iGaming Payment Solutions
Fluid Review
Fees, licenses, coverage and payouts for iGaming operators
By the iGaming Payment Solutions Editorial Team ·
What operators ask about Fluid
Is Fluid legit?
Yes. Fluidwave Technologies Ltd, founded in Limassol in 2023, had more than 50 operators live on its cashier in March 2026 and turned profitable in Q4 2025. LuckyDays, a Superbet brand, was its first paying customer, and the company holds PCI DSS compliance for its cashier layer.
How much does Fluid charge?
- Three tiers, Basic, Pro and Enterprise, each billed per transaction and priced by monthly deposit volume
- Setup fee: none
- The connected PSPs' deposit, payout and FX charges, with the Fluid fee added on top
Is Fluid a payment processor?
No. Fluid is a cashier and routing layer that moves no money itself, so an operator needs at least one PSP under contract before Fluid has anything to route.
Quick Info
- Type
- Payment Orchestrator
- Founded
- 2023
- HQ
- Limassol, Cyprus
- Pricing
- Quoted per merchant
- APMs
- Via connected PSPsThe cashier shows the methods of the PSPs the operator connects: cards, open banking, ACH, crypto gateways and regional methods.
- Settlement
- Set by the connected PSP
Our iGaming Score: 5.1/10
5 weighted criteria, with Trustpilot shown for context
- iGaming Fit
Gambling only (casino, sportsbook, sweepstakes), no casino-platform connector, no direct acquiring
- Weight
- 30%
- Score
- 6.0
- Rating
- Adequate
- Geographic Coverage
Europe and North America, no direct acquiring
- Weight
- 22%
- Score
- 4.5
- Rating
- Weak
- Security & Compliance
No license in its own name, fully automated KYC, chargebacks follow the connected PSP
- Weight
- 20%
- Score
- 4.0
- Rating
- Weak
- Fees & Pricing
Orchestrator fee billed on top of PSP rates
- Weight
- 16%
- Score
- 3.0
- Rating
- Weak
- Tech & Integration
REST API, embedded widget and full cashier, onboarding 1-7 days
- Weight
- 12%
- Score
- 8.5
- Rating
- Strong
- User Trust
No Trustpilot profile
- Weight
- context only
- Score
- 5.0
- Rating
- Adequate
- Overall
- Weight
- 100%
- Score
- 5.1
- Rating
- Adequate
We score each provider on 5 weighted criteria using a 1 to 10 scale. iGaming Fit carries the most weight at 30%, because it measures whether and how directly the provider serves gambling. Geographic Coverage gets 22%. Security & Compliance gets 20%. Fees & Pricing gets 16%. Tech & Integration gets 12%. The final score is a weighted average of those 5. Trustpilot is shown for context and carries no weight, since most reviews on a payment provider's profile come from players rather than from the operators it serves.
Score Explanation
Fluid sits on top of the operator's PSPs, and that position sets four of its six lines. Every Fluid fee is billed on top of the connected PSPs' own rates, which makes Fees & Pricing the weakest line at 3. Security & Compliance comes to 4: KYC is fully automated, while Fluidwave holds no license in its own name and chargebacks follow the connected PSP. Fluid serves only gambling, across casino, sportsbook and sweepstakes, but it has no casino-platform connector and acquires no deposits itself, which leaves iGaming Fit at 6. Its operators sit in two regions, Europe and North America, for a Geographic Coverage of 4.5. Tech & Integration is the strongest line at 8.5, because a REST API pairs with an embedded widget and a full cashier and onboarding starts at 1 day. User Trust shows 5 because Fluid has no Trustpilot profile.
Who Is Fluid Best For?
The operator profiles that fit, and the ones that do not
Recommended For
- Mid-market casinos on one to three PSPs. A casino or sportsbook moving $300k-5M a month keeps every gateway contract, because Fluid swaps out only the hosted cashier and routes deposits across the PSPs already signed. In that band a fast install matters more than routing depth.
- Sweepstakes casinos where the model is legal. If you sell coin packs in a US state that still allows sweepstakes casinos, or in Canada, Fluid Sweepstakes gives you a separate cashier SKU built around that purchase flow, on the same routing layer as the casino cashier.
Not Recommended For
- Operators with no PSP contract. Fluid processes no payments, so its cashier has nothing to route until a PSP is signed. Trustly takes open-banking deposits at 0-1% with T+1 settlement under an FCA payment institution authorization, and Nuvei carries 720+ methods under an FCA e-money authorization.
- One licensed counterparty for all the risk. Fluidwave holds no acquiring, EMI, PI or gambling license. Paysafe holds FCA and Central Bank of Ireland e-money licenses and settles T+3.
- Single-PSP books that already convert well. A single-PSP book whose hosted page already converts at 70% or better with declines under 8% leaves Fluid's lift little to recover.
- Crypto-first casinos. Coins reach the Fluid cashier only through a third-party gateway, and Fluid itself holds and settles none. A casino with players outside the EU does better signing CoinsPaid directly at 0.8-1% with instant crypto settlement, while one serving EU players turns to Nuvei, which holds a MiCA CASP authorization from the Bank of Lithuania.
- App-first sportsbooks. An app-first sportsbook gets nothing native on iOS or Android from Fluid, only the responsive web widget. Primer ships an SDK built for mobile apps.
- Tier 1 groups with their own cashier. Fluid's fit band tops out at $5M a month, and Bet365 and Flutter brands run in-house payment teams and bespoke cashier code, so a third-party widget adds little to them. IXOPAY routes enterprise high-risk volume to 200+ PSPs through 500+ certified adapters.
Geographic Coverage
Per-market verdict, regions, and market focus
Coverage Analysis
Fluid's reach equals the reach of the PSPs connected under it, because it runs no local acquiring and carries no payment method of its own. Its own operators sit in Europe and North America, from Malta-licensed casinos to an iGaming Ontario operator and offshore real-money casinos. A single-market operator still gets the cashier gains, which can be worth more to it than the routing.
Regional Breakdown
In Europe the operator's card acquirer carries card deposits and its open-banking PSP carries bank transfers, and Fluid ranks the two for each player. A Malta-licensed casino therefore starts by signing PSPs that serve MGA licensees, such as Trustly for open banking.
In North America ACH and eCheck reach the cashier only when the operator's PSP carries them, so a US operator signs a PSP with both rails before Fluid has anything to rank. An Ontario licensee gets Interac e-Transfer and bank transfers into the cashier the same way, through its PSP.
In APAC and LATAM Fluid reaches only the markets the operator's own PSPs already serve, so a launch there starts with a regional PSP contract and puts Fluid in front of it afterwards.
Gambling Licenses Served
- Ontario (AGCO / iGaming Ontario)
- Curaçao
- Anjouan
- Offshore-licensed brands
Key Features for iGaming Operators
Products, payment methods, and verticals
Key Products
- Fluid for Casino
- Fluid Sweepstakes
- Fluid Control (analytics)
- Payment Solutions (orchestration)
Fluid's four products form one deposit stack: two cashier SKUs, an orchestration layer and an analytics dashboard. Fluid for Casino is the cashier widget for online casinos and sportsbooks, with full UI theming, per-player method recommendation, an in-game QuickDeposit module, inline automated KYC and responsible gaming limits. Fluid Sweepstakes is a separate cashier SKU for sweepstakes casinos, which sell coin packs in the US and Canada instead of taking deposits regulated as gambling. Louisiana has banned sweepstakes casinos since August 1, 2026 under Acts 48 and 182. Oklahoma's ban, SB 1589, takes effect November 1, 2026, after the legislature overrode the governor's veto on May 14, 2026, so from November both states are closed to the coin-pack model Fluid Sweepstakes serves. Payment Solutions is the orchestration layer under both cashiers that connects several PSPs and routes deposits between them. Fluid Control is the operator dashboard that tracks deposit conversion, drop-off points, method preferences and player behavior in real time.
Payment Methods
Fluid carries no payment method of its own, and the cashier shows what the connected PSPs support: cards, Apple Pay and Google Pay through the acquirer, instant bank transfers through open banking such as Trustly or Brite, ACH and eCheck in North America, crypto through a gateway such as CoinsPaid, NOWPayments or BitPay, and regional methods through specialists such as AstroPay or PayRetailers. On top of that list the cashier ranks methods for each player from deposit history, remembers the preferred method across sessions, suggests a deposit amount and retries a declined deposit on another connected PSP. The routing targets a decline rate under 15%.
Verticals
Fluid serves only iGaming: online casino, sportsbook and sweepstakes, with sportsbooks running on the Fluid for Casino cashier. Fluid gates no client by gambling license, so gray-market operators run on it alongside licensed ones.
- iGaming (casino)
- Sweepstakes
- Sportsbook
- Deposit ProcessingAvailable
Instant (cashier)
- Withdrawal / PayoutNot available
Depends on PSP
- Instant WithdrawalsNot available
Depends on PSP
- KYC / AML Built-inAvailable
Full auto
- Chargeback ProtectionNot available
Follows the connected PSP
- Multi-CurrencyAvailable
Multi-currency (via PSPs), Crypto (via connected gateways)
- API IntegrationAvailable
REST API + embedded UI + cashier
- Crypto SettlementNot available
Set by the connected PSP
- Local Payment MethodsNot available
Not offered first-party
- iGaming SpecializationAvailable
Deposit cashier that ranks methods for each player and suggests deposit amounts, an in-game QuickDeposit module, automated KYC inside the deposit flow, routing across the operator's PSPs, full UI theming and Fluid Control real-time analytics
- Geographic CoverageAvailable
Available across Europe, North America
Pricing & Fee Structure
Fee structure and pricing model
Pricing
CustomFluid bills a per-transaction SaaS fee in three tiers, Basic, Pro and Enterprise, priced by monthly deposit volume and charged on top of the connected PSP's own rate.
Via connected PSPFluid has no payout product, so the connected PSP sets and bills withdrawals.
Set by the connected PSP
Via connected PSPsThe cashier shows the methods of the PSPs the operator connects: cards, open banking, ACH, crypto gateways and regional methods.
None
Not published
No
Pricing Details
Fluid charges a per-transaction SaaS fee in three tiers, Basic, Pro and Enterprise, and prices each operator by monthly deposit volume and the features of its tier. The fee is billed on top of what the connected PSPs charge, so the all-in cost of a deposit is the PSP rate plus the Fluid fee. Fluid charges no setup fee. Withdrawal fees, FX charges and any reserve stay in the PSP contracts, since Fluid has no payout product and never holds the funds.
Negotiation Tips
Get the per-transaction fee of all three tiers at your current monthly deposit volume and at the volume you plan for, because Fluid prices by volume, and put any minimum monthly commitment in the contract. Ask whether the cashier fee includes routing or whether routing bills as a separate line. Set the Enterprise quote against the routing fee of 0.1-0.5% at Finera and 0.2-0.6% at Primer, with your PSP bill added on both sides. Then run the Fluid cashier against your current page in a 30-day A/B test, because the fee pays back only if the conversion lift covers it on top of the PSP costs.
Speed & Settlement
Transaction processing and settlement timelines
- Deposit
- Instant (cashier)
- Withdrawal
- Depends on PSP
- Settlement
- Set by the connected PSP
- Settlement currencies
- Multi‑currency (via PSPs)
- Refunds
- Via underlying PSP
Everything after the deposit belongs to the connected PSPs: settlement timing, payout speed, refunds and settlement currencies. Money flows from the player through the PSP to the operator's bank and never sits with Fluid, which has no payout product, so withdrawals run in each PSP's own flow. Praxis Tech and Primer leave settlement to the connected PSP as well, so switching between either of them and Fluid moves no settlement date.
Integration & Tech
Developer experience and technical capabilities
- API Type
- REST API + embedded UI + cashierThe cashier widget drops in with a two-line JavaScript install, and iframe or custom embed options cover operators who want more control.
- Onboarding
- 1-7 days
- Sandbox
- YesOperators run integration testing in the sandbox before the live cutover.
- Mobile SDK
- NoMobile runs on the responsive web widget.
- White-Label
- YesThe operator themes the whole cashier and embeds it as a widget, an iframe or a custom integration, with its own branding throughout.
- Docs Quality
- Adequate (login required)
Integration Time
Hours to 1 day
Integration Assessment
Two lines of JavaScript install the cashier as a widget, and iframe or fully custom embeds cover operators that want more control. A REST API carries backend events, the deposit lifecycle, KYC callbacks, reporting and Fluid Control analytics. The documentation and API reference sit behind an operator login and onboarding is sales-led, so a technical review starts only after a sales contact. The integration work itself takes hours to 1 day. Full onboarding runs 1-7 days: KYB review of the operator entity, gateway credentials for each connected PSP, sandbox validation, then live cutover. Most operators go live within 1 day of clearing KYB, some within hours of starting the install, provided they already hold working PSP credentials. Each PSP added later brings its own integration time. Primer onboards in 1 week, level with Fluid's slowest case, and Finera in 1-2 weeks. Praxis Tech and IXOPAY need 2-4 weeks, so even Fluid's slowest onboarding puts the cashier live 7 days before their fastest. Fluid ships no native iOS or Android SDK, so mobile runs on the responsive web widget, which it built mobile-first. No casino platform has a pre-built Fluid connector, so an operator on SoftSwiss or EveryMatrix does the widget integration itself and keeps the platform's native cashier running alongside it.
Risk & Compliance
Licensing, fraud prevention, and regulatory compliance
Operator Licenses Served
- Ontario (AGCO / iGaming Ontario)
- Curaçao
- Anjouan
- Offshore-licensed brands
- KYC/AML Automation
- Available. Full auto
- Chargeback Protection
- Not available. Follows the connected PSP
Licenses and Registrations
- PCI SSCPCI DSSFluidwave Technologies Ltd
Covers the cashier and orchestration layer. Card data is tokenized at the connected PSP rather than stored by Fluid.
- Fraud Prevention
- The cashier flags unusual deposit patterns in real time from behavioral signals, and the connected PSP runs transaction screening and 3DS.
- Responsible Gaming
- YesSelf-imposed deposit limits are enforced directly inside the cashier flow, so players cannot exceed limits set during onboarding.
- Tokenization
- YesThe cashier remembers each player's method across sessions, and the connected PSP tokenizes card data.
- Dispute Resolution
- Handled by the connected PSP
Compliance Context
Fluidwave Technologies Ltd is PCI DSS compliant for the cashier and orchestration layer, and the connected PSP tokenizes card data, so Fluid stores none. KYC is fully automated and runs inside the deposit flow, with no separate email or document upload for a routine deposit. The cashier screens deposits in real time and flags unusual deposit patterns from behavioral signals before submission, while deeper transaction screening and 3DS run at the PSP. Chargeback liability and dispute handling sit with the operator and the connected PSP or acquirer, because Fluid is never the merchant of record.
Regulatory Position
Fluidwave Technologies Ltd, registered in Cyprus, holds no acquiring, banking, EMI, PI or gambling license. It holds no MGA license either, because cashier orchestration falls into neither MGA license class, gaming services or critical gaming supplies. The connected PSPs carry settlement, regulated payment compliance and chargebacks, and the gambling license behind the activity stays the operator's own. License coverage in each market comes from the PSP an operator connects there, so the PSP mix has to hold every license the operator's markets require.
About Fluid: Company Background
Company and product information
- Company Name
- Fluid
- Headquarters
- Limassol, Cyprus
- Founded
- 2023
- Employees
- 15
- Company Type
- Private
- Product Type
- Payment Orchestrator
- Licenses
- Not published
- Key Products
- Fluid for Casino, Fluid Sweepstakes, Fluid Control (analytics), Payment Solutions (orchestration)
- Website
- fluidpayments.io
- Supported Verticals
- iGaming (casino), Sweepstakes, Sportsbook
- Integration Type
- REST API + embedded UI + cashier
- Settlement Speed
- Set by the connected PSP
- Onboarding Speed
- 1-7 days
- iGaming Clients
- LuckyDays, SpinAway, Shotz, Friday, Incognito, FoxyGold, PowerPlay, StarsPlay, ShakeBet, The High Roller, Betiro, ChampWins, CatSpins, Casino Night, BetMac, VINN, LuckyPays
Company History
2023: Roberto Rubio, who came from the operator side of online gaming, founded Fluid in February and runs it as CEO. Pre-seed money from Aurora Group followed in August, Fluidwave Technologies Ltd was registered in Cyprus on November 22, and version 1.0 of the product shipped in December.
2024: Fluid launched publicly at ICE London in February, and LuckyDays signed there as its first paying customer. SpinAway, Shotz and Friday followed during the year, Jose Escobar joined as CTO, and the company neared cash-flow breakeven by December.
2025: SpikeUp Media led a seed round of high six figures in USD in March, joined by Xace, Corfai Capital (Ben Robinson), Aurora Group, Lunicorn Investments and Alea founder Alexandre Tomic. Fluid had processed 5 million transactions by May and reached €1M in ARR by mid-year. In October it partnered with iConvert, whose player-conversion overlays trigger deposits directly in QuickDeposit, and the company was profitable in Q4.
March 2026: More than 50 operators ran live on Fluid.
What Users Say About Fluid
Trustpilot and clients
Trustpilot Presence
Fluid has no Trustpilot profile, and the Trustpilot pages under the name belong to the Fluid credit card at fluid.co.uk and the Fluid app at fluid.app. Players never see the Fluid brand because the cashier carries the operator's branding throughout, so Fluid's reputation sits with the operators that run it.
iGaming Clients
LuckyDays, SpinAway, Shotz, Friday, Incognito, FoxyGold, PowerPlay, StarsPlay, ShakeBet, The High Roller, Betiro, ChampWins, CatSpins, Casino Night, BetMac, VINN, LuckyPays
The European clients are Malta-licensed casinos such as LuckyDays (a Superbet brand), SpinAway and Shotz, plus VINN, a regulated European casino. In North America PowerPlay runs a real-money casino and sportsbook on iGaming Ontario, while FoxyGold, StarsPlay, ShakeBet, Casino Night and BetMac are offshore casinos licensed by the Tobique Gaming Commission, the Anjouan Gaming Board or Curaçao. None of these North American brands runs a sweepstakes model, so the client base puts the casino cashier to work on regulated and offshore books alike.
Operational Details
Business terms, contracts, and support
- Dedicated Account Manager
- Dedicated account manager
- Minimum Monthly Volume
- Not published
- Contract Lock-In
- Not published
- Migration Support
- Yes
- Min/Max Transaction
- Not published
- Biometric / One-Click
- No
- Reporting
- Fluid Control real‑time dashboard
At $1M a month in deposits, Fluid's own bill is its tier fee on top of the PSP charges. It charges no setup fee, and the reserve and the money in settlement sit in the PSP contracts, so none of that $1M ever sits with Fluid.
Frequently Asked Questions
10 questions about Fluid
Most operators run live deposits on Fluid no later than 1 day after KYB clears, and the full onboarding takes 1-7 days. For an operator that already holds working PSP credentials the install is hours to 1 day of work, and every PSP connected later adds its own integration time.
Payout and settlement times follow the connected PSP: a deposit routed to Trustly settles T+1 and one routed to Nuvei between T+2 and T+7. Fluid never holds player funds and sells no payout product, so withdrawals and refunds stay on each PSP's terms.
Not through a pre-built connector, since Fluid has none for either platform. An operator on SoftSwiss or EveryMatrix installs the widget itself and runs it next to the platform's own cashier.
Every market the operator's connected PSPs reach, and only those, since Fluid has no acquiring or payment methods of its own. Its clients are Malta-licensed casinos in Europe and, in North America, PowerPlay on iGaming Ontario plus offshore real-money casinos.
No. Fluidwave Technologies Ltd holds no MGA license, because the MGA licenses gaming services and critical gaming supplies and a cashier layer is neither. It holds no payment license either, so an operator that wants a licensed payment counterparty signs a PSP such as Paysafe, which carries e-money licenses in the UK and Ireland.
Only through a crypto gateway the operator signs, BitPay, CoinsPaid or NOWPayments for example. Fluid takes no custody, runs no on-ramp and settles no crypto, and the cashier ranks the gateway next to fiat methods for each player.
Yes, through Fluid Sweepstakes, its own cashier SKU for the coin-pack purchase, which serves Canada and the US states where the model is still legal.
Fluid reached €1M in ARR by mid-2025 and was profitable in Q4 2025, but 15 people run live deposit traffic for more than 50 operators and no parent group stands behind Fluidwave. An operator on Fluid reviews its business continuity and disaster recovery setup and keeps the PSP-hosted cashier ready as a fallback.
Praxis Tech is Fluid's closest competitor, since both sell an iGaming cashier with routing underneath. Fluid onboards in 1-7 days and Praxis Tech in 2-4 weeks, while Praxis connects 600+ pre-integrated PSPs and 1,000+ methods behind its hosted cashier. It also holds PCI DSS Level 1 and ISO/IEC 27001 and charges a 0.1-0.5% routing fee on each deposit plus a monthly platform fee. Praxis Tech fits an operator that wants a large PSP library behind one cashier, and Fluid fits one that runs one to three PSPs and wants a new cashier live fast.
Fluid sells a player-facing cashier with routing underneath, while Primer is a routing orchestrator across 70+ connected PSPs that charges 0.2-0.6% on top of PSP costs. Primer lets an operator set routing logic without code and ships an SDK for mobile apps, from a $500k monthly minimum under a 6-month lock-in. Fluid covers mobile with its web widget. Primer fits an operator that wants rule-based routing and a native app integration, and Fluid fits a mid-market operator whose problem is the deposit page.
Our Verdict: Should You Use Fluid?
Final assessment for iGaming operators
Overall iGaming Score
Summary
An operator that signs Fluid keeps its PSP contracts and gets a new deposit cashier with per-player method ranking and cross-PSP retries on top of them. It pays for that with a per-transaction fee added to every PSP rate, and it puts a founder-led vendor in front of every deposit. The deal works only where the hosted page is what loses deposits, and a 30-day A/B test against the current cashier shows that before signing.
Strongest Point
Fluid puts its cashier live within 1 day of KYB clearance for most operators, and no PSP contract has to move.
Key Limitation
A 15-person company with no parent group runs the page every deposit passes through, so a Fluid outage stops deposits until the operator falls back to its PSP-hosted cashier.
Recommendation
If your PSP-hosted cashier converts below 70%, sign with Fluid once the contract fixes your tier's per-transaction fee and states whether routing bills on top of it.
Pros
- Charges no setup fee, while IXOPAY bills $5k+ upfront for setup and integration.
- Lifts deposit conversion by 3%, deposits per user per month by 5% and payment acceptance by 10% on the PSPs the operator already runs.
- Finishes onboarding within 7 days, against 2-4 weeks at Praxis Tech and IXOPAY, so the new cashier starts earning back its fee at least 7 days sooner.
Cons
- Stacks a per-transaction fee on every PSP rate without touching acquirer pricing, so a costly card acquirer gets more expensive under Fluid.
- Processes no payments and holds no payment or gambling license of its own, so an operator needs a signed PSP before Fluid routes anything, and settlement, chargebacks and compliance stay with that PSP.
- Rests on founder Roberto Rubio and CTO Jose Escobar, so losing either one puts the cashier roadmap and the operator's direct support line at risk.
- Technical due diligence waits for a sales contact, because the docs and API reference open only with an operator login.
- Withdrawals stay outside the Fluid cashier in each PSP's own flow, because Fluid handles deposits only.
- Casino platforms such as SoftSwiss and EveryMatrix have no pre-built Fluid connector, and their operators integrate the widget themselves beside the native cashier.
- Takes crypto only through a gateway the operator signs separately, since Fluid holds no coins and settles nothing in crypto.
- Offers app-first sportsbooks no native iOS or Android SDK, only the responsive web widget, while Primer ships an SDK aimed at mobile apps.
Ready to evaluate Fluid for your business?
Fluid vs. Alternatives: How It Compares
Similar payment processing solutions
A book with no PSP signed, or one that wants a single licensed counterparty, goes to a full-stack PSP: Paysafe, an e-money institution authorized by the FCA and the Central Bank of Ireland, or Nuvei, which holds an FCA e-money authorization. Where routing depth across many PSPs matters more than the deposit page, Praxis Tech brings 600+ pre-integrated PSPs and Finera routes for 0.1-0.5% with no lock-in. A crypto-first casino whose players sit outside the EU signs CoinsPaid at 0.8-1%, while one serving EU players needs a provider with a MiCA authorization, such as Nuvei.
When to Choose an Alternative
- Praxis Tech
Choose Praxis Tech if your cashier needs 1,000+ methods across 600+ pre-integrated PSPs and you can absorb 2-4 weeks of onboarding, against 1-7 days at Fluid.
- Primer
Choose Primer if you set routing rules in a visual no-code builder and need an SDK for your mobile apps, with a book above its $500k monthly minimum and room for a 6-month lock-in.
- Finera
Choose Finera if you route across many markets, since it reaches 180 countries, and want a 0.1-0.5% routing fee with no lock-in from a $300k monthly minimum.
- Corefy
Choose Corefy if you want 600+ ready-made PSP connectors at a 0.2-0.7% routing fee with no lock-in, a $250k monthly minimum and a Trustpilot rating of 4.2 across 14 reviews.
- Nuvei
Choose Nuvei if you would rather sign one licensed counterparty than add a cashier layer and your book clears $500k+ a month. It carries 720+ methods and settles between T+2 and T+7, under a 12-month lock-in and a 5-10% reserve held for 6 months.
Pairs With Fluid
Providers that run next to Fluid in the same cashier
Trustly
CoinsPaid- iGaming score 6.0 out of 10
Primer
Payment Orchestrator- Deposit Fee
- 0.2‑0.6% + PSP
- Settlement
- Set by the connected PSP
- Methods
- 100+
- Trustpilot
- 1.5/5
- iGaming score 6.0 out of 10
Corefy
Payment Orchestrator- Deposit Fee
- 0.2‑0.7%
- Settlement
- Set by the connected PSP
- Methods
- 600+
- Trustpilot
- 4.2/5
- iGaming score 6.2 out of 10
Finera
Payment Orchestrator- Deposit Fee
- 0.1‑0.5% routing
- Settlement
- Set by the connected PSP
- Methods
- 600+
- iGaming score 7.2 out of 10
Praxis Tech
Payment Orchestrator- Deposit Fee
- 0.1‑0.5%
- Settlement
- Set by the connected PSP
- Methods
- 1,000+
- Trustpilot
- 3.4/5
- iGaming score 6.5 out of 10
IXOPAY
Payment Orchestrator- Deposit Fee
- 0.1‑0.5% + PSP
- Settlement
- Set by the connected PSP
- Methods
- 300+
Related Reading
Operator guides and analysis relevant to evaluating Fluid.
End of Report. Fluid Provider Assessment Report 2026
Prepared and reviewed by the iGaming Payment Solutions Editorial Team ·