18 blockchain networks. USDT and USDC supported across 10 major chains. Includes BTC, ETH, BNB, XRP, TRX, LTC, BCH, ADA, DOGE, SOL, and major ERC-20/BEP-20/TRC-20 stablecoins.
Settlement
Instant

Our iGaming Score: 6.9/10

5 weighted criteria, with Trustpilot shown for context

  • iGaming Fit

    Casinos and sportsbooks onboarded directly, no casino-platform connector, no direct acquiring

    Weight
    30%
    Score
    6.0
    Rating
    Adequate
  • Geographic Coverage

    Six regions and 180 countries on crypto rails, no local acquiring

    Weight
    22%
    Score
    6.5
    Rating
    Adequate
  • Security & Compliance

    CNAD PSAD-0064 and Central Reserve Bank PSB licenses, fully automated KYC, no chargebacks on crypto

    Weight
    20%
    Score
    6.5
    Rating
    Adequate
  • Fees & Pricing

    Deposits 0.25-0.50% on a published rate card

    Weight
    16%
    Score
    9.9
    Rating
    Leading
  • Tech & Integration

    REST API, 2-4 week onboarding

    Weight
    12%
    Score
    7.0
    Rating
    Strong
  • User Trust

    3.5 on Trustpilot from 2 reviews

    Weight
    context only
    Score
    7.0
    Rating
    Strong
  • Overall
    Weight
    100%
    Score
    6.9
    Rating
    Adequate

We score each provider on 5 weighted criteria using a 1 to 10 scale. iGaming Fit carries the most weight at 30%, because it measures whether and how directly the provider serves gambling. Geographic Coverage gets 22%. Security & Compliance gets 20%. Fees & Pricing gets 16%. Tech & Integration gets 12%. The final score is a weighted average of those 5. Trustpilot is shown for context but carries no weight, since player reviews of casinos are not a read on B2B acquiring quality.

Score Explanation

B2BINPAY's standing rests on price: Fees & Pricing reaches 9.9 on a published rate card whose deposit rates never pass half a percent. iGaming Fit is the weakest line at 6. B2BINPAY takes casinos and sportsbooks directly, but as one vertical among brokers, exchanges and banks, without a dedicated iGaming team or a casino-platform connector, and it acquires in no market itself. Geographic Coverage and Security & Compliance both sit at 6.5. The first reflects reach in 180 countries across six regions with no local acquiring, and the second the two El Salvador licenses the company holds, a CNAD digital asset license and a Central Reserve Bank Bitcoin license, with fully automated KYC and no chargeback exposure. Tech & Integration is 7, with a REST API on one side and 2-4 weeks of onboarding on the other. User Trust, shown as context, is 7 on a 3.5 Trustpilot rating from 2 reviews.

Who Is B2BINPAY Best For?

The operator profiles that fit, and the ones that do not

Recommended For

  • Forex and CFD brokers on the B2Broker stack. If you already buy liquidity, MT4 or MT5 white labels or CRM from B2Broker, crypto deposits and payouts come under the same contract, onboarding and account management, as they do for the broker PU Prime.
  • Curacao-licensed crypto casinos. With a Curacao or other non-EU license and most deposits in crypto from Latin America, the Middle East, Southeast Asia or the CIS, neither the US and UK bar nor the missing MiCA authorization touches your license.
  • High-volume crypto casinos. Above $5M a month in crypto deposits, coins cost you 0.25% and stablecoins and tokens 0.35%, the bottom bands of B2BINPAY's rate card.
  • Banks and EMIs launching white-label crypto. For a bank, EMI or PSP that wants its own branded crypto payments and wallets without building blockchain infrastructure, the white-label platform runs them on B2BINPAY rails.

Not Recommended For

  • Operators with US or UK players. B2BINPAY's policy bars US and UK residents and companies, and it holds neither an MSB registration nor a US money transmitter license. For US traffic, BitPay holds the NYDFS BitLicense and NMLS money transmitter licenses. In the UK, BVNK holds an FCA e-money license.
  • EU casinos that need a MiCA counterparty. With its Italian application still pending, B2BINPAY holds no MiCA authorization and cannot stand on your compliance map as a MiCA counterparty. CoinGate has held a Bank of Lithuania CASP authorization since December 16, 2025, and BVNK one from the MFSA since February 13, 2026.
  • Casinos that also take cards or e-wallets. Players who pay by card or e-wallet need a second provider beside B2BINPAY, which takes crypto only. Nuvei carries 720+ methods at 1.5-3.5% per deposit, and AstroPay covers Latin American local methods at 1-2.5%.
  • Casinos that need to go live in days. Onboarding at B2BINPAY runs 2-4 weeks of KYB, and the REST build takes 1-3 weeks with no casino-platform connector to skip it. NOWPayments onboards a high-risk merchant in 1-3 days.

Geographic Coverage

Per-market verdict, regions, and market focus

B2BINPAY is not scored market by market: it is an alternative rail rather than a local-method acquirer, so there is no per-market access to grade. The overall score above still reflects its iGaming capability.
RegionsEuropeAsia-PacificLatin AmericaMiddle EastAfricaCIS

Coverage Analysis

B2BINPAY runs on blockchain rails in 180 countries across Europe, Asia-Pacific, Latin America, the Middle East, Africa and the CIS. Its restricted-business policy takes no residents or companies of the United States, the United Kingdom, North Korea, Iran or Myanmar, and a risk-based review can bar other jurisdictions, so an operator that serves US or UK players, or holds a US state license or a UKGC license, cannot use it. In Europe it serves only the countries outside the EU and the UK, and its regulated footprint sits in El Salvador.

Regional Breakdown

Latin America is where B2BINPAY has placed its regulatory bet, with both of its licenses held in El Salvador and a merchant base that already leans toward emerging markets. B2BINPAY is crypto-only there too, so local fiat rails come from a second provider such as AstroPay, whose wallet players load through Mercado Pago in Argentina, Webpay in Chile and Yape in Peru.

CIS coverage runs deep, because B2Broker's brokerage clients already sit there.

The Middle East, Southeast Asia and India run on B2BINPAY's standard crypto rails. In the Middle East B2BINPAY has no dedicated local infrastructure or compliance overlay, so an operator there gets the global rail with nothing local on top.

Africa is reachable on the same rails and lightly served, with no local presence behind them.

Key Features for iGaming Operators

Products, payment methods, and verticals

Key Products

  • Crypto Payment Gateway
  • Wallet-as-a-Service
  • White Label Crypto Payments Orchestration
  • B2BINPAY DeFi App (non-custodial)
  • Mass Payouts
  • Crypto Invoicing

B2BINPAY sells three merchant models: Enterprise, Merchant with fiat settlement and Merchant with crypto settlement. Fiat settlement converts incoming crypto into USD or EUR at the time of deposit and pays out by SEPA or SWIFT, so a casino can take crypto from players and keep its books in fiat without a separate FX provider. Crypto settlement keeps both legs on chain and avoids the fiat fees. The White Label Crypto Payments Orchestration Platform, expanded in December 2025, lets banks, EMIs, PSPs and gaming operators run branded crypto pay-in, pay-out and wallet services on B2BINPAY infrastructure. The licensee gets swaps and conversions, embedded wallets, reporting and reconciliation, sets its own tiered fees and conversion markups and keeps the customer relationship. The B2BINPAY DeFi App, launched in February 2026, handles non-custodial processing where the institution holds its own keys. Wallet-as-a-Service runs on a separate schedule, with incoming transfers free and outgoing transfers at 0.050% on the entry band, falling to 0.025% above $20M a month, plus a second token list priced flat at 0.05%.

Payment Methods

B2BINPAY accepts 350+ cryptocurrencies and tokens across 18 blockchain networks, with USDT and USDC on 10 major chains including Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Optimism and Avalanche. The length of the list pays off for a casino whose players deposit in long-tail tokens and meme coins, and BTC, ETH and USDT sit on it beside them. B2BINPAY swaps between supported tokens at processing time and sends a stablecoin transfer over the cheaper network where the coin runs on several.

Verticals

B2BINPAY takes casinos and sportsbooks directly, with separate crypto payment solutions for casinos and for gaming, beside its core business with brokers and exchanges. Banks, EMIs and PSPs come in through the white-label platform. For a casino, B2BINPAY brings no gambling specialism beyond the payment rail.

  • Forex/CFD brokers
  • Crypto exchanges
  • iGaming (casinos and sportsbook)
  • Banks/EMIs
  • eCommerce
  • Marketplaces
  • Hedge funds
  • Travel
Methods350+ cryptocurrencies and tokens across 18 blockchain networks. USDT and USDC supported across 10 major chains. Includes BTC, ETH, BNB, XRP, TRX, LTC, BCH, ADA, DOGE, SOL, and major ERC-20/BEP-20/TRC-20 stablecoins.
350+
Crypto
Native
Currencies
Multi-currency
iGaming integrations
0
  • Deposit ProcessingAvailable

    350+ payment methods, Near-instant (1 blockchain confirmation, or instant for off-chain transfers)

  • Withdrawal / PayoutAvailable

    Near-instant (crypto), 24h (fiat via SEPA/SWIFT)

  • Instant WithdrawalsAvailable

    Near-instant (crypto), 24h (fiat via SEPA/SWIFT)

  • KYC / AML Built-inAvailable

    Full auto

  • Chargeback ProtectionAvailable

    No chargebacks (crypto rail)

  • Multi-CurrencyAvailable

    BTC, ETH, USDT, USDC, BNB, XRP, TRX, LTC, BCH, ADA, DOGE, SOL, 350+ tokens total, USD (fiat settlement), EUR (fiat settlement)

  • API IntegrationAvailable

    REST API + SDK + plugins

  • Crypto SettlementAvailable

    Crypto settlement

  • Local Payment MethodsNot available

    Not offered first-party

  • iGaming SpecializationAvailable

    350+ assets across 18 chains, white-label orchestration for banks/EMIs, three settlement models (Enterprise / Merchant Fiat / Merchant Crypto), El Salvador CNAD + PSB licenses, B2Broker group backing

  • Geographic CoverageAvailable

    180 countries across Europe, Asia-Pacific, Latin America, Middle East, Africa, CIS

Pricing & Fee Structure

Fee structure and pricing model

Rate Card

Percentage per transaction
Deposit Fee

0.40%Coin rate up to $1M a month, then 0.35% to $3M, 0.30% to $5M and 0.25% above. Stablecoins and tokens cost 0.50%, 0.45%, 0.40% and 0.35% on the same bands.

Withdrawal Fee

0% cryptoFiat payouts cost 0.50% plus EUR 5 by SEPA and 0.60% plus EUR 35 or USD 35 by SWIFT. Blockchain network fees pass through on chains that charge them.

Settlement

Instant

Methods

350+350+ cryptocurrencies and tokens across 18 blockchain networks. USDT and USDC supported across 10 major chains. Includes BTC, ETH, BNB, XRP, TRX, LTC, BCH, ADA, DOGE, SOL, and major ERC-20/BEP-20/TRC-20 stablecoins.

Rolling Reserve

No reserve

FX Markup

Bundled in the swap rate

Setup / Monthly

$500One-time onboarding fee, agreed through the sales desk.

Integration Fee

Included in setup fee

Revenue Share

Yes

Pricing Details

B2BINPAY charges a percentage per transaction off a public rate card with four monthly volume bands. Incoming coins cost 0.40% up to $1M a month, 0.35% from $1M to $3M, 0.30% from $3M to $5M and 0.25% above $5M. Stablecoins and tokens cost 0.50%, 0.45%, 0.40% and 0.35% on the same bands. Volume resets every month and counts deposits in USD at blockchain confirmation, so a band has to be earned again each month. Minimum commissions per chain run from $0.00 on XLM, XRP and TON to $3.00 on TRX. Outgoing crypto carries no B2BINPAY fee, while CoinsPaid charges 0.3-1% on crypto payouts. Network fees pass through on chains that charge them, such as Ethereum, Bitcoin and Tron. The fiat leg has been priced since August 2026. Bank deposits into a B2BINPAY account cost 0.80% plus EUR 5 by SEPA or 0.80% plus EUR 35 or USD 35 by SWIFT, with a EUR or USD 5,000 minimum, and fiat withdrawals cost 0.50% plus EUR 5 by SEPA and 0.60% plus EUR 35 or USD 35 by SWIFT. The conversion into USD or EUR is priced inside the swap rate, with no separate markup figure. Onboarding costs a one-time $500 through the sales desk, and B2BINPAY holds no rolling reserve and sets no minimum monthly volume. At 0.40%, $500,000 a month in coin deposits costs $2,000 in processing. CoinsPaid charges 0.8-1% and NOWPayments 1% on crypto deposits. Taking the same $500,000 to a bank by SWIFT adds $3,000 at 0.60%, plus USD 35 per transfer.

Speed & Settlement

Transaction processing and settlement timelines

Deposit
Near‑instant (1 blockchain confirmation, or instant for off‑chain transfers)
Withdrawal
Near‑instant (crypto), 24h (fiat via SEPA/SWIFT)
Settlement
Instant
Settlement currencies
USD, EUR (fiat via SEPA/SWIFT), USDT, USDC, BTC + 350+ digital assets
Refunds
Manual reverse transaction (crypto is irreversible by design)

B2BINPAY credits a deposit after 1 blockchain confirmation, which takes seconds for USDT on Tron, 1-3 minutes on Ethereum, 10-20 minutes on Bitcoin and near-instant on Solana and most layer 2 networks. Transfers between B2BINPAY accounts run off-chain, instantly and free. Crypto payouts to players go out in real time, so the only wait is the blockchain, and mass payouts run instantly or in batches for player withdrawals, affiliate commissions and treasury moves. Crypto settlement is instant, with funds on chain as soon as the network confirms. On the fiat option, each deposit converts into USD or EUR when it arrives and reaches the operator's bank by SEPA or SWIFT at T+1, within 24 hours, with no hold beyond standard banking timing. On the fiat leg, CoinsPaid also converts at T+1 and NOWPayments takes T+1 to T+3. Withdrawals delayed beyond 5 days recur at B2BINPAY despite those terms. A refund runs as a separate reverse transaction that the merchant sends, and a crypto refund takes under an hour.

Integration & Tech

Developer experience and technical capabilities

API Type
REST API + SDK + pluginsThe PHP SDK is archived and the current library is a narrow Node.js DeFi SDK. The WooCommerce, Magento and PrestaShop plugins are dated.
Onboarding
2-4 weeks
Sandbox
YesSeparate sandbox environment with its own API key/secret pair. Documented at docs.b2binpay.com. Used to test deposits, payouts and webhook callbacks before production cutover.
Mobile SDK
NoNo native iOS/Android mobile SDK. Integration is REST API + server-side SDKs.
White-Label
YesGaming operators, banks, EMIs and PSPs can launch branded crypto pay-in/pay-out and wallet services on B2BINPAY infrastructure through the White Label Crypto Payments Orchestration Platform. Tiered fees on deposits/withdrawals and swap markups are configurable by the licensee.
Docs Quality
Good

Integration Time

1-3 weeks

View API Documentation

Integration Assessment

Integration is a custom REST build over HTTPS with API key authentication and webhook callbacks for deposit and payout status, and a custom backend takes 1-3 weeks. B2BINPAY has no pre-built connector for SoftSwiss, EveryMatrix, Slotegrator or any other casino platform, so a casino integrates through the API whatever platform it runs, and white-label setups take longer than the standard build. Onboarding a high-risk merchant runs 2-4 weeks of sales-led KYB covering source of funds, beneficial ownership and licenses, and the review runs heavier for iGaming. CoinsPaid onboards a high-risk merchant in 3-7 days and BitPay in 1-2 weeks. A decision on a clean file comes within 1-3 business days, and sandbox access comes before KYB completes, so development runs in parallel with compliance. Enterprise and white-label accounts stay sales-led, while the Merchant tier runs more self-serve after KYB. The official PHP client was archived in November 2022, and the active library is a narrow TypeScript DeFi SDK for Node.js, updated in April 2026 for non-custodial use. The WooCommerce, Magento 2 and PrestaShop plugins have not been updated since 2019, which leaves an engineering team that wants maintained SDKs little to work with, though a REST integration does not depend on them.

Risk & Compliance

Licensing, fraud prevention, and regulatory compliance

KYC/AML Automation
Available. Full auto
Chargeback Protection
Available. No chargebacks (crypto rail)

Licenses and Registrations

  • CNADDigital asset service providerB2BINPAY EL SALVADOR, S.A. de C.V.PSAD-0064since Oct 2025

    Covers transfer of digital assets, custody, fiat-to-crypto and crypto-to-crypto exchange. CNAD and the Superintendencia del Sistema Financiero share supervision.

  • BCR El Salvador (PSB register)Bitcoin Service Provider (PSB) licenseB2BINPAY EL SALVADOR, S.A. de C.V.

    Covers Bitcoin-specific exchange and wallet operations.

  • ConsobCASP authorisation (MiCA)pendingB2BINPAY Italy S.r.l.

    The application is disclosed in Italy and not granted. B2BINPAY is not among the eight Italian firms authorized when the MiCA transitional period ended on July 1, 2026.

Fraud Prevention
Blockchain analytics, AML transaction monitoring, Travel Rule
Responsible Gaming
No
Tokenization
NoNo card tokenization (no card rail). Blockchain addresses act as persistent customer identifiers, which B2BINPAY's wallet/account system maps to merchants.
Dispute Resolution
Operational dispute via account manager (no on-chain dispute layer)

Compliance Context

KYC and AML checks run fully automated. Crypto deposits cannot be charged back, so an operator on B2BINPAY carries no chargeback exposure. B2BINPAY holds no ISO 27001 or SOC 2 Type II certification, which an enterprise compliance review will flag. CoinsPaid holds ISO/IEC 27001 and CCSS Level 3, and BVNK holds ISO 27001 and SOC 2 Type II. B2BINPAY holds no PCI DSS certification either, which matters little because it handles no card data.

Regulatory Position

B2BINPAY holds two licenses, both through B2BINPAY EL SALVADOR, S.A. de C.V. The first is CNAD's Digital Asset Service Provider license PSAD-0064, granted in October 2025. The second is the Central Reserve Bank of El Salvador's Bitcoin Service Provider (PSB) license for Bitcoin exchange and wallet operations, an entry registration under the Bitcoin Law that stops short of a full prudential authorization. In Italy, B2BINPAY Italy S.r.l. has applied to Consob for a MiCA CASP authorization, and it was not among the eight Italian firms authorized when the transitional period ended on July 1, 2026. No B2BINPAY or B2Broker entity holds a MiCA authorization, so B2BINPAY cannot serve EU clients as a crypto-asset service provider. B2BINPAY holds no US money transmitter license or MSB registration either. The El Salvador licenses give an operator with Latin American players, or one that wants a licensed counterparty outside the EU and the US, a regulated crypto processor for its compliance map.

About B2BINPAY: Company Background

Company and product information

Company Name
B2BINPAY
Headquarters
Rome, Italy
Founded
2017
Employees
Undisclosed
Company Type
Private
Product Type
Crypto
Licenses
CNAD Digital asset service provider, BCR El Salvador (PSB register) Bitcoin Service Provider (PSB) license
Key Products
Crypto Payment Gateway, Wallet-as-a-Service, White Label Crypto Payments Orchestration, B2BINPAY DeFi App (non-custodial), Mass Payouts, Crypto Invoicing
Supported Verticals
Forex/CFD brokers, Crypto exchanges, iGaming (casinos and sportsbook), Banks/EMIs, eCommerce, Marketplaces, Hedge funds, Travel
Integration Type
REST API + SDK + plugins
Settlement Speed
Instant
Onboarding Speed
2-4 weeks
Named iGaming Clients
Not published

Company History

2014: Arthur Azizov and Evgeniya Mykulyak founded B2Broker, an Estonia-rooted technology group that sells liquidity, MT4 and MT5 white labels and CRM software to forex and crypto brokers.

2017: B2BINPAY launched as the deposit and payout layer for B2Broker's own brokerage clients, starting with BTC, ETH and LTC.

2018-2022: B2BINPAY grew into a standalone payment gateway with a public REST API and plugins for WooCommerce, Magento 2 and PrestaShop.

September 2023: The v17 release set a 0.4% headline rate with free outgoing crypto, introduced the Enterprise, Merchant Fiat and Merchant Crypto models and widened token support.

2025: B2BINPAY passed 800+ customers and $3.5B+ in processed volume by mid-year. In October its El Salvador entity received its CNAD license for digital asset services, and in December the company expanded its white-label platform for banks, EMIs and PSPs.

2026: B2BINPAY launched the non-custodial DeFi App in February. The MiCA transitional period closed on July 1 without an authorization for B2BINPAY Italy S.r.l., and in August the company started charging for bank deposits and fiat withdrawals.

What Users Say About B2BINPAY

What the review record shows, and what it does not

3.5out of 52 reviews

Review Analysis

B2BINPAY holds 3.5 on Trustpilot from 2 reviews, too few to read as a score. Its support fails the same way again and again: tickets answered by bots with no human escalation, emails left unanswered and SWIFT transfer confirmations refused.

Context for Operators

B2BINPAY sells only to businesses and players never deal with the brand, which keeps its public review volume low. The failure pattern repeats consistently enough to count as an operational risk, and it will surface in any vendor due diligence on B2BINPAY.

Client Evidence

By December 2025 B2BINPAY had processed $5.1B+ in incoming transactions for 980+ merchants, so it runs at scale. Forex and CFD brokers and crypto exchanges that already buy liquidity, trading platforms or CRM from B2Broker make up most of that base, and PU Prime, a forex and CFD broker on the wider B2Broker stack, is one of them. Casinos and sportsbooks form a secondary vertical.

Operational Details

Business terms, contracts, and support

Dedicated Account Manager
Enterprise accounts onlyB2BINPAY runs account coverage through the sales desk of its parent, B2Broker.
Minimum Monthly Volume
No minimumFee bands start at $0 a month.
Contract Lock-In
Not published
Migration Support
No
Min/Max Transaction
Not published
Mass Payouts
Instant + batch · No published limit
Biometric / One-Click
No
Reporting
Dashboard + API + webhooks

On $1M a month settled to fiat, T+1 keeps $33,333 in transit at any time on a 30-day month. No other contract term holds operator cash, since B2BINPAY keeps no rolling reserve and crypto deposits cannot be charged back. Crypto settlement holds nothing on those terms, and no minimum volume applies. Onboarding costs a one-time $500, and bank deposits into the account start at EUR or USD 5,000.

Frequently Asked Questions

10 questions about B2BINPAY

Our Verdict: Should You Use B2BINPAY?

Final assessment for iGaming operators

Adequate

Overall iGaming Score

Summary

B2BINPAY charges half a percent or less per crypto deposit and holds no reserve or minimum, so an operator that stays in crypto pays one fee and none of its cash sits locked. That price comes with a license map limited to two El Salvador licenses. The call turns on where the operator is licensed. An offshore operator settling in crypto gets the price, while an EU-licensed casino cannot sign at all and US and UK operators are barred by policy.

Strongest Point

Crypto payouts carry no B2BINPAY fee, so a casino that pays players in crypto pays only the deposit rate, where CoinsPaid adds 0.3-1% per crypto payout.

Key Limitation

Withdrawals held beyond 5 days and bot replies with no path to a human recur at B2BINPAY, and 2 Trustpilot reviews give an operator nothing to weigh against them, while NOWPayments holds 4.5 from 1,076 reviews.

Recommendation

Sign with B2BINPAY if you run a crypto-first casino or brokerage whose license and players sit outside the US, the UK and the EU, and keep most settlement in crypto. Before the first deposit, write a withdrawal-release time and a named escalation contact into the contract, and take Enterprise terms so a dedicated account manager comes with the account.

Pros

  • Coin deposits cost 0.40% from the first dollar, against 1% at NOWPayments and CoinGate.
  • Players can deposit any of 350+ assets on 18 networks, long-tail tokens included, where CoinsPaid takes 18 assets and CoinGate 13.
  • A new book signs from $0 a month where CoinsPaid boards from $100k+, and with no reserve and no chargebacks on crypto, none of the operator's cash sits locked.
  • Operators can book revenue in USD or EUR while players deposit crypto, because B2BINPAY converts each deposit on arrival and settles it to the bank.
  • Two El Salvador licenses, CNAD's digital asset license and the Central Reserve Bank's Bitcoin license, put a regulated counterparty behind Latin American crypto traffic.

Cons

  • No EU-licensed casino can use B2BINPAY: it passed the July 1, 2026 end of the MiCA transition without an authorization, and its Italian application still sits with Consob.
  • The policy bar on US and UK residents and companies rules out any operator with players or a license in either market.
  • Withdrawals delayed beyond 5 days recur, with bot-answered tickets and refused SWIFT confirmations on top, and each delay leaves operator funds with B2BINPAY past its settlement terms.
  • B2BINPAY takes crypto only, which puts card and e-wallet players on a second PSP and a second integration.
  • Every casino builds its own 1-3 week REST integration, since B2BINPAY connects to no casino platform.
  • Fiat settles at T+1, so $1M a month paid out to a bank keeps $33,333 in transit on a 30-day month.
  • Since August 2026 a bank-settled book pays up to 0.60% plus EUR 35 per SWIFT withdrawal on top of the deposit rate, and the conversion spread is folded into the swap rate.
  • B2BINPAY holds neither ISO 27001 nor SOC 2 Type II, which an enterprise vendor review asks for, while BVNK holds both.

Ready to evaluate B2BINPAY for your business?

B2BINPAY vs. Alternatives: How It Compares

Similar payment processing solutions

US-facing operators go to BitPay or BVNK, which hold FinCEN MSB registration and NMLS money transmitter licenses. EU-licensed casinos that need a MiCA counterparty go to CoinGate, authorized by the Bank of Lithuania, or BVNK, authorized by the MFSA. A casino that has to go live within days fits NOWPayments, which onboards in 1-3 days. Operators whose players also pay by card add Nuvei, and AstroPay covers Latin American local methods. For crypto-only books that never need a bank payout, XAIGATE charges 0.2% on its standard plan and Finassets falls to 0.20% above $15M a month.

When to Choose an Alternative

  • CoinGate

    Choose CoinGate if your EU compliance file needs a crypto counterparty with MiCA authorization. CoinGate holds a CASP authorization and a payment institution license from the Bank of Lithuania, both since December 16, 2025. It charges 1% per deposit against B2BINPAY's 0.40% and settles weekly at T+7, where B2BINPAY settles fiat at T+1.

  • CoinsPaid

    Choose CoinsPaid if you run a casino under an MGA, Curacao or Estonian license and your vendor review asks for a CCSS Level 3 certificate and ISO/IEC 27001, both of which CoinsPaid holds and B2BINPAY does not. CoinsPaid boards from $100k+ a month, while B2BINPAY boards from $0.

  • NOWPayments

    Choose NOWPayments if you need to go live in 1-3 days, where B2BINPAY's KYB takes 2-4 weeks, and want a 4.5 Trustpilot rating across 1,076 reviews behind your processor. It charges 1% per deposit and 1-1.5% on conversion.

  • BitPay

    Choose BitPay if you serve US players. Its NYDFS BitLicense, FinCEN MSB registration and NMLS licenses cover the US, and a MiCA authorization from the AFM since July 15, 2026 covers the EU. It charges 1-2% + 25c per deposit and requires $200k a month where B2BINPAY sets no minimum, on a 12-month contract.

  • BVNK

    Choose BVNK if you are a bank, EMI or enterprise operator buying stablecoin rails with an MFSA MiCA authorization, US MSB and money transmitter licenses and SOC 2 Type II behind them. It boards from $500,000 a month and settles same day, while B2BINPAY sets no minimum.

  • Nuvei

    Choose Nuvei beside B2BINPAY if your players also pay by card or e-wallet. It carries 720+ methods with local rails in 44 markets at 1.5-3.5% per deposit, with a 5-10% reserve for 6 months, a $500k+ minimum and a 12-month contract.

Alternatives

Providers operators shortlist alongside B2BINPAY

  • CoinsPaid

    CoinsPaid

    Crypto Processor
    iGaming score 7.0 out of 10
    Deposit Fee
    0.8‑1%
    Settlement
    Instant
    Methods
    18
    Trustpilot
    3.3/5
  • NOWPayments

    NOWPayments

    Crypto Gateway
    iGaming score 7.0 out of 10
    Deposit Fee
    1%
    Settlement
    T+0 - T+3
    Methods
    350+
    Trustpilot
    4.5/5
  • CoinGate

    CoinGate

    Crypto Gateway
    iGaming score 6.5 out of 10
    Deposit Fee
    1%
    Settlement
    T+7
    Methods
    13
  • BitPay

    BitPay

    Crypto Gateway
    iGaming score 6.9 out of 10
    Deposit Fee
    2% + $0.25
    Settlement
    T+1 - T+2
    Methods
    100+
    Trustpilot
    1.2/5
  • CoinPayments

    CoinPayments

    Crypto Gateway
    iGaming score 6.4 out of 10
    Deposit Fee
    0.5‑1%
    Settlement
    Instant
    Methods
    40+
    Trustpilot
    3.7/5
  • BVNK

    BVNK

    Crypto
    iGaming score 7.4 out of 10
    Deposit Fee
    Custom
    Settlement
    Same day
    Methods
    4
    Trustpilot
    4.1/5

Related Reading

Operator guides and analysis relevant to evaluating B2BINPAY.

End of Report. B2BINPAY Provider Assessment Report 2026

Prepared and reviewed by the iGaming Payment Solutions Editorial Team ·

Updated: