iGaming Payment SolutionsBanking for iGaming: Business Accounts and Treasury Providers That Take Gambling Companies
Most European banks decline a gambling company at the door, so operators, game studios and affiliates run their settlement and payout accounts through a short list of e-money institutions, one or two banks and a few treasury platforms built on other people's licenses. This is that list. Every license below was read in the regulator's register, every gambling policy comes from the provider's own documents, and every fine and suspension on record is stated at the top of the profile, not the bottom.
- providers listed
- 10
- register entries read
- 12
- enforcement and dispute items on record
- 7
- paid positions
- 0
How a provider gets on this list
Four checks, all of them ours. A provider that fails any one stays off the page. Passing all four puts it in Tier 2; a named operator client on a first-party source lifts it to Tier 1. Within a tier, a company holding its own license ranks above an agent of someone else's EMI, which ranks above a platform that holds no client money. Nothing else moves the order.
License read in the register
We open the regulator's own register, or its published extract, and record the entity, the licence type and number, and the date we read it. A footer claim or a press release does not count.
Gambling named on their own site
The provider's own domain has to say it serves iGaming, gambling or betting, in a product page, a policy or a filing. Third-party listicles and directories do not count.
The product is an account
An IBAN in the company's name with SEPA, SWIFT or local rails. A card alone, a crypto desk alone, or a consultancy that opens accounts elsewhere does not qualify.
Alive, with a legal entity
Live site, a company in a public registry, and a license that is still in force. Two well-known names failed this step in 2025: one license was withdrawn, one firm went into administration.
Licenses get withdrawn, so the register is re-read every quarter and the date sits on each profile. A provider that loses its license or lands under a restriction moves to a holding list with the reason stated; it is not quietly deleted.
The providers
Malta · FinXP LimitedA Maltese EMI that built its book on the companies Maltese banks turned away, and the only account provider in this section with a tier-one operator willing to put its name to the relationship.
- Regulator
- Malta Financial Services Authority
- IBAN in own name
- Yes
- SEPA Instant
- Not stated
- SWIFT
- Yes
- Bulk payouts
- Yes
- Pricing public
- No
Finland · Narvi Payments Oy AbA young Finnish EMI that sells the operator a euro IBAN in its own name and pitches the affiliate the same account, with the player flows deliberately left out.
- Regulator
- De Nederlandsche Bank
- IBAN in own name
- Yes
- SEPA Instant
- Yes
- SWIFT
- Yes
- Bulk payouts
- Yes
- Pricing public
- No
The only bank in this section: a systemically important Maltese credit institution that treats online gambling as a restricted category, open to gaming companies after enhanced due diligence and closed to the players themselves.
- Regulator
- Malta Financial Services Authority
- IBAN in own name
- Yes
- SEPA Instant
- Not stated
- SWIFT
- Yes
- Bulk payouts
- Not stated
- Pricing public
- Yes
#4Bilderlings
Clean recordUnited Kingdom · Bilderlings Pay Limited
United Kingdom · Bilderlings Pay LimitedA London e-money institution with Riga roots that prices a gaming account at EUR 350 a month in the open, and carries the largest complaint file of any licensee in this section.
- Regulator
- Financial Conduct Authority
- IBAN in own name
- Yes
- SEPA Instant
- Not stated
- SWIFT
- Yes
- Bulk payouts
- Not stated
- Pricing public
- Yes
A London EMI with its own FCA authorization that resells Clear Junction and OpenPayd virtual IBANs and Wallester cards as a priced iGaming account, from EUR 49 a month.
- Regulator
- Financial Conduct Authority
- IBAN in own name
- Partner-issued
- SEPA Instant
- Yes
- SWIFT
- Yes
- Bulk payouts
- Yes
- Pricing public
- Yes
#6PayDo
Clean recordUnited Kingdom · Ecommerce Technologies Ltd
A UK e-money institution that sells the operator a multi-currency account and a 350-method cashier under one roof, accepts any gambling license including Curaçao, and carries a third of its Trustpilot reviews at one star.
- Regulator
- Financial Conduct Authority
- IBAN in own name
- Yes
- SEPA Instant
- Yes
- SWIFT
- Yes
- Bulk payouts
- Yes
- Pricing public
- Yes
The FairFX lineage grown into a two-license London group, private since April 2025 and merged with Railsr, offering the gambling business a multi-currency account, Mastercard cards and a specialist account manager, with the accepted-license list left unsaid.
- Regulator
- Financial Conduct Authority
- IBAN in own name
- Yes
- SEPA Instant
- Yes
- SWIFT
- Yes
- Bulk payouts
- Yes
- Pricing public
- Yes
#8OpenPayd
1 on recordUnited Kingdom · SettleGo Solutions Limited (trading as OpenPayd)
A London e-money institution that allocates virtual IBANs to gambling operators and to each of their players, with 35 currencies and a stablecoin leg, and a Maltese arm that spent 2024 and 2025 in front of the financial services arbiter over scam money routed through those IBANs.
- Regulator
- Financial Conduct Authority
- IBAN in own name
- Yes
- SEPA Instant
- Not stated
- SWIFT
- No
- Bulk payouts
- Not stated
- Pricing public
- No
Lithuania · SatchelPay, UABA Lithuanian e-money institution that names Anjouan and Curaçao as accepted licenses and prints its price list, and that carries the longest enforcement record in this section: an e-money suspension in 2019, four sanctions since, and a safeguarding fine in September 2025.
- Regulator
- Bank of Lithuania
- IBAN in own name
- Yes
- SEPA Instant
- Yes
- SWIFT
- Yes
- Bulk payouts
- Not stated
- Pricing public
- Yes
A Maltese agent selling accounts on a Lithuanian e-money license, with one of the broadest iGaming account products in this section and a license holder the Bank of Lithuania has fined twice for anti-money-laundering failures.
- Regulator
- Bank of Lithuania
- IBAN in own name
- Partner-issued
- SEPA Instant
- Yes
- SWIFT
- Yes
- Bulk payouts
- Yes
- Pricing public
- Yes
Already profiled in the payment provider catalog
These companies pass the same gate but sit in the cashier-side catalog because operators also integrate them for payments. One profile per company, so the link goes there.
Side by side
What each provider gives an operator on the account itself. "Not stated" means the provider does not say, which for pricing and SEPA Instant is a finding in its own right.
| Provider | Class | Regulator | IBAN in own name | SEPA Instant | SWIFT | Cards | Bulk payouts | Pricing public | Named client | On record |
|---|---|---|---|---|---|---|---|---|---|---|
| FinXP | Own license | Malta Financial Services Authority | Yes | Not stated | Yes | Yes | Yes | No | Kindred Group | 0 |
| Narvi | Own license | De Nederlandsche Bank | Yes | Yes | Yes | Announced | Yes | No | None | 0 |
| Bank of Valletta | Own license | Malta Financial Services Authority | Yes | Not stated | Yes | Yes | Not stated | Yes | None | 1 |
| Bilderlings | Own license | Financial Conduct Authority | Yes | Not stated | Yes | Yes | Not stated | Yes | None | 0 |
| Transferra | Own license | Financial Conduct Authority | Partner-issued | Yes | Yes | Yes | Yes | Yes | None | 0 |
| PayDo | Own license | Financial Conduct Authority | Yes | Yes | Yes | Yes | Yes | Yes | None | 0 |
| Equals Money | Own license | Financial Conduct Authority | Yes | Yes | Yes | Yes | Yes | Yes | None | 0 |
| OpenPayd | Own license | Financial Conduct Authority | Yes | Not stated | No | No | Not stated | No | None | 1 |
| Satchel | Own license | Bank of Lithuania | Yes | Yes | Yes | Yes | Not stated | Yes | None | 3 |
| Bankera | Agent of a licensed EMI | Bank of Lithuania | Partner-issued | Yes | Yes | Yes | Yes | Yes | None | 2 |
Checked and not listed
Names that circulate in "gambling-friendly banking" lists and did not pass. The reason is the one that matters for an operator choosing where to hold money.
- Intergiro · Finansinspektionen withdrew its e-money license on June 18, 2025 for AML failures; the company filed for bankruptcy on July 31, 2025.
- Nvayo · FCA barred all e-money services in August 2023; the firm entered special administration on February 10, 2025 and its domain is for sale.
- VallettaPay · Absent from every FCA register extract (e-money, payment services, agents) despite calling itself a licensed payment institution; no regulator named on its site.
- Paymix (Finance Incorporated Ltd) · Istanbul prosecutors indicted its controlling shareholder in July 2026 over illegal-betting proceeds; its MFSA license is quoted on its site but we have not read the register entry.
- Clear Junction · Licensed UK EMI whose eligibility criteria list gambling under "we do not accept", with exceptions; it banks payment firms, not operators.
- iBanFirst, Bivial (ex-Klarpay), Moneybase, Mistertango · Regulated in their own right, but none names gambling as a served industry on its own site. Mistertango also carries EUR 518,000 in Bank of Lithuania fines since 2016.
Questions operators and affiliates ask
Most European banks classify gambling as a prohibited or restricted category and either decline the application or close the account later. The providers here name gambling as a business they serve, and each one's licence stands in a regulator's register, which is the two facts that separate a working account from a marketing page.
A bank holds deposits under a banking license and, in the EU, a deposit guarantee scheme. An e-money institution holds client money in safeguarded accounts at banks and cannot lend it. A platform holds no money at all: its accounts and cards sit on partner licenses, so the partner's appetite for gambling decides whether the account survives.
Usually not. These are treasury accounts: they receive settlements from payment providers, hold the float and pay suppliers, affiliates and staff. Several providers exclude high-risk clients from player-facing flows outright. The cashier side lives in the payment provider catalog.
No. Listing is free and not for sale, order follows verification depth, and any sponsored placement on this section is labeled as such and never moves a provider up the list.
Are you an account provider that serves iGaming?
Listing is free and never for sale. Send us your register entry and the page on your site that names iGaming; we read both ourselves and the profile carries our verdict, not your copy. Sponsored placements on this section are sold only to listed providers, are labeled, and do not change the order.