Inpay Review

Regional Breakdown

Europe: Inpay connects directly to domestic clearing in the Nordics, the UK, DACH, Benelux and Southern Europe, and it covers Eastern Europe as well. MGA licensees paying euro players get instant payouts over SEPA Instant here.

Asia: The corridors run to India, the Philippines, Vietnam and Bangladesh. Eurogiro links financial institutions in 60+ countries and fills the gaps where Inpay has no direct bank relationship, so an operator reaches these players without opening local accounts.

Africa: Inpay pays out through local partners in Nigeria, Kenya, South Africa and a dozen other markets, and Eurogiro cash pick-up reaches players where bank penetration is thin.

Latin America: Payouts reach Brazil, Mexico, Colombia, Argentina and Chile over local bank transfers, which covers the withdrawal side for Curaçao and MGA operators active there.

Verticals

Inpay sells into six sectors, and gambling, which it serves directly, is a primary line alongside forex and financial services. Its iGaming business sits on the money-out side, player withdrawals, while deposits come second through Money In. The crypto line gives exchanges, wallets and on-ramps fiat rails and moves no crypto itself. For an operator the product set means instant payouts that support responsible-gaming rules, mass disbursements for tournament winnings and multi-currency settlement. Each operator gets a dedicated account manager, though Inpay runs no dedicated iGaming team.

• iGaming
• Financial services
• Crypto businesses
• Corporates
• NGOs
• Fintech partnerships

Money In deposits arrive in real time over open banking. Inpay pays players instantly on real-time schemes such as SEPA Instant, while corridors that clear on a local schedule take a few hours, and Asian and African corridors run slower than European ones. Worldpay pays out in 24-48 hours, so a player on a SEPA Instant corridor gets Inpay money at least a day sooner. Settlement to the operator runs T+0-T+1. Nuvei settles T+2-T+7, which leaves a Nuvei operator's money in transit up to 6 days longer. Refunds take from instant to 24 hours.

Integration Assessment

Inpay connects through a single REST API with a sandbox for testing, and the technical build takes 2 weeks. High-risk compliance onboarding adds 2-3 weeks, so an operator should plan on a month from contract to the first live payout. The same onboarding takes 1-2 weeks at Brite and 4-6 weeks at Worldpay, so a Brite account opens a week sooner than an Inpay one and a Worldpay card account 2-3 weeks later. Operators on SoftSwiss or EveryMatrix (MoneyMatrix) plug into ready connectors, and the Corefy orchestration layer carries Inpay as well. Any other casino platform means the 2-week custom API build before the compliance review.

Compliance Context

Inpay runs fully automated KYC and AML checks with transaction monitoring. Its payouts carry no chargeback liability, because a bank transfer has no chargeback mechanism and a settled payout has no reversal path, so the zero comes from the rail and is no guarantee Inpay underwrites. Moving money bank to bank also removes the card fraud vectors. A responsible gaming API applies deposit and withdrawal limits and self-exclusion. The three Danish FSA authorizations let Inpay issue e-money and execute payments, and the TPP authorization covers payment initiation from accounts held at other banks.

Regulatory Position

Inpay holds three Danish FSA authorizations: an e-money institution license, a payment institution license and a TPP authorization. On August 17, 2026, the Danish FSA ordered Inpay A/S, under section 51 b of the Danish AML Act, to stop establishing new business relationships in online gambling until it documents that the serious breaches found in an inspection have ended. The breaches cover the majority of Inpay's customer portfolio, which accounts for a significant share of its transaction volume. The order reaches all three authorizations and carries no expiry date. No license was withdrawn or suspended, and existing gambling clients keep their service. Inpay works with licensed operators under MGA, UKGC and Curaçao licenses.

Review Analysis

Inpay rates 2.9 on Trustpilot from 2 reviews, and both are 1-star. Players rarely know which provider sent their bank transfer, so a B2B payout network collects few reviews.

Context for Operators

Two reviews say nothing about how Inpay serves operators, so the rating should carry no weight in the decision.

Named iGaming Clients

888, Betsson, NetBet, Lottoland, LiveScore Bet

A quarter of iGaming's Power50 operators run payouts on Inpay. Delasport, a platform supplier, works with Inpay too. Outside gambling, forex and financial services firms made up the original client base and still use it, and Tranglo partners with Inpay on instant SEPA payouts across Europe.