Which crypto payment gateway is best for online casinos?

CoinsPaid fits a SoftSwiss or Slotegrator casino above $100k a month in crypto, with ready connectors and 500+ casino clients at 0.8-1% per deposit. Below that floor, 0xProcessing fits a Slotegrator casino at 0.4-0.9% for $50k to $100k a month, with no minimum. An EEA-licensed book whose regulator requires a MiCA-authorized processor has one ranked option, CoinGate. NOWPayments fits casinos whose players pay in altcoins, with 350+ coins at 1%, and Finassets fits a USDT cashier on TRC-20 at 0.40% under $1M a month.

How much do crypto payment gateways charge casinos?

Deposit rates at the nine ranked gateways run from 0.15% on XAIGATE's Premium plan (0.2% on Standard, after 500 free transactions a month) to 1% at NOWPayments and CoinGate. In between sit B2BINPAY at 0.40% on coins and 0.50% on stablecoins under $1M a month, Finassets at 0.40% under $1M a month, 0xProcessing at 0.4-0.9% for $50k to $100k a month, CoinPayments at 0.5-1%, CoinsPaid at 0.8-1% and Request Network at 0.9% capped at $500. Payout fees change the total, because Finassets charges 0.40% on payouts too, Request Network 0.9% and CoinsPaid 0.3-1% on crypto payouts, while 0xProcessing, B2BINPAY, XAIGATE and CoinPayments pass through the network fee only. BitPay, outside the ranking, charges 2% + $0.25 per deposit under $500k a month.

Which crypto payment gateways hold a MiCA license?

CoinGate is the one ranked gateway with a MiCA CASP authorization, granted by the Bank of Lithuania on December 16, 2025. CoinsPaid has an application under review at Finantsinspektsioon and B2BINPAY one pending with Consob, while NOWPayments, XAIGATE, Request Network, CoinPayments, Finassets and 0xProcessing hold none. Beside the ranking, BitPay B.V. has held one from the AFM since July 15, 2026, Nuvei's Simplex entity from the Bank of Lithuania since December 16, 2025, and BVNK from the MFSA since February 13, 2026. Since July 1, 2026, a crypto processor without a CASP authorization cannot lawfully serve EU clients.

Do crypto payment gateways hold a rolling reserve?

Seven of the nine ranked gateways hold none: CoinsPaid, NOWPayments, B2BINPAY, Request Network, CoinPayments, Finassets and 0xProcessing. CoinGate holds a 0-1% rolling reserve, and XAIGATE can apply reserves, holds and payout limits to the balance by risk and account history. Beside the ranking, BitPay and BVNK hold none, while Nuvei, which sells crypto inside a card contract, holds 5-10% for 6 months.

Is a non-custodial crypto payment gateway safer for a casino?

It is safer against a freeze or a breach at the processor. Request Network settles each deposit into the operator's own wallet at on-chain confirmation, so no processor balance exists to freeze or drain, though its crypto path runs no player identity check, which leaves KYC and AML with the operator. NOWPayments runs non-custodial by default with a custodial option. At the custodial gateways the operator's money stays on the provider's balance until it is withdrawn or settled, and the provider's terms govern that balance in the meantime.

Which crypto payment gateways accept USDT for casinos?

Finassets, B2BINPAY, NOWPayments, XAIGATE, Request Network, 0xProcessing and CoinPayments take USDT, and Finassets is built around USDT on TRC-20 at 0.40% under $1M a month. B2BINPAY runs USDT and USDC on 10 chains each, and Request Network takes both on seven chains. CoinsPaid and CoinGate take no USDT: CoinsPaid's stablecoins are USDC, USDG, EURC and EURS, and CoinGate's are USDC and EURC.

Which crypto payment gateways integrate with SoftSwiss or Slotegrator?

CoinsPaid connects to both SoftSwiss and Slotegrator, 0xProcessing to Slotegrator and NOWPayments to NuxGame. Every other ranked gateway integrates through its REST API, which takes hours at Request Network and 1-3 weeks for a full casino build at B2BINPAY and XAIGATE.

Updated Oct 1, 2026

Crypto Payment Gateways for iGaming

Nine crypto payment gateways take casino and sportsbook money. They are ranked here by capability score and compared on what decides the contract: the deposit fee, what lands in the operator's account, MiCA CASP status, casino clients and time to go live.

CoinGate is the one ranked gateway with a MiCA CASP. B2BINPAY holds two El Salvador licenses and has a CASP application pending with Consob, and CoinsPaid has one under review at Finantsinspektsioon. NOWPayments, XAIGATE, Request Network, CoinPayments, Finassets and 0xProcessing hold no payment or crypto license anywhere. XAIGATE and Finassets pay out crypto only, while the other seven settle at least part of the balance in fiat. Casino and sportsbook clients such as 7Bit, Vavada, Betfinal, Megapari and ZenCasino run on CoinsPaid, NOWPayments, 0xProcessing and Finassets.

MiCA's transitional period closed on July 1, 2026. CoinPayments stopped serving EU and EEA clients that day, CoinsPaid's Estonian license lapsed and its group now serves clients through non-EU entities, and BitPay B.V. received its AFM authorization on July 15. Request Network raised its fee from 0.05% capped at $25 to 0.9% capped at $500 on July 30. BitPay, Coinflow Labs, Nuvei and BVNK sit beside the ranking. BitPay's terms restrict gambling, and Coinflow's betting clients are US sweepstakes, DFS and prediction products. Nuvei sells crypto as a funding method inside a full PSP contract, and BVNK runs the stablecoin payouts behind Worldpay and Visa Direct.

9
Gateways ranked: 4 of 13
Hold a MiCA CASP license: 9 of 9
Publish a rate card: 7 of 9
Settle in fiat

Best Crypto Payment Gateways for iGaming, Ranked

Capability score out of 10 from the same model as every provider review, and each row opens to where the gateway wins and where it stops.

01
0xProcessing
Gray-market specialistOffshore custodial cashier
0xProcessing takes 105+ coins on 21 networks at 0.4-0.9% per deposit for $50k to $100k a month, or 0.3-0.5% above $1M, with no minimum. Slotegrator carries it as a ready payment method, and Megapari and Dexsport take deposits through it.
Deposit fee
0.4‑0.9%
You receive
Crypto on confirmation, or fiat by SWIFT or SEPA in 3-5 business days
Casino clients
2
iGaming score 7.1 out of 10
14partners Limited, Seychelles, with the team in Dubai. 0xProcessing holds no MiCA CASP authorization and no license or registration from any financial supervisor, so EU clients have been closed to it since July 1, 2026.
Where it wins
Payouts below the merchant's own limit leave on-chain instantly around the clock for the network fee alone, while Finassets charges 0.40% per payout at entry.
Incoming coins convert to USDT or USDC at no fee and no spread, which keeps crypto volatility off the balance until the operator withdraws it.
A casino that moved to its static per-player wallets and white-label checkout raised deposit acceptance from 60% to 96%.
Where it stops
A payout needs a balance in the coin and network it goes out on, so a casino paying out USDT on Tron keeps a USDT float on Tron with 0xProcessing.
Player KYC stays with the operator, since 0xProcessing identifies no players and runs no Travel Rule handling.
0xProcessing ships no SDK, so a custom cashier builds its flow against the REST API and webhooks, and that work takes hours.
Pick it for:
Curacao, Anjouan and Kahnawake casinos on Slotegrator or a custom cashier, at any volume
Not for:
MGA, UKGC, Isle of Man, EU and US-licensed operators
Custody: CustodialFounded 2020Dubai, UAEFull review
02
CoinsPaid
iGaming-friendlyCasino-first crypto processor
CoinsPaid runs crypto for 500+ online casinos and boards only from $100k a month in crypto deposits. A deposit settled in EUR or USD costs 2-2.5% all-in, the 1.5% conversion fee plus a 0.5-1% FX markup.
Deposit fee
0.8‑1%
You receive
Crypto instantly, or EUR and USD at T+1
MiCA status
CASP pending
Casino clients
9
iGaming score 7.0 out of 10
CryptoProcessing by Coinspaid, the group's merchant arm since the split on July 14, 2026, serving clients through non-EU entities in Delaware and Canada. Dream Finance OU has a MiCA CASP application under review at Finantsinspektsioon and takes no new clients, accounts or agreements while it waits, after its Estonian license FVT000166 lapsed on July 1, 2026.
Where it wins
SoftSwiss and Slotegrator casinos switch it on through ready connectors after 3-7 days of onboarding, while a B2BINPAY casino needs 2-4 weeks of KYB and a 1-3 week REST build.
Crypto payouts leave instantly, and CSV batches of up to 100 transactions pay affiliate commissions and promotional credits in one run.
The contract carries no lock-in, setup fee or integration fee, so a casino can route part of its crypto book through CoinsPaid and leave at no cost.
Where it stops
North Korea's Lazarus Group breached CoinsPaid twice through staff social engineering, taking $37.3 million in July 2023 and $7.5 million in January 2024.
Its 18 assets leave out USDT, so every Tether deposit needs a second gateway.
Dream Finance OU's revenue fell 40% in 2025 to EUR 19.55 million, and its net margin dropped to 8.9% from 71.4%.
Pick it for:
Offshore-licensed casinos on SoftSwiss or Slotegrator taking $100k+ a month in crypto
Not for:
Operators whose license requires a MiCA-authorized processor, USDT-heavy cashiers and books under $100k a month in crypto
Custody: CustodialFounded 2014Tallinn, EstoniaFull review
03
NOWPayments
Gray-market specialistWide-coin offshore gateway
NOWPayments takes 350+ coins with no minimum, reserve or lock-in, and Betfinal, Chipstars and BazedBet run crypto deposits on it.
Deposit fee
1%, 1.5% converted
You receive
Crypto on confirmation, or EUR and USD at T+1 to T+3
Casino clients
5
iGaming score 7.0 out of 10
NOWPayments Ltd in the Seychelles and FD Transfers LLC in Saint Vincent and the Grenadines, with the team in Amsterdam. Neither NOWPayments entity holds a MiCA CASP authorization or any other payment or crypto license, so NOWPayments has had no lawful basis to serve EU clients since July 1, 2026.
Where it wins
Players can pay on 50+ networks, against 18 at B2BINPAY for a coin list of the same length, so fewer of them have to move coins to another chain before depositing.
The Guardarian on-ramp lets a player with no crypto buy coins by card in 25+ fiat currencies before depositing.
NuxGame casinos switch it on through a ready connector, and a direct API build takes hours after 1-3 days of onboarding.
Where it stops
Reporting runs on daily CSV exports and a basic dashboard, which leaves a multi-coin book reconciling by hand.
Player KYC is optional and tiered, and fraud control rests on ChangeNOW's AML flagging alone, so an operator under strict verification rules buys its own KYC tool.
Deposits start at $12 on most coins, $19 on Monero and $28 on Zcash, which turns away players who deposit smaller amounts.
Pick it for:
Curacao and Anjouan casinos whose players pay in altcoins, at any volume
Not for:
UKGC, MGA and EU-licensed operators, and books that need mandatory player KYC at the gateway
Custody: Non-custodial by default, custodial optionFounded 2019Amsterdam, NetherlandsFull review
04
B2BINPAY
iGaming-friendlyTiered-rate crypto processor
Coin deposits cost 0.40% at B2BINPAY and fall to 0.25% above $5M a month, with stablecoins at 0.50% falling to 0.35%. Its policy bars US and UK residents and companies.
Deposit fee
0.40% on coins
You receive
Crypto instantly, or USD and EUR at T+1 by SEPA or SWIFT
MiCA status
CASP pending
iGaming score 6.9 out of 10
B2BINPAY EL SALVADOR, S.A. de C.V., which holds the B2Broker group's two El Salvador licenses, with the brand registered to B2BINPAY Italy S.r.l. in Rome. B2BINPAY Italy S.r.l. has a MiCA CASP application pending with Consob and was not among the eight Italian firms authorized by July 1, 2026, so EU clients stay closed to it.
Where it wins
Crypto payouts carry no B2BINPAY fee, only the network fee on chains that charge one.
Players can deposit any of 350+ assets on 18 networks, with USDT and USDC on 10 chains each, while CoinsPaid takes 18 assets and no USDT.
Its El Salvador entity holds CNAD's digital asset license PSAD-0064 and the Central Reserve Bank's Bitcoin license, which gives an operator outside the EU, the UK and the US a licensed crypto counterparty.
Where it stops
A bank-settled book pays 0.50% plus EUR 5 per SEPA withdrawal or 0.60% plus EUR 35 or USD 35 per SWIFT withdrawal, and the conversion spread sits inside the swap rate.
Every casino builds its own 1-3 week REST integration on top of 2-4 weeks of KYB, since B2BINPAY connects to no casino platform.
Withdrawals delayed beyond 5 days recur despite the T+1 terms, and support tickets get bot replies with no path to a human.
Pick it for:
Curacao and other non-EU casinos taking most deposits in crypto, above all at $5M+ a month
Not for:
US or UK-facing operators, EU-licensed books and casinos that need a platform connector or must go live within 2 weeks
Custody: Custodial, plus a non-custodial DeFi appFounded 2017Rome, ItalyFull review
05
XAIGATE
Gray-market specialistBudget custodial gateway
XAIGATE charges nothing on a merchant's first 500 transactions a month, then 0.2% on Standard or 0.15% on Premium. Operator balances sit in its custody and pay out only in crypto.
Deposit fee
0.2%, first 500 tx free
You receive
Crypto only, withdrawn to the operator's wallet after review
iGaming score 6.9 out of 10
HOANG QUAN INTERNATIONAL LLC, Garland, Texas. XAIGATE holds no MiCA CASP authorization and no payments or crypto license in any jurisdiction, the US included.
Where it wins
On stablecoin deposits XAIGATE's 0.2% Standard rate compares with 0.50% at B2BINPAY under $1M a month and 1% at NOWPayments.
Payouts carry no XAIGATE fee beyond the network fee, and Gas Station covers part of that fee on Ethereum and other gas-heavy chains.
Self-serve signup puts a merchant live the same day with no minimum and no lock-in, so a casino can run it as a test rail and switch it off any day.
Where it stops
XAIGATE can apply rolling reserves, holds and payout limits to the settlement balance by risk and account history, so the operator's crypto moves only when XAIGATE releases it.
Merchant KYC is optional by default, which leaves Travel Rule data, sanctions and PEP screening to the operator.
XAIGATE sells its XGATE token in presale to retail investors under the gateway's own brand and domain, which slows any institutional vendor review.
Pick it for:
Curacao casinos running a low-volume test rail beside their main crypto processor
Not for:
MGA, UKGC, EU or US-licensed operators, and books that need fiat from the gateway
Custody: Custodial, in a Merchant Settlement AccountFounded 2023Garland, Texas, USAFull review
06
CoinGate
iGaming-friendlyMiCA-licensed EU gateway
CoinGate charges 1% per deposit with no minimum, lock-in or setup fee and takes a casino live in 3-7 days, though USDT is not among its 13 assets.
Deposit fee
1%
You receive
EUR, USD, GBP or crypto, weekly on the Standard plan
MiCA status
MiCA CASP
iGaming score 6.5 out of 10
UAB Decentralized, Vilnius. The Bank of Lithuania authorized UAB Decentralized as a MiCA CASP on December 16, 2025, passported across the EEA, with a payment institution license of the same date for the fiat leg.
Where it wins
An EEA-licensed casino whose regulator vets its crypto provider gets an authorized counterparty, while the CoinsPaid and B2BINPAY applications are still pending.
CoinGate has operated since 2014 without a fine, a sanction or a security breach.
The operator withdraws its balance by crypto or SEPA at no fee above the EUR 50 minimum.
Where it stops
Weekly settlement on the Standard plan keeps up to 7 days of deposits with CoinGate, $70,000 at $300k over a 30-day month.
CoinGate holds a 0-1% rolling reserve on top of weekly settlement.
Players on smaller tokens cannot deposit, since CoinGate's list stops at 13 assets while NOWPayments takes 350+ coins.
Pick it for:
MGA and other EEA-licensed casinos adding crypto beside a fiat PSP, at any volume
Not for:
Tether-heavy cashiers, casinos whose players pay in long-tail altcoins and US-facing operators
Custody: CustodialFounded 2014Vilnius, LithuaniaFull review
07
Finassets
Gray-market specialistTRC-20 USDT rail
Finassets charges 0.40% per deposit under $1M a month, falling to 0.20% above $15M, and ZenCasino has run an Anjouan casino and sportsbook on it since 2022.
Deposit fee
0.40% under $1M a month
You receive
Crypto or stablecoins (USDT, USDC, DAI) instantly, never fiat
Casino clients
1
iGaming score 6.5 out of 10
Tropic Gateway Solution S.A., Panama, with a ten-person team in Riga. Finassets holds no license in any jurisdiction, and its Czech predecessor Catalyst s.r.o. was struck off on April 30, 2026, without applying for a CASP.
Where it wins
TRON Energy cuts the network cost of each TRC-20 deposit and payout by more than half, with no daily cap.
Keys and testnet access arrive within 48 hours of a complete document package, a casino can go live within a week, and an account manager is assigned when the account opens.
Every transfer out of Fireblocks custody needs MPC signing plus the merchant's 2FA, with no security incident since the 2021 launch.
Where it stops
Payouts carry the same rate as deposits, so an entry-tier casino that pays out most of what it takes in spends 0.7-0.8% of its deposits on processing.
Nothing converts to fiat, so euros or dollars come only through the operator's own exchange or OTC desk.
Finassets can end the contract at its discretion or block a suspended account's balance, and no regulator reviews either decision.
Pick it for:
Curacao, Anjouan and Kahnawake casinos whose crypto cashier runs mostly on USDT over TRC-20
Not for:
UKGC, MGA and EU-licensed books, and operators that need euros or dollars from the gateway
Custody: Custodial, on FireblocksFounded 2021Panama City, PanamaFull review
08
Request Network
iGaming-friendlyNon-custodial stablecoin protocol
Request Network settles stablecoin deposits from seven chains straight into the operator's own wallet at 0.9%, capped at $500 per payment. Its iGaming product launched on June 1, 2026.
Deposit fee
0.9%, capped at $500
You receive
USDT or USDC in the operator's wallet on confirmation, or fiat through a USDC off-ramp that runs KYC on every payer
iGaming score 6.5 out of 10
Request Network Foundation (Request Network Stiftung), Zug, with the fiat off-ramp run by Request Technologies UAB in Lithuania. Neither the Request Network Foundation nor Request Technologies UAB holds a MiCA CASP authorization, and the Lithuanian VASP registration of Request Technologies UAB ended on December 31, 2025.
Where it wins
The $500 cap brings the fee to 0.5% on a $100,000 deposit and 0.25% on a $200,000 one, which suits VIP tickets.
Hypernative checks the player's wallet against sanctions, mixer and darknet lists before signing, and a failed check stops the payment from moving.
Deposits are gasless on the six EVM chains, so a player holding only USDT or USDC needs no native gas token to pay.
Where it stops
Payouts carry the same 0.9% fee with the operator as payer, against 0.3% at CoinsPaid on same-coin crypto payouts.
The fee rose from 0.05% capped at $25 to 0.9% capped at $500 on July 30, 2026. Request Network can change it again, and the API returns the live rate with each payment.
The crypto path runs no player identity check and wallet screening stays off until the operator switches it on, so KYC and AML sit with the operator.
Pick it for:
Offshore and Curacao casinos whose players already deposit in USDT and USDC, and VIP books with $100k+ tickets
Not for:
UKGC, MGA and EU-licensed books, payout-heavy cashiers and operators that need player KYC on crypto deposits
Custody: Non-custodialFounded 2017Zug, SwitzerlandFull review
09
CoinPayments
Gray-market specialistVeteran offshore crypto gateway
CoinPayments charges 0.5% on coins and 1% on stablecoins with no minimum or lock-in, and settles crypto instantly into a custodial wallet. Its owners have ties to the OneCoin Ponzi scheme.
Deposit fee
0.5‑1%
You receive
Crypto instantly, fiat only in selected currencies
iGaming score 6.4 out of 10
PaidInSatoshi Inc. in Panama City and Centauri Pay LLC in Jersey City, New Jersey. CoinPayments holds no MiCA CASP authorization and stopped serving EU and EEA clients on July 1, 2026, after its Lithuanian registration ended on January 1, 2026.
Where it wins
Mass payouts go out instantly and cost the network gas alone.
A book under $100k a month qualifies, since CoinPayments sets no minimum and CoinsPaid boards only from $100k.
High-risk onboarding takes 1-5 days, so a crypto cashier can be live within a week.
Where it stops
In 2019 the CFTC found that Control Finance laundered $147M through CoinPayments wallets. That finding and the owners' ties to the $4 billion OneCoin scheme follow the company into any payment-partner review.
CoinPayments holds no payment or crypto license, so no supervisor stands behind the custodial wallet that holds the operator's balance.
Support runs through a ticket queue with no account manager, and CoinPayments can set transaction limits without notice.
Pick it for:
Curacao and Anjouan books under $100k a month that keep their revenue in crypto
Not for:
MGA and EU-licensed casinos, and operators whose regulator reviews the history of payment partners
Custody: Custodial walletFounded 2013Full review

Does BitPay Accept Online Casinos?

BitPay's terms accept gambling only where it is legal for the merchant and for every one of its players, and BitPay can suspend an account at its sole discretion. That shuts out offshore casinos with traffic from markets where online gambling is illegal. A US state-licensed or EEA-licensed operator can sign from $200k a month on a 12-month contract, paying 2% + $0.25 per deposit under $500k a month and 1% + $0.25 above $1M.

BitPayRegulated-only
US and EU-licensed gateway
iGaming score 6.9 out of 10
BitPay holds FinCEN MSB registration, a NYDFS BitLicense and US state money transmitter licenses, and BitPay B.V. has held a MiCA CASP since July 15, 2026. OFAC settled with BitPay for $507,375 in February 2021, and NYDFS fined it $1 million in March 2023.
MiCA CASPYou receive: EUR at T+1 by SEPA or USD at T+2 by ACH
Pick it for:
US state-licensed and EEA-licensed operators above $200k a month whose players all sit in legal markets
Not for:
Offshore casinos with traffic from markets where online gambling is illegal, and books under $200k a month

Coinflow Labs for Sweepstakes, DFS and Prediction Markets

Coinflow takes card and bank deposits from players and settles the operator in stablecoin. Its betting clients are US prediction, sweepstakes, DFS and skill-gaming products such as Novig, Fliff and Hotstreak, and it holds no authorization from any gambling regulator. No licensed casino or traditional sportsbook processes with Coinflow, so it sits beside a ranking of casino gateways.

Coinflow LabsiGaming-friendly
Card-to-stablecoin processor
iGaming score 5.8 out of 10
Coinflow charges 2.5-3.5% per card deposit, settles in USDC within minutes and indemnifies 100% of chargebacks on approved transactions.
You receive: USDC or USDT within minutes of each card approval, or USD by a daily ACH sweep
Pick it for:
US sweepstakes, DFS and prediction operators whose players pay by card
Not for:
MGA, UKGC and Curacao casinos, and casinos whose players pay in crypto

Nuvei and BVNK Crypto Payments for Licensed Operators

Nuvei and BVNK both hold a MiCA CASP, and neither is a gateway an operator shortlists against the nine above. Nuvei sells crypto as a player funding method inside a full card and local-method contract. BVNK is the stablecoin layer behind Worldpay's stablecoin payouts to its merchants and Visa Direct's stablecoin pre-funding and payouts.

NuveiiGaming-friendly
Crypto inside a full-stack PSP
iGaming score 8.8 out of 10
Nuvei carries 50+ coins as a player on-ramp and off-ramp among 720+ methods and pays the operator in fiat. Its terms start at $500k a month, with a 5-10% reserve held for 6 months and a 12-month lock-in.
MiCA CASPYou receive: Fiat in EUR, USD, GBP and local currencies at T+2 to T+7
Pick it for:
Operators licensed in several markets that want crypto inside their card contract
Not for:
Crypto-first casinos and operators that want to be paid in crypto
BVNKRegulated-only
Stablecoin payout layer
iGaming score 7.4 out of 10
BVNK pays out in USDC, USDT, EURC and PYUSD across eight chains around the clock, settles the same day and holds no reserve. It boards licensed operators in regulated markets from $500k a month.
MiCA CASPYou receive: Stablecoins or 30+ fiat currencies, same day on SEPA Instant
Pick it for:
Licensed operators in regulated markets paying players and affiliates in stablecoins across borders
Not for:
Offshore books, card-deposit cashiers and operators with under 6 months of trading history

Crypto Payment Gateway Fees Compared

Deposit and payout rates, setup fees and minimums for the nine ranked gateways.

0xProcessing
Deposits
0.4‑0.9%
Payouts
0%
Setup / minimum
None, no minimum
Rate card
Published
CoinsPaid
Deposits
0.8‑1%
Payouts
0.3‑1% crypto
Setup / minimum
0 / none, $100k+
Rate card
Published
NOWPayments
Deposits
1%
Payouts
1.5% conversion
Setup / minimum
0 / none, no minimum
Rate card
Published
B2BINPAY
Deposits
0.40%
Payouts
0% crypto
Setup / minimum
$500, no minimum
Rate card
Published
XAIGATE
Deposits
0.2%
Payouts
0%
Setup / minimum
None, no minimum
Rate card
Published
CoinGate
Deposits
1%
Payouts
Free crypto / SEPA
Setup / minimum
0 / none, no minimum
Rate card
Published
Finassets
Deposits
0.40%
Payouts
0.40%
Setup / minimum
0 / none, no minimum
Rate card
Published
Request Network
Deposits
0.9%
Payouts
0.9%
Setup / minimum
None, no minimum
Rate card
Published
CoinPayments
Deposits
0.5‑1%
Payouts
Gas fees only
Setup / minimum
0 / none, no minimum
Rate card
Published

Gateway	Deposits	Payouts	Setup / minimum	Rate card
0xProcessing	0.4‑0.9%	0%	None, no minimum	Published
CoinsPaid	0.8‑1%	0.3‑1% crypto	0 / none, $100k+	Published
NOWPayments	1%	1.5% conversion	0 / none, no minimum	Published
B2BINPAY	0.40%	0% crypto	$500, no minimum	Published
XAIGATE	0.2%	0%	None, no minimum	Published
CoinGate	1%	Free crypto / SEPA	0 / none, no minimum	Published
Finassets	0.40%	0.40%	0 / none, no minimum	Published
Request Network	0.9%	0.9%	None, no minimum	Published
CoinPayments	0.5‑1%	Gas fees only	0 / none, no minimum	Published

Payout and Conversion Fees on Top of the Deposit Rate

Finassets charges its 0.40% entry rate on payouts as well as deposits, so a book that pays out most of what it takes in spends 0.7-0.8% of its deposits. B2BINPAY, 0xProcessing, XAIGATE and CoinPayments charge nothing on crypto payouts beyond the network fee. Request Network takes 0.9% on each payout too, and CoinsPaid 0.3% in the same coin and 1% across coins. Conversion raises the rate further. NOWPayments' 1% becomes 1.5% on a payment converted to EUR or USD, and a CoinsPaid deposit settled in fiat costs 2-2.5% all-in, the 1.5% conversion fee plus a 0.5-1% FX markup. Request Network's $500 cap works the other way, since every payment from $55,556 up pays the flat $500, which is 0.25% of a $200,000 deposit.

Reserves, Minimums and Money in Transit

CoinsPaid, NOWPayments, B2BINPAY, Request Network, CoinPayments, Finassets and 0xProcessing hold no rolling reserve on crypto. CoinGate holds 0-1%, and XAIGATE can apply reserves, holds and payout limits to the balance by risk and account history. Money in transit is the other cost, because CoinGate's weekly settlement keeps up to $70,000 in transit for a book taking $300k over a 30-day month and a 0xProcessing bank withdrawal takes 3-5 business days. CoinsPaid boards only from $100k a month in crypto deposits, the one volume floor in the ranking. Card and open-banking costs next to crypto are in the card acquirer vs crypto rail comparison.

Which Crypto Payment Processors Hold a MiCA CASP License

CASP status by contracting entity, which since July 1, 2026, decides whether a crypto processor can lawfully serve EU clients.

0xProcessing
0xProcessing holds no MiCA CASP authorization and no license or registration from any financial supervisor, so EU clients have been closed to it since July 1, 2026.
14partners Limited, Seychelles, with the team in Dubai.
none
CoinsPaid
Dream Finance OU has a MiCA CASP application under review at Finantsinspektsioon and takes no new clients, accounts or agreements while it waits, after its Estonian license FVT000166 lapsed on July 1, 2026.
CryptoProcessing by Coinspaid, the group's merchant arm since the split on July 14, 2026, serving clients through non-EU entities in Delaware and Canada.
CASP pending
NOWPayments
Neither NOWPayments entity holds a MiCA CASP authorization or any other payment or crypto license, so NOWPayments has had no lawful basis to serve EU clients since July 1, 2026.
NOWPayments Ltd in the Seychelles and FD Transfers LLC in Saint Vincent and the Grenadines, with the team in Amsterdam.
none
B2BINPAY
B2BINPAY Italy S.r.l. has a MiCA CASP application pending with Consob and was not among the eight Italian firms authorized by July 1, 2026, so EU clients stay closed to it.
B2BINPAY EL SALVADOR, S.A. de C.V., which holds the B2Broker group's two El Salvador licenses, with the brand registered to B2BINPAY Italy S.r.l. in Rome.
CASP pending
XAIGATE
XAIGATE holds no MiCA CASP authorization and no payments or crypto license in any jurisdiction, the US included.
HOANG QUAN INTERNATIONAL LLC, Garland, Texas.
none
CoinGate
The Bank of Lithuania authorized UAB Decentralized as a MiCA CASP on December 16, 2025, passported across the EEA, with a payment institution license of the same date for the fiat leg.
UAB Decentralized, Vilnius.
MiCA CASP
Finassets
Finassets holds no license in any jurisdiction, and its Czech predecessor Catalyst s.r.o. was struck off on April 30, 2026, without applying for a CASP.
Tropic Gateway Solution S.A., Panama, with a ten-person team in Riga.
none
Request Network
Neither the Request Network Foundation nor Request Technologies UAB holds a MiCA CASP authorization, and the Lithuanian VASP registration of Request Technologies UAB ended on December 31, 2025.
Request Network Foundation (Request Network Stiftung), Zug, with the fiat off-ramp run by Request Technologies UAB in Lithuania.
none
CoinPayments
CoinPayments holds no MiCA CASP authorization and stopped serving EU and EEA clients on July 1, 2026, after its Lithuanian registration ended on January 1, 2026.
PaidInSatoshi Inc. in Panama City and Centauri Pay LLC in Jersey City, New Jersey.
none
BitPay
The AFM authorized BitPay B.V. as a MiCA CASP on July 15, 2026, passported into 29 other EEA states, while the US licenses sit with the US company.
BitPay of Atlanta, with the EU leg in BitPay B.V., Amsterdam.
MiCA CASP
Coinflow Labs
Coinflow Sp. z o.o. holds a Polish VASP registration with no EU passport, and no MiCA CASP authorization followed when Poland's transition window closed on July 1, 2026.
Coinflow Labs, Chicago, with US card acquiring on the charter of its sponsor bank, Cross River.
none
Nuvei
The Bank of Lithuania authorized Nuvei Liquidity, UAB, which runs Simplex, as a MiCA CASP on December 16, 2025, passported into 29 further EEA states.
Nuvei of Montreal, with Simplex as its crypto business.
MiCA CASP
BVNK
The MFSA authorized System Pay Services (Malta) Limited, which trades as BVNK, as a MiCA CASP on February 13, 2026, passported across the EEA.
BVNK of London, owned by Mastercard.
MiCA CASP

A CASP authorization covers one entity, so the entity an operator signs with decides whether its flow runs under it. BitPay's authorization sits with BitPay B.V. and its US licenses with the US company. Nuvei's sits with Nuvei Liquidity, UAB, which runs Simplex, while Nuvei's card acquiring runs on other entities. The status of each entity and what it changes at the cashier are in the MiCA CASP breakdown by processor, and the data a crypto transfer has to carry is in the Travel Rule guide.

Which Crypto Payment Gateways Settle in Fiat

Seven of the nine ranked gateways settle at least part of the balance in fiat, and the rest leave the off-ramp to the operator.

0xProcessing
You receive
Crypto on confirmation, or fiat by SWIFT or SEPA in 3-5 business days
Settlement
Instant
Custody
Custodial
CoinsPaid
You receive
Crypto instantly, or EUR and USD at T+1
Settlement
Instant
Custody
Custodial
NOWPayments
You receive
Crypto on confirmation, or EUR and USD at T+1 to T+3
Settlement
T+0 - T+3
Custody
Non-custodial by default, custodial option
B2BINPAY
You receive
Crypto instantly, or USD and EUR at T+1 by SEPA or SWIFT
Settlement
Instant
Custody
Custodial, plus a non-custodial DeFi app
XAIGATE
You receive
Crypto only, withdrawn to the operator's wallet after review
Settlement
Instant
Custody
Custodial, in a Merchant Settlement Account
CoinGate
You receive
EUR, USD, GBP or crypto, weekly on the Standard plan
Settlement
T+7
Custody
Custodial
Finassets
You receive
Crypto or stablecoins (USDT, USDC, DAI) instantly, never fiat
Settlement
Instant
Custody
Custodial, on Fireblocks
Request Network
You receive
USDT or USDC in the operator's wallet on confirmation, or fiat through a USDC off-ramp that runs KYC on every payer
Settlement
Instant
Custody
Non-custodial
CoinPayments
You receive
Crypto instantly, fiat only in selected currencies
Settlement
Instant
Custody
Custodial wallet

Gateway	You receive	Settlement	Custody
0xProcessing	Crypto on confirmation, or fiat by SWIFT or SEPA in 3-5 business days	Instant	Custodial
CoinsPaid	Crypto instantly, or EUR and USD at T+1	Instant	Custodial
NOWPayments	Crypto on confirmation, or EUR and USD at T+1 to T+3	T+0 - T+3	Non-custodial by default, custodial option
B2BINPAY	Crypto instantly, or USD and EUR at T+1 by SEPA or SWIFT	Instant	Custodial, plus a non-custodial DeFi app
XAIGATE	Crypto only, withdrawn to the operator's wallet after review	Instant	Custodial, in a Merchant Settlement Account
CoinGate	EUR, USD, GBP or crypto, weekly on the Standard plan	T+7	Custodial
Finassets	Crypto or stablecoins (USDT, USDC, DAI) instantly, never fiat	Instant	Custodial, on Fireblocks
Request Network	USDT or USDC in the operator's wallet on confirmation, or fiat through a USDC off-ramp that runs KYC on every payer	Instant	Non-custodial
CoinPayments	Crypto instantly, fiat only in selected currencies	Instant	Custodial wallet

XAIGATE and Finassets pay out crypto only, so an operator on either reaches euros or dollars through its own exchange or OTC desk, at that desk's spread and fees. Custody decides who holds the money before it settles. Request Network settles into the operator's own wallet and NOWPayments runs non-custodial by default, while CoinsPaid, B2BINPAY, XAIGATE, CoinGate, CoinPayments, Finassets and 0xProcessing hold the balance until it settles or the operator withdraws it. What is live on the stablecoin side is in the stablecoin settlement review.

Which Crypto Gateways Process for Casinos and Sportsbooks

The casino and sportsbook clients of each ranked gateway, by name.

0xProcessingStrong iGaming focus
- Megapari
- Dexsport
105+ coins on 21 networks, static per-player wallets, wallet-connect Web3 Pool API, mass payouts at 0% fee, auto-conversion to stablecoins (VRCS) at no fee and no spread, bank withdrawals by SWIFT and SEPA, a ready Slotegrator connector, Binance Pay, white-label checkout, BitOK screening, personal manager and 24/7 support
CoinsPaidStrong iGaming focus
- Skythor N.V.
- 7Bit Casino
- King Billy
- PlayAmo
- Joo Casino
- Golden Star Casino
- GunsBet
- iWild Casino
- Vavada
500+ casino operators, 80%+ of revenue from gambling, ready SoftSwiss and Slotegrator connectors
NOWPaymentsStrong iGaming focus
- Betfinal
- Chipstars
- BazedBet
- TonPoker
- Champions Casino
350+ crypto + auto-conversion + mass payouts
FinassetsModerate iGaming focus
- ZenCasino
0.20-0.40% fees + TRON Energy + 70+ coins

Who the Other Ranked Gateways Serve

B2BINPAY had processed $5.1B+ for 980+ merchants by December 2025, most of them forex and CFD brokers and crypto exchanges on the B2Broker stack, with casinos and sportsbooks as a secondary vertical. CoinPayments serves 250,000+ merchants across verticals. CoinGate's client in gaming is Eldorado.gg, a gaming marketplace, and XAIGATE sells to SMB e-commerce stores, non-profits and high-risk merchants. An operator that wants a casino already running on the same rail picks from CoinsPaid, NOWPayments, 0xProcessing and Finassets.

Crypto Payment Gateway API, Connectors and Time to Live

Build time plus high-risk onboarding, ready casino-platform connectors and what the payout API can batch.

0xProcessing
Integration
REST API + hosted page + embedded UI, docs adequate
Build and onboarding
Build: Hours (API v1 + webhooks)Onboarding: 1 day
Platform connectors
Slotegrator
Mass payouts
Batch + single, no published limit, merchant‑set auto‑approval threshold
CoinsPaid
Integration
REST API + SDK + hosted page, docs good
Build and onboarding
Build: 1‑2 weeksOnboarding: 3‑7 days
Platform connectors
SoftSwiss, Slotegrator
Mass payouts
Instant + batch, 100 txns per batch
NOWPayments
Integration
REST API + SDK + plugins, docs good
Build and onboarding
Build: MinutesOnboarding: 1‑3 days
Platform connectors
NuxGame
Mass payouts
Instant + batch, no published limit
B2BINPAY
Integration
REST API + SDK + plugins, docs good
Build and onboarding
Build: 1‑3 weeksOnboarding: 2‑4 weeks
Platform connectors
none
Mass payouts
Instant + batch, no published limit
XAIGATE
Integration
REST API + hosted page + plugins, docs adequate
Build and onboarding
Build: Hours to 3 weeks (plugin under 1 hour, basic API deposit flow 3‑7 days, full casino build 1‑3 weeks)Onboarding: Same day
Platform connectors
none
Mass payouts
Batch, no published limit
CoinGate
Integration
REST API + SDK + embedded UI + plugins, docs good
Build and onboarding
Build: 1‑2 daysOnboarding: 2‑5 days
Platform connectors
none
Mass payouts
Instant, no published limit
Finassets
Integration
REST API + hosted page + embedded UI, docs good
Build and onboarding
Build: 2‑7 daysOnboarding: 1‑3 days
Platform connectors
none
Mass payouts
Batch
Request Network
Integration
REST API + SDK + hosted page, docs excellent
Build and onboarding
Build: Hours (self‑serve REST API)Onboarding: Same day
Platform connectors
none
Mass payouts
Instant + batch, up to 200 payments per batch transaction
CoinPayments
Integration
REST API + SDK + plugins, docs adequate
Build and onboarding
Build: MinutesOnboarding: 1‑5 days
Platform connectors
none
Mass payouts
Instant, no published limit

Gateway	Integration	Build and onboarding	Platform connectors	Mass payouts
0xProcessing	REST API + hosted page + embedded UI, docs adequate	Build: Hours (API v1 + webhooks)Onboarding: 1 day	Slotegrator	Batch + single, no published limit, merchant‑set auto‑approval threshold
CoinsPaid	REST API + SDK + hosted page, docs good	Build: 1‑2 weeksOnboarding: 3‑7 days	SoftSwiss, Slotegrator	Instant + batch, 100 txns per batch
NOWPayments	REST API + SDK + plugins, docs good	Build: MinutesOnboarding: 1‑3 days	NuxGame	Instant + batch, no published limit
B2BINPAY	REST API + SDK + plugins, docs good	Build: 1‑3 weeksOnboarding: 2‑4 weeks	none	Instant + batch, no published limit
XAIGATE	REST API + hosted page + plugins, docs adequate	Build: Hours to 3 weeks (plugin under 1 hour, basic API deposit flow 3‑7 days, full casino build 1‑3 weeks)Onboarding: Same day	none	Batch, no published limit
CoinGate	REST API + SDK + embedded UI + plugins, docs good	Build: 1‑2 daysOnboarding: 2‑5 days	none	Instant, no published limit
Finassets	REST API + hosted page + embedded UI, docs good	Build: 2‑7 daysOnboarding: 1‑3 days	none	Batch
Request Network	REST API + SDK + hosted page, docs excellent	Build: Hours (self‑serve REST API)Onboarding: Same day	none	Instant + batch, up to 200 payments per batch transaction
CoinPayments	REST API + SDK + plugins, docs adequate	Build: MinutesOnboarding: 1‑5 days	none	Instant, no published limit

Three ranked gateways plug into a casino platform out of the box: CoinsPaid through SoftSwiss and Slotegrator, 0xProcessing through Slotegrator and NOWPayments through NuxGame. A casino off those platforms builds against the gateway's REST API, which takes hours at Request Network, 1-2 days at CoinGate, 2-7 days at Finassets and 1-3 weeks for a full casino build at B2BINPAY and XAIGATE. Webhook retries differ as well, with 31 attempts at 15-second intervals at 0xProcessing and 11 over 10 hours at Finassets. The retry and signature handling a cashier needs is in the webhook reliability guide.

How to Choose a Crypto Payment Gateway for a Casino or Sportsbook

The operator's license and the currency it needs in the bank narrow the list first, and the coins its players use decide between what is left.

Casino on SoftSwiss with crypto as the main cashier, above $100k a month
Pick
CoinsPaid
Why
Ready SoftSwiss and Slotegrator connectors, 500+ casino clients and 0.8‑1% per deposit
Casino on Slotegrator or a custom cashier, under $100k a month in crypto
Pick
0xProcessing
Why
Ready Slotegrator connector, no minimum, 0.4‑0.9% per deposit at $50k to $100k a month and live within 24 hours
MGA or other EEA-licensed casino that needs an authorized crypto counterparty
Pick
CoinGate
Why
Bank of Lithuania MiCA CASP, 1% per deposit and no minimum, though USDT deposits need a second gateway
Players deposit in altcoins across many chains
Pick
NOWPayments
Why
350+ coins on 50+ networks at 1%, no minimum and onboarding in 1‑3 days
$5M+ a month in crypto deposits, licensed outside the EU, the US and the UK
Pick
B2BINPAY
Why
0.25% on coins and 0.35% on stablecoins above $5M a month, no fee on crypto payouts, USD or EUR at T+1
Cashier runs mostly on USDT over TRC-20
Pick
Finassets
Why
0.40% under $1M a month down to 0.20% above $15M, with TRON Energy on every TRC-20 transfer and onboarding in 1‑3 days
Deposits must land in the operator's own wallet
Pick
Request Network
Why
Settlement at on‑chain confirmation into the operator's wallet, 0.9% capped at $500 per payment and wallet screening before signing
US state-licensed operator with every player in a legal market
Pick
BitPay
Why
FinCEN MSB, NYDFS BitLicense and state money transmitter licenses, EUR at T+1 and USD at T+2, from $200k a month

Your situation	Pick	Why
Casino on SoftSwiss with crypto as the main cashier, above $100k a month	CoinsPaid	Ready SoftSwiss and Slotegrator connectors, 500+ casino clients and 0.8‑1% per deposit
Casino on Slotegrator or a custom cashier, under $100k a month in crypto	0xProcessing	Ready Slotegrator connector, no minimum, 0.4‑0.9% per deposit at $50k to $100k a month and live within 24 hours
MGA or other EEA-licensed casino that needs an authorized crypto counterparty	CoinGate	Bank of Lithuania MiCA CASP, 1% per deposit and no minimum, though USDT deposits need a second gateway
Players deposit in altcoins across many chains	NOWPayments	350+ coins on 50+ networks at 1%, no minimum and onboarding in 1‑3 days
$5M+ a month in crypto deposits, licensed outside the EU, the US and the UK	B2BINPAY	0.25% on coins and 0.35% on stablecoins above $5M a month, no fee on crypto payouts, USD or EUR at T+1
Cashier runs mostly on USDT over TRC-20	Finassets	0.40% under $1M a month down to 0.20% above $15M, with TRON Energy on every TRC-20 transfer and onboarding in 1‑3 days
Deposits must land in the operator's own wallet	Request Network	Settlement at on‑chain confirmation into the operator's wallet, 0.9% capped at $500 per payment and wallet screening before signing
US state-licensed operator with every player in a legal market	BitPay	FinCEN MSB, NYDFS BitLicense and state money transmitter licenses, EUR at T+1 and USD at T+2, from $200k a month

FAQ

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