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77 providers

Crypto Payment Gateways for iGaming

On-chain crypto gambling flows held at $14B in Q1 2026 per TRM Labs, just below the record $15B of Q4 2025 and more than five times the level of early 2021. Zero chargebacks, instant settlement, no rolling reserve, fees of 0.5-1.5% versus 3-7% for cards. This is the independent comparison.

Eleven providers in our catalog process crypto for iGaming, from the four dedicated gateways compared head-to-head here (CoinsPaid, NOWPayments, CoinGate, BitPay) to CoinPayments, B2BINPAY, XAIGATE, Coinflow Labs, Request Network, stablecoin infrastructure like BVNK, and Nuvei's in-PSP crypto through Simplex. Every comparison online is written by one of them, promoting themselves. This is the independent version: head-to-head, custody analysis, MiCA compliance per provider, and honest assessments including security incidents.

Stablecoins changed the game. USDT and USDC cover 60-70% of crypto deposits with zero volatility, though the GENIUS Act splits them sharply for US iGaming after July 2028. Add BTC for brand recognition, auto-convert immediately. FATF Travel Rule binds the PSP regardless of jurisdiction. Integration takes 1-5 days versus 2-8 weeks for fiat PSPs.

$14B
On-chain crypto gambling Q1 2026 (TRM Labs)
0.5‑1.5%
Transaction fees
None
Chargebacks
1‑5 days
Integration time
01CoinsPaid

CoinsPaid

iGaming-friendly

CoinsPaid is the crypto payment processor that 500+ online casinos already use, and since 14 July 2026 it is no longer one company. The group split in three: CryptoProcessing by Coinspaid took merchant payments and is the business an operator actually contracts with, at cryptoprocessing.com; Coinspaid Solutions took enterprise blockchain infrastructure and now owns coinspaid.com, which no longer presents itself as an iGaming gateway; Coinspaid Dev took engineering. Everything below is about the merchant gateway, which processed EUR 9.1 billion in 2024. A SoftSwiss connector that appears on SoftSwiss's own partner list (the Slotegrator one is CoinsPaid's own claim), 0.8% deposit fees, zero chargebacks and zero rolling reserves on crypto. Two things every operator should know before signing. North Korea's Lazarus Group hacked them twice in six months for a combined $45 million in 2023-2024; they survived and rebuilt security. And since July 1, 2026 the group holds no EU crypto authorization: Lithuanian operations were suspended in January 2026 and the legacy Estonian license lapsed when MiCA's transitional period ended, leaving CoinsPaid running on non-EU entities. A MiCA CASP application, disclosed June 30, 2026, is under review at Estonia's Finantsinspektsioon while the company operates in restricted-activity mode; a pending application is not authorization. Two more numbers belong beside that. Dream Finance OU's 2025 accounts are now on file: revenue fell 40% to EUR 19.55 million and net margin fell from 71% to 8.9%, so the peak year this profile used to lead with was the year before the drop. And the published supported-coins list runs to 18 assets across 25 asset and chain combinations with no Tether on it, which is the asset most crypto casinos actually take. If you run a crypto casino on SoftSwiss, CoinsPaid is likely already on your shortlist, but the compliance picture has changed.

Global18+ APMsInstant3.3/5
iGaming score 7.0 out of 10
02NOWPayments

NOWPayments

Grey-market specialist

With 350+ cryptocurrencies at a 1% starting fee, NOWPayments handles what fiat-only PSPs cannot: getting crypto deposits live in minutes, not weeks. API and plugin-based integration, NuxGame platform connector. Instant settlement, zero chargebacks. Betfinal, Chipstars and BazedBet process crypto through it. Pure crypto play, not a hybrid.

Global350+ APMsInstant4.5/5
iGaming score 7.0 out of 10
03CoinGate

CoinGate

iGaming-friendly

CoinGate is a Lithuanian crypto payment gateway that became the first homegrown Lithuanian company to receive a MiCA license in December 2025. The coin list is no longer the pitch: the offer is now BTC, USDC and 10+ crypto assets, and the published list runs to 13 distinct assets across merchant payments, payouts and deposits. Settlement comes in EUR, USD, GBP or stablecoins, and it lands weekly rather than instantly. Among the first companies holding a Lithuanian MiCA license, alongside Robinhood Europe, Nuvei Liquidity and Micar Assets. If you need crypto payments for a European-licensed casino with proper regulatory backing, CoinGate is the cleanest option in the crypto gateway space. One caution has changed shape. CoinGate no longer advertises SoftSwiss or Slotegrator connectors at all: the casino pages that carried those claims are gone, casinos have dropped out of the twelve verticals on the solutions index, and the surviving gaming page names no platform partners and no gambling licences. Founded 2014 in Vilnius, ~80 employees, 1% on the Standard plan with Enterprise priced to volume, full auto KYC/AML, dedicated account management.

EU, Global13+ APMsVaries
iGaming score 6.5 out of 10
04BitPay

BitPay

Regulated-only

BitPay is the oldest Bitcoin payment processor, running since 2011 out of Atlanta with $103M in total funding. 100+ cryptocurrencies, 130,000 merchants, $1.38 billion processed in 2025. US Money Services Business registration gives it regulatory standing in the American market that no other crypto gateway here can match. The EU picture caught up in mid-2026: after its Amsterdam entity BitPay B.V. ran a year on a Dutch AML registration that lapsed June 30, 2025, the AFM granted it MiCA CASP authorization on July 15, 2026 (crypto-to-fiat exchange and crypto transfer services, per the ESMA register). Fiat settlement is EUR T+1 via SEPA and USD T+2 via ACH, so operators get traditional currency in one to two business days. Tiered pricing: 2% + $0.25 per transaction under $500k/month, dropping to 1% + $0.25 above $1M/month. But the iGaming picture is complicated. BitPay's ToS restricts gambling to jurisdictions where it is legally permitted (both merchant and shoppers), the Trustpilot score is 1.2/5 from 297 reviews, two enforcement entries sit on the record (a $507k OFAC settlement in 2021 and a $1M NYDFS consent order in 2023), and the $200k monthly minimum with a 12-month contract locks out smaller operators. For US-regulated gambling markets specifically, BitPay is the compliance-grade crypto option, and since July 2026 the EU leg carries MiCA authorization too. For everyone else, cheaper and more flexible alternatives exist.

NA, EU, Global100+ APMsVaries1.2/5
iGaming score 6.4 out of 10

The Business Case for Crypto in iGaming

Operator Cost per $100K Monthly Volume

Cards

Transaction fee
$3‑7K
Chargeback losses
$0.5‑2K
Rolling reserve
$5‑10K
FX costs
$1‑3K
Total/month ($100K vol)
$5‑13.5K

E‑Wallets

Transaction fee
$1‑3K
Chargeback losses
$0.1‑0.5K
Rolling reserve
$0‑5K
FX costs
$0.5‑1.5K
Total/month ($100K vol)
$1.6‑5.5K

Open Banking

Transaction fee
$0.5‑2K
Chargeback losses
$0
Rolling reserve
$0‑5K
FX costs
$0.5‑1K
Total/month ($100K vol)
$1‑3.5K

Crypto

Transaction fee
$0.5‑1.5K
Chargeback losses
$0
Rolling reserve
$0
FX costs
$0 (stablecoins)
Total/month ($100K vol)
$0.5‑1.5K

Crypto Adoption by Operator Type

Offshore / Curaçao
20‑40%Some sites 80%+
Regulated EU (MGA)
3‑8%Growing with MiCA clarity
LATAM
10‑15%Banking underserved populations
Asia
10‑20%Privacy preference, banking restrictions
US
<1%Opening up: GENIUS Act framework, Paysafe+MoonPay live Apr 2026

Stablecoins Changed Everything

Before 2022: crypto = BTC/ETH. Volatile. Receive $1,000 in BTC, by settlement it's $950 or $1,050. Now: USDT + USDC = pegged to USD. Zero volatility. $1,000 USDT is $1,000 tomorrow.

Start with USDT (TRC-20 + ERC-20) and USDC. Covers 60-70% of crypto deposits. Add BTC for brand. Auto-convert immediately.

CoinsPaid vs NOWPayments vs CoinGate vs BitPay

Master Comparison

CoinsPaidiGaming score 7.0 out of 10
Founded
2014
HQ
Estonia
Cryptocurrencies
20+
Networks
20+
Fees
0.8‑1%
Auto Fiat Conversion
✓ Real‑time
Custody
Custodial
Settlement
Instant (wallet)
iGaming Focus
Core (80%+)
MiCA Status
✗ No CASP (application pending)
AML Tools
Crystal Intelligence + Chainalysis
Integration
1‑3 days
NOWPaymentsiGaming score 7.0 out of 10
Founded
2019
HQ
Amsterdam
Cryptocurrencies
300+
Networks
50+
Fees
0.5‑1%
Auto Fiat Conversion
Custody
Both options
Settlement
Instant (wallet)
iGaming Focus
Partial
MiCA Status
✗ No CASP
AML Tools
Basic
Integration
1‑2 days
CoinGateiGaming score 6.5 out of 10
Founded
2014
HQ
Vilnius
Cryptocurrencies
70+
Networks
10+
Fees
~1%
Auto Fiat Conversion
✓ T+1
Custody
Custodial
Settlement
T+1 fiat
iGaming Focus
Partial
MiCA Status
✓ CASP licensed
AML Tools
Standard
Integration
1‑3 days
BitPayiGaming score 6.4 out of 10
Founded
2011
HQ
Atlanta, US
Cryptocurrencies
100+
Networks
10+
Fees
1‑2%
Auto Fiat Conversion
✓ T+1
Custody
Custodial
Settlement
T+1 fiat
iGaming Focus
⚠️ Restricts gambling
MiCA Status
✗ No CASP
AML Tools
Standard
Integration
2‑5 days
CoinsPaid

Largest crypto processor for iGaming. Billions in annual volume, 100+ casino operators.

iGaming score 7.0 out of 10

Strengths

iGaming DNA. 80%+ revenue from gambling. 100+ operator clients.
Scale: thousands of transactions/minute. Proven throughput.
20+ networks, 100+ coins. All major stablecoins on all major chains.
Built-in AML: Crystal Intelligence + Chainalysis integration. Transaction risk scoring.
OTC desk for large crypto→fiat conversions at better rates.
Mass batch payouts for thousands of simultaneous withdrawals.

Weaknesses

2023 hack ($37.3M, Lazarus Group). Recovered and enhanced security, but it happened.
Custodial only, so counterparty risk.
No MiCA CASP yet: legacy Estonian license void since July 1, 2026; a CASP application is under review at Estonia's Finantsinspektsioon while the company operates in restricted-activity mode. Not authorized until granted.
Fees slightly higher (0.8-1%) than some competitors.

Best for: High-volume iGaming ($500K+/mo crypto), proven scale, built-in AML

Full Review
NOWPayments

Maximum coin diversity: 300+ cryptocurrencies, 50+ blockchain networks.

iGaming score 7.0 out of 10

Strengths

300+ cryptocurrencies, 50+ networks. If players want Dogecoin: supported.
Non-custodial option: crypto goes directly to your wallet. No counterparty risk.
Low fees: 0.5-1%.
Flexible API, good documentation, 1-2 day integration.
Recurring billing support for VIP subscription programs.

Weaknesses

Not iGaming-native. Multi-industry, gambling is one vertical.
AML tools basic. may need separate blockchain analytics.
Fiat conversion can take up to 24 hours.
General support, no dedicated iGaming account managers.
No MiCA CASP and no EU authorization of any kind (Seychelles / SVG entities, never EU-registered); the custodial settlement flow cannot lawfully serve EU clients since July 1, 2026.

Best for: Maximum coin diversity, non-custodial preference, multi-industry operators

Full Review
CoinGate

First Lithuanian-founded company to hold a MiCA CASP license (December 2025).

iGaming score 6.5 out of 10

Strengths

MiCA licensed ✓. strongest regulatory position for EU operations.
70+ cryptocurrencies, sufficient for most use cases.
E-commerce plugins (WooCommerce, Shopify) for merchandise shops.
Established since 2014, long track record.

Weaknesses

Mandatory KYC on payers, extra friction even for crypto.
Custodial only, no non-custodial option.
Fees ~1%, above the cheapest options.
Settlement T+1 fiat, not instant.
E-commerce focused primarily, iGaming not core.

Best for: EU-regulated operators where MiCA compliance is the top priority

Full Review
BitPay

Oldest crypto processor (2011). US-based, FinCEN registered.

iGaming score 6.4 out of 10

Strengths

13+ years track record. Established, trusted brand.
US compliance: FinCEN MSB registered, state licenses.
Next business day fiat settlement directly to bank.
Brand recognition. players know BitPay.
Enterprise features: multi-user dashboard, detailed reporting.

Weaknesses

Officially prohibits gambling in ToS. Risk of account termination.
Narrower coin catalog than NOWPayments (100+ vs 300+).
Higher fees: 1-2%.
Slow to add new coins and features.
US-centric, less optimized for global.
EU entity (BitPay B.V., Amsterdam) rests on a lapsed Dutch AML registration; no CASP and absent from the ESMA register.

Best for: ⚠️ Caution for iGaming. Consider only for US-licensed regulated operators. Verify gambling policy.

Full Review

Beyond the Four: The Rest of the Crypto Catalog

The head-to-head above covers the gateways most operators shortlist. These seven solve narrower problems, from enterprise stablecoin treasury to the fiat-in-USDC-out flow US sweepstakes books run on. Two of them outscore the featured four on raw capability; the head-to-head is ordered by who operators actually shortlist, not by score.

  • BVNKiGaming score 6.8 out of 10
    Enterprise stablecoin infrastructure

    Not a casino cashier but the settlement layer under one: $30B annualized volume, a real MiCA CASP, money transmitter licenses in all 50 US states, Worldpay and Visa Direct partnerships. The regulated-only stance means offshore books need not apply.

  • B2BinPayiGaming score 6.9 out of 10
    Crypto-only processor, white-label

    350+ assets on 10+ chains with three settlement models (enterprise, merchant-fiat, merchant-crypto) and a white-label option other gateways don't offer. B2Broker group behind it; licensed in El Salvador, with no EU authorization.

  • CoinPaymentsiGaming score 6.4 out of 10
    Legacy workhorse

    Around since 2013 with $50B+ processed and mass-payout tooling crypto sportsbooks lean on. No CASP, so the EU door closed July 2026; its book is offshore.

  • Request NetworkiGaming score 6.6 out of 10
    Non-custodial protocol

    Gasless one-click stablecoin deposits across 7 chains with Hypernative pre-settlement screening. The iGaming product only launched June 1, 2026 and no operator has gone on record yet. Interesting, unproven.

  • XAIgateiGaming score 6.9 out of 10
    No-KYC budget gateway

    0.2% flat fee, non-custodial, founded 2023. Read the fine print: no payment license anywhere, and the 'MAS-aligned' marketing language is not an authorization. Cheap has a reason.

  • CoinflowiGaming score 5.7 out of 10
    The inverse flow: fiat in, USDC out

    Players pay by card or ACH, the operator settles in USDC minutes later with 100% chargeback indemnification. Built for US sweepstakes and prediction books (Novig, Fliff, Hotstreak); classic casino isn't the target.

  • NuveiiGaming score 8.7 out of 10
    Crypto inside a full-stack PSP

    On/off-ramp through its Simplex subsidiary, and one of only three MiCA CASP holders in this catalog (via Nuvei Liquidity). For operators who want crypto as one method inside the main PSP contract rather than a separate gateway relationship.

Custody Models: Your Crypto, Your Risk

  • Custodial

    Provider holds your crypto. You see balance in dashboard.

    Risk:
    Counterparty: hack, bankruptcy, or frozen account = funds at risk
    Control:
    Low
    Providers:
    CoinsPaid, CoinGate, BitPay
  • Non-custodial

    Crypto goes to YOUR wallet. Provider facilitates but never holds.

    Risk:
    Your responsibility: lose private keys = funds gone
    Control:
    High
    Providers:
    NOWPayments, Request Network, XAIgate
  • Instant fiat conversion

    Provider converts in real-time. You receive fiat, never touch crypto.

    Risk:
    Minimal crypto risk. Brief provider handling during conversion.
    Control:
    Medium
    Providers:
    CoinsPaid, BitPay (T+1)

Which Model for You

Small operator, new to crypto
Instant fiat (CoinsPaid) Zero crypto management, zero volatility
Mid-size, crypto-comfortable
Custodial (CoinsPaid) Easy management, built-in tools, proven scale
Crypto-native, security-focused
Non-custodial (NOWPayments) Full control, no counterparty risk
Regulated EU operator
MiCA custodial (CoinGate) Regulatory clarity + managed service
High-volume treasury
Custodial + OTC (CoinsPaid) Batch fiat conversion at best rates

Regulatory Status: MiCA Compliance

If your crypto processor serves EU clients without a MiCA CASP authorization, you're carrying regulatory risk. The transitional period ended July 1, 2026: unauthorized processors can no longer lawfully serve the bloc. We checked every crypto processor in the catalog against the live ESMA register days after the cliff: the full CASP register audit has the per-provider verdicts, entity by entity.

CoinsPaidEstonia (EU)
✗ No CASP yet. Estonian license void July 1, 2026; CASP application under review at Finantsinspektsioon (restricted-activity mode)
Risk: High
NOWPaymentsSeychelles / SVG entities
✗ No CASP; no EU authorization of any kind, never EU-registered
Risk: High
CoinGateLithuania (EU)
✓ MiCA CASP licensed (Dec 2025)
Risk: Low
BitPayUS + EU entity (BitPay B.V., Amsterdam)
✗ No CASP. EU entity ran on a Dutch AML registration that lapsed June 30, 2025; not on the ESMA register
Risk: High for EU

Which Crypto Gateway Fits Your Operation

  • High-volume iGaming, 80%+ gambling
    Recommended
    CoinsPaid
    Why
    Built for iGaming scale, AML tools, OTC desk
  • Maximum coin diversity
    Recommended
    NOWPayments
    Why
    300+ coins, 50+ networks
  • EU regulated, MiCA critical
    Recommended
    CoinGate
    Why
    The only MiCA‑licensed gateway of the four compared here
  • New to crypto, zero management
    Recommended
    CoinsPaid
    Why
    Real‑time fiat conversion, never touch crypto
  • US-licensed operator
    Recommended
    BitPay ⚠️
    Why
    FinCEN registered. BUT check gambling policy
  • Non-custodial preference
    Recommended
    NOWPayments
    Why
    Offers non‑custodial mode
  • Lowest fees
    Recommended
    NOWPayments
    Why
    0.5% vs CoinsPaid's 0.8‑1%
  • Enterprise stablecoin payouts, MiCA required
    Recommended
    BVNK
    Why
    CASP + 50-state MTL, $30B annualized
  • White-label crypto processing
    Recommended
    B2BinPay
    Why
    350+ assets, three settlement models
  • US sweepstakes: fiat in, USDC out
    Recommended
    Coinflow
    Why
    Card/ACH acceptance, USDC settlement in minutes

FAQ

Read the Full Reviews

Each crypto gateway has a detailed review with scoring across 5 criteria.