iGaming Payment Solutions
Interchecks Review
Fees, licenses, coverage and payouts for iGaming operators
By the iGaming Payment Solutions Editorial Team ·
What operators ask about Interchecks
Is Interchecks legit?
Yes. Interchecks Technologies, Inc. has been a registered sports wagering vendor in Tennessee since August 18, 2021, and it also holds gaming vendor registrations in Wyoming and Pennsylvania.
- Processed more than $50 billion since its 2016 founding
- PCI DSS validated, with a SOC 2 Type 2 report
How much does Interchecks charge?
Interchecks quotes each rail per merchant, so the price depends on the operator's rail mix.
- Payouts: Push to Card, RTP, ACH, PayPal, Venmo and paper checks each carry their own rate
- Deposits: AFT debit funding and Pay-by-Bank are priced in the same quote
Does Interchecks take deposits?
Yes. Since June 2026 Interchecks takes deposits from debit cards and bank accounts.
- AFT debit card deposits: funds available to the operator within 30 minutes
- Pay-by-Bank: Same-Day ACH debits posted three times each business day
Quick Info
- Type
- Payout Specialist
- Founded
- 2016
- HQ
- Brooklyn, New York, USA
- Pricing
- Quoted per merchant
- APMs
- 8Six payout rails and two funding rails under one API. Payouts: Push to Card over Visa Direct and Mastercard Send, Real-Time Payments, ACH, PayPal, Venmo and paper checks. Funding: AFT debit-credential deposits and Pay-by-Bank.
- Settlement
- PrefundedMerchant maintains a liquidity balance funded by wire.
Our iGaming Score: 5.2/10
5 weighted criteria, with Trustpilot shown for context
- iGaming Fit
Gambling served directly, no dedicated iGaming team, no casino-platform connector, own rails in the US only
- Weight
- 30%
- Score
- 6.0
- Rating
- Adequate
- Geographic Coverage
North America, 1 country, own rails in the US
- Weight
- 22%
- Score
- 2.5
- Rating
- Insufficient
- Security & Compliance
Gaming vendor registrations in Tennessee, Wyoming and Pennsylvania, irrevocable push payouts, semi-automated KYC
- Weight
- 20%
- Score
- 6.0
- Rating
- Adequate
- Fees & Pricing
Each of the 8 rails priced per merchant
- Weight
- 16%
- Score
- 5.3
- Rating
- Adequate
- Tech & Integration
REST API, 30-60 day onboarding
- Weight
- 12%
- Score
- 7.0
- Rating
- Strong
- User Trust
No Trustpilot profile
- Weight
- context only
- Score
- 5.0
- Rating
- Adequate
- Overall
- Weight
- 100%
- Score
- 5.2
- Rating
- Adequate
We score each provider on 5 weighted criteria using a 1 to 10 scale. iGaming Fit carries the most weight at 30%, because it measures whether and how directly the provider serves gambling. Geographic Coverage gets 22%. Security & Compliance gets 20%. Fees & Pricing gets 16%. Tech & Integration gets 12%. The final score is a weighted average of those 5. Trustpilot is shown for context and carries no weight, since most reviews on a payment provider's profile come from players rather than from the operators it serves.
Score Explanation
Interchecks works in one country, and that fact sets its standing. Geographic Coverage is 2.5 because it serves the United States alone, in one region, even though the US rates Solid for licensed casino and sportsbook operators. iGaming Fit is 6 because Interchecks serves sportsbooks and casinos directly but works without a dedicated iGaming team or a casino-platform connector, and its own rails cover one market. Security & Compliance also comes to 6 on vendor registrations with the Tennessee, Wyoming and Pennsylvania gaming regulators, push payouts that carry no chargebacks and semi-automated KYC. Fees & Pricing stands at 5.3, since Interchecks quotes every rail per merchant rather than on a set deposit rate range. A REST API puts Tech & Integration at 7, though onboarding takes 30-60 days. User Trust shows 5 because Interchecks has no Trustpilot rating.
Who Is Interchecks Best For?
The operator profiles that fit, and the ones that do not
Recommended For
- State-licensed books selling on payout speed. When debit cards carry most of your withdrawals and another acquirer already takes your credit card and wallet deposits under a state license, Interchecks adds real-time payouts to cards, RTP, PayPal and Venmo from one API.
- Paysafe merchants adding instant card payouts. One configuration switch adds Interchecks as your instant card withdrawal method when your US volume already runs through the Paysafe Payments API, with no second integration and no new vendor build.
- Fantasy and sweepstakes apps getting licensed. Mass payouts and AFT debit deposits come from one counterparty when you move a DFS, fantasy or sweepstakes app to a state license.
Not Recommended For
- Books with players outside the US. Interchecks pays out only inside the United States, in USD, and boards only state-licensed US operators, so a book with players abroad needs a second provider from day one. Nuvei serves MGA, UKGC and Curacao licensees across 200 countries.
- Books needing credit card or wallet deposits. Interchecks accepts only debit credentials through AFT, so credit cards, Apple Pay and Google Pay need a separate acquirer next to it. PayNearMe takes credit cards, Apple Pay and Google Pay among its 9 methods, under the same contract as its payouts.
- Crypto casinos. No crypto moves through Interchecks in either direction, and it settles in USD only. CoinsPaid takes crypto deposits at 0.8-1% and settles crypto to the operator instantly.
- Policies that require an MSB counterparty. Interchecks holds neither a state money-transmitter license nor an MSB registration. A policy that requires a money-transmitter-licensed or MSB-registered counterparty rules it out unless your compliance team documents and accepts its network-program processor model. Pavilion Payments holds a FinCEN MSB registration and NACHA Third-Party Sender status.
Geographic Coverage
Per-market verdict, regions, and market focus
Each market carries two verdicts, one for an offshore operator and one for a locally licensed one, because the same provider fits them differently. The overall score rates the company, and these verdicts rate its fit for your market.
Offshore operator
Curaçao / Anjouan license, serving gray and restricted markets.
Licensed operator
Holds the local license in a regulated market.
Market-by-market verdict
Not served for offshore operators in the markets below.
No served markets on this profile.
| Market | Casino | Sportsbook |
|---|---|---|
| US United States | Not served | Not served |
The tier is the verdict. The small number orders providers inside a tier, and it is not a provider-level score. Full method on our methodology page.
Coverage Analysis
Interchecks serves the United States alone and settles in USD. It boards only state-licensed gambling operators and takes no offshore books. Interchecks runs its US rails itself, with no aggregator in between, and every one of them is a domestic instrument. Inside the US, reach follows the rail. Push to Card reaches any US Visa or Mastercard debit card, RTP reaches players whose banks sit on The Clearing House network, and ACH reaches anyone with a bank account.
Gambling Licenses Served
- US-TN
- US-WY
- US-PA
Key Features for iGaming Operators
Products, payment methods, and verticals
Key Products
- Push to Card payouts (10 seconds)
- Real-Time Payments
- ACH payouts
- PayPal / Venmo payouts
- paper checks
- AFT debit-credential deposits (GA June 2026)
- Pay-by-Bank funding
Interchecks sells two product lines on one platform and one API. Payouts are the core, and Interchecks picks the rail for each payout inside its own platform, so a large win and a small cashout can leave on different rails from the same integration. The funding line takes debit card deposits through Account Funding Transactions and bank deposits through Pay-by-Bank. Interchecks runs no cashier of its own, so both lines sit behind the operator's cashier as one layer of its payment stack.
Payment Methods
Interchecks runs 8 rails under one API, six for payouts and two for deposits. Push to Card pays Visa and Mastercard debit cards over Visa Direct and Mastercard Send, from $0.01 to $25,000 per transaction. Real-Time Payments run through The Clearing House, ACH carries batch bank payouts, and PayPal, Venmo and paper checks cover players who want those. On the deposit side, Account Funding Transactions pull from a player's debit card credential, and Pay-by-Bank debits a Plaid-linked bank account.
Verticals
Regulated US sports betting and iGaming is the flagship Interchecks business, served directly to state-licensed sportsbooks and casinos. A gambling-specialist investor, Bettor Capital, co-led the June 2026 Series C.
- iGaming
- Sports Betting
- Fintech
- Financial Institutions
- Earned Wage Access
- Marketplaces
- Deposit ProcessingAvailable
8 payment rails, AFT debit deposits process in real time, with funds available within 30 minutes. Pay-by-Bank deposits post by Same-Day ACH three times each business day.
- Withdrawal / PayoutAvailable
Push to Card 10 seconds, RTP instant, PayPal/Venmo instant, ACH 1 day, checks 5 days
- Instant WithdrawalsAvailable
Push to Card 10 seconds, RTP instant, PayPal/Venmo instant, ACH 1 day, checks 5 days
- KYC / AML Built-inAvailable
Semi-auto
- Chargeback ProtectionAvailable
No chargebacks (push payment)
- Multi-CurrencyNot available
USD
- API IntegrationAvailable
REST API
- Crypto SettlementNot available
Fiat settlement only
- Local Payment MethodsAvailable
Local methods in 1 market
- iGaming SpecializationAvailable
10-second Push to Card + RTP + ACH payouts, AFT debit deposits, 99.99% uptime, $50B+ processed
- Geographic CoverageAvailable
1 country across North America
Pricing & Fee Structure
Fee structure and pricing model
Pricing
CustomSet per merchant for AFT debit deposits and Pay-by-Bank funding.
CustomSet per merchant for each payout rail: Push to Card, RTP, ACH, PayPal, Venmo and paper checks.
PrefundedMerchant maintains a liquidity balance funded by wire.
8Six payout rails and two funding rails under one API. Payouts: Push to Card over Visa Direct and Mastercard Send, Real-Time Payments, ACH, PayPal, Venmo and paper checks. Funding: AFT debit-credential deposits and Pay-by-Bank.
Not published
Not published
Not published
No
Pricing Details
Interchecks prices each rail per merchant in a sales-led negotiation. Each of the six payout rails carries its own rate, and AFT debit deposits and Pay-by-Bank funding are priced in the same quote. The bill at any volume follows the operator's rail mix.
Negotiation Tips
Bring your rail mix to the negotiation: the share of payouts you expect on Push to Card, RTP and ACH, your average payout size and your monthly payout volume. Ask for every rail on its own line, because an ACH-heavy book and a push-to-card-heavy book at the same volume get very different quotes. Put the prefunding terms in the contract: the minimum balance, the replenishment cadence and who earns the interest on the money you wire. If you already process through Paysafe, run Interchecks payouts through the Paysafe Payments API first and negotiate a direct contract with your own usage data. For the Pay-by-Bank quote, the bank-rail benchmarks are Aeropay at 1-1.5% + $0.15-0.25 per deposit and Pavilion Payments at 0.5-1.5% + $0.10-0.50 plus a monthly platform fee.
Speed & Settlement
Transaction processing and settlement timelines
- Deposit
- AFT debit deposits process in real time, with funds available within 30 minutes. Pay‑by‑Bank deposits post by Same‑Day ACH three times each business day.
- Withdrawal
- Push to Card 10 seconds, RTP instant, PayPal/Venmo instant, ACH 1 day, checks 5 days
- Settlement
- PrefundedMerchant maintains a liquidity balance funded by wire.
- Settlement currencies
- USD only
- Refunds
- Push‑to‑card payouts are not refundable, and disputes do not apply to them.
Push to Card puts winnings on a US Visa or Mastercard debit card in 10 seconds, and RTP, PayPal and Venmo payouts land instantly. A sportsbook can pay a player before the game ends and take the payout liability off its books the same day. ACH payouts arrive in 1 day, against 1-2 days at PayNearMe and 1-5 business days for a Pavilion Payments withdrawal, so a Pavilion player can wait up to 4 business days longer for a bank payout. Paper checks take 5 days. AFT debit deposits process in real time, and the funds reach the operator within 30 minutes. PayNearMe settles its deposits T+1 to T+3, so an AFT deposit is usable 1 to 3 business days sooner. Pay-by-Bank runs as Same-Day ACH debits that Interchecks posts three times each business day: submissions by 8:00 a.m., 1:30 p.m. and 2:45 p.m. ET are credited at 1 p.m., 5 p.m. and 6 p.m. ET, and later ones post the next business day. A bank deposit made after 2:45 p.m. ET on a Friday therefore reaches the operator on Monday. RTP runs for payouts only, with no Request for Payment or FedNow deposits. Aeropay takes instant RfP and RTP deposits, so an Aeropay operator has a bank deposit in hand at once while an Interchecks Pay-by-Bank deposit waits for the next ACH posting. Push to Card payouts cannot be refunded, and disputes do not apply to them.
Integration & Tech
Developer experience and technical capabilities
- API Type
- REST APIThe API is built around recipient, payment-account and payment objects. Operators already on Paysafe can switch Interchecks on inside the Paysafe Payments API.
- Onboarding
- 30-60 daysInterchecks onboards through its sales team with no self-serve path.
- Sandbox
- YesAPI Test Harness in the public docs portal (docs-v2.interchecks.com) for exercising payout and AFT workflows
- Mobile SDK
- NoMobile apps integrate over the REST API and hosted flows.
- White-Label
- YesInterchecks embeds its API-first platform in the operator's own cashier, so recipients see the operator brand.
- Docs Quality
- Good
Integration Time
Under 60 days to go live
Pre-Built iGaming Integrations
- Paysafe (Payments API)
Integration Assessment
Interchecks integrates through a public REST API that uses JSON throughout and is built around recipients, recipient payment accounts and payments. An API Test Harness sandbox runs payout and AFT workflows before go-live. The platform sits inside the operator's own cashier, so players see only the operator's brand. A new merchant goes live in 30-60 days through the sales team. Aeropay onboards in 2-4 weeks, so an Aeropay merchant can pay its first player before the fastest Interchecks onboarding ends. Pavilion Payments needs 8-16 weeks, so its fastest onboarding ends near the slow end of the Interchecks range and a Pavilion book waits longer for its first payout. Paysafe is the pre-built route. The Paysafe Payments API carries Interchecks as its instant card withdrawal method, run as a standalone credit against a saved card's payment handle token, and an operator already on Paysafe switches it on as configuration. A book on a casino platform without Paysafe connects over the REST API.
Risk & Compliance
Licensing, fraud prevention, and regulatory compliance
Operator Licenses Served
- US-TN
- US-WY
- US-PA
- KYC/AML Automation
- Available. Semi-autoInterchecks verifies payment credentials, not identities, so player KYC stays with the operator. Account funding deposits add account verification, duplicate-card detection, velocity limits and suspicious-activity monitoring.
- Chargeback Protection
- Available. No chargebacks (push payment)RTP and Push to Card payouts are irrevocable, and push-to-card payouts carry no refunds and no dispute flow. AFT deposits still fall under card network dispute rules.
Licenses and Registrations
- US state gamingGaming vendor / supplier registrationssince Aug 18, 2021
Covers TN, WY and PA. Tennessee renewed the registration on August 18, 2024, Wyoming registered Interchecks as an online sports wagering vendor, and the Pennsylvania gaming service provider registration runs to November 9, 2026.
- Fraud Prevention
- AFT deposits carry account verification, duplicate card detection, customizable velocity limits and suspicious activity monitoring
- Responsible Gaming
- No
- Tokenization
- YesInterchecks stores recipient payment accounts and saved debit credentials. The platform is PCI DSS validated.
- Dispute Resolution
- Not published
Compliance Context
Interchecks is PCI DSS validated, holds a SOC 2 Type 2 report and runs its platform at 99.99% uptime. KYC is semi-automated: Interchecks verifies payment credentials and monitors funding activity, while player identity checks stay with the operator. Push to Card and RTP payouts are irrevocable, so the payout side carries no chargebacks. AFT deposits fall under card network dispute rules, which leaves the deposit side open to disputes.
Regulatory Position
Interchecks Technologies, Inc. has held a Tennessee Sports Wagering Council vendor registration since August 18, 2021, renewed on August 18, 2024. The Wyoming Gaming Commission registered it as an online sports wagering vendor, and its Pennsylvania gaming service provider registration runs to November 9, 2026. These registrations admit Interchecks as a payment vendor to each state's regulated market, while the gambling licenses stay with the operators it serves. Interchecks holds no state money-transmitter license and no MSB registration. It works as a processor inside the card networks' disbursement programs and its partner banks, which carry the regulatory perimeter, and its network partners are Visa, Mastercard, NACHA and The Clearing House.
About Interchecks: Company Background
Company and product information
- Company Name
- Interchecks
- Headquarters
- Brooklyn, New York, USA
- Founded
- 2016
- Employees
- 55
- Company Type
- Private
- Product Type
- Payout Specialist
- Licenses
- US state gaming Gaming vendor / supplier registrations
- Key Products
- Push to Card payouts (10 seconds), Real-Time Payments, ACH payouts, PayPal / Venmo payouts, paper checks, AFT debit-credential deposits (GA June 2026), Pay-by-Bank funding
- Website
- interchecks.com
- Supported Verticals
- iGaming, Sports Betting, Fintech, Financial Institutions, Earned Wage Access, Marketplaces
- Integration Type
- REST API
- Settlement Speed
- Prefunded
- Onboarding Speed
- 30-60 days
- iGaming Clients
- DraftKings, FanDuel, BetMGM, Fanatics Sportsbook
Company History
2016: Dylan Massey co-founded Interchecks in Brooklyn, New York, and still runs it as CEO. It has processed more than $50 billion since that year.
2023: Interchecks became profitable.
June 15, 2026: Interchecks closed a $50M Series C co-led by Bettor Capital, Commerce Ventures, Decades Holdings and Thayer Street Partners, after growing net revenue by triple digits year over year in each of the 7 years before the round. The same announcement took Account Funding Transactions to general availability and gave the payouts-only company its first deposit product.
What Users Say About Interchecks
Trustpilot and clients
Trustpilot Presence
Interchecks has no Trustpilot profile, because players withdraw inside the operator's cashier and never see its brand. For a white-label payout rail, its finances say more about the counterparty than consumer reviews would: Interchecks has been profitable since 2023 and raised a $50M Series C in June 2026.
iGaming Clients
DraftKings, FanDuel, BetMGM, Fanatics Sportsbook
With DraftKings and FanDuel both on the platform, the Interchecks rails already carry tier-1 US sportsbook payout volume, the same rails a new book buys. The client base skews to sportsbooks of that size and to fintechs. Outside gaming, Interchecks pays out for Credit Karma Money in fintech and ZayZoon in earned wage access, which spreads its revenue beyond gambling.
Operational Details
Business terms, contracts, and support
- Dedicated Account Manager
- Dedicated account manager
- Minimum Monthly Volume
- Not published
- Contract Lock-In
- Not published
- Migration Support
- Yes
- Min/Max Transaction
- $0.01-$25,000 per push‑to‑card transaction
- Mass Payouts
- Instant + batch · $25,000 per push‑to‑card transaction
- Biometric / One-Click
- No
- Reporting
- Transaction reporting runs over the API, and the Paysafe integration adds gateway IDs for reconciliation.
Interchecks sells only through its sales team, with no self-serve path. The term that binds the operator is the prefunded balance: the operator wires a liquidity balance to Interchecks in advance, and every payout draws on it. On $3M a month in payouts, each day of payouts the balance covers keeps $100k at Interchecks on a 30-day month, so a balance sized for 5 days holds $500k outside the operator's treasury. That cash still pays the operator's own players, so the cost is capital committed before the withdrawals arrive.
Frequently Asked Questions
11 questions about Interchecks
Push to Card pays a US debit card in 10 seconds. RTP, PayPal and Venmo payouts are instant, ACH takes 1 day and a paper check 5 days. Payouts draw on a balance the operator prefunds by wire.
A Push to Card payout runs from $0.01 to $25,000 per transaction, on Visa and Mastercard debit cards only. A larger win goes out in several transactions or over RTP or ACH.
Interchecks takes 30-60 days to go live over the REST API, after testing payout and AFT flows in the API Test Harness. Paysafe is the pre-built integration: operators on the Paysafe Payments API switch Interchecks on as configuration, and the rail keeps its US debit-card limits and prefunded balance there.
No. Interchecks pays only in the United States and only in USD. A book with players abroad adds a second provider such as Paysafe, which covers 120 countries and charges 1-2.9% on deposits.
No. Interchecks has no money-transmitter license in any state and no MSB registration. Its state standing rests on gaming vendor registrations, held in Tennessee, Wyoming and Pennsylvania. Pavilion Payments, registered with FinCEN as an MSB, fits a policy that requires an MSB-registered counterparty.
No. Interchecks moves only USD and no crypto in either direction. For crypto, CoinsPaid charges 0.8-1% on deposits and settles crypto instantly.
Interchecks pays out for DraftKings, FanDuel, BetMGM and Fanatics Sportsbook. Outside gaming, Credit Karma Money and ZayZoon pay out through it.
Interchecks Technologies, Inc. is a private, venture-backed company, co-founded in 2016 by CEO Dylan Massey and still founder-led. Its $50M Series C on June 15, 2026 had four co-leads: Commerce Ventures, Bettor Capital, Thayer Street Partners and Decades Holdings.
Interchecks pays out to debit cards in 10 seconds and over RTP, ACH, PayPal, Venmo and checks, while Aeropay runs ACH, RTP and FedNow only, paying RTP and FedNow banks instantly around the clock with same-day ACH as the fallback. Aeropay prices deposits at 1-1.5% + $0.15-0.25 and onboards in 2-4 weeks, against 30-60 days at Interchecks, which prices per merchant. A book whose players want winnings on a debit card fits Interchecks, and a book that wants card-free bank rails live within 4 weeks fits Aeropay.
Interchecks pays ACH in 1 day and pushes payouts to debit cards in 10 seconds, while Pavilion Payments takes 1-5 business days per withdrawal. Pavilion holds a FinCEN MSB registration, serves licensees in 18 US states, runs floor rails such as TITO redemption, needs $1M+ a month in volume and takes 8-16 weeks to onboard, against 30-60 days at Interchecks. A book that competes on payout speed fits Interchecks, and an omnichannel casino or a policy that requires an MSB counterparty fits Pavilion.
PayNearMe runs 9 methods, from credit cards and Apple Pay to retail cash, and onboards in 2-4 weeks. Interchecks pays debit cards in 10 seconds and ACH in 1 day, against push-to-debit in minutes and ACH in 1-2 days at PayNearMe. A book that wants one US contract for deposits and payouts fits PayNearMe, and a book that already acquires cards elsewhere and competes on payout speed fits Interchecks.
Our Verdict: Should You Use Interchecks?
Final assessment for iGaming operators
Overall iGaming Score
Summary
Interchecks gives a state-licensed US book real-time payouts to debit cards, RTP, PayPal and Venmo, plus debit and bank deposits, under one API. The counterparty behind that speed holds gaming vendor registrations in Tennessee, Wyoming and Pennsylvania, but neither an MSB registration nor a money-transmitter license. The deal turns on whether the book's compliance team accepts a processor that works inside card-network disbursement programs and partner banks.
Strongest Point
Push to Card puts a win on the player's Visa or Mastercard debit card within 10 seconds, up to $25,000 a payout.
Key Limitation
A book paying out $3M a month keeps $100k at Interchecks for each day of payouts its prefunded balance covers, on a 30-day month.
Recommendation
Sign with Interchecks if you hold a US state license, already take credit cards and wallets through another acquirer and want debit-card payouts in seconds, and fix the minimum prefunded balance in the contract before go-live.
Pros
- Pays a player instantly to a debit card, PayPal or Venmo even when the bank sits on neither RTP nor FedNow, a case where Aeropay falls back to same-day ACH.
- Makes an AFT debit deposit usable within 30 minutes, where PayNearMe needs T+1 to T+3, so deposit cash works for the operator the same day.
- Gets an ACH payout to the player in 1 day, while a Pavilion Payments withdrawal takes 1-5 business days.
Cons
- Works only in the US and in USD, which rules it out as the sole payout rail for a book with any players abroad.
- Leaves credit card, Apple Pay and Google Pay deposits to a separate acquirer contract, because AFT takes debit credentials only.
- A crypto casino cannot use Interchecks for deposits or payouts, since it moves no crypto.
- Every payout needs operator cash wired to Interchecks in advance, and that balance sits outside the treasury until players withdraw it.
- Holds no state money-transmitter license or MSB registration, so any compliance policy that demands either one from a counterparty excludes it.
- A push-to-card payout sent in error cannot be pulled back, because the rail has no refund or dispute flow.
- Caps each Push to Card payout at $25,000, and a bigger VIP win has to split into several transactions or move to RTP or ACH.
Ready to evaluate Interchecks for your business?
Interchecks vs. Alternatives: How It Compares
Similar payment processing solutions
US books that want bank rails alone look at Aeropay, which runs ACH, RTP and FedNow and pays out instantly at any hour to banks on RTP or FedNow. A compliance policy that requires an MSB-registered counterparty, or a casino with a land-based floor, points to Pavilion Payments, which requires $1M+ a month in volume. PayNearMe fits a book that wants card, wallet and retail-cash deposits in one US contract with its payouts. Players outside the US need Nuvei, at 1.5-3.5% on deposits across 200 countries, or Paysafe, at 1-2.9% across 120 countries. Crypto books go to CoinsPaid at 0.8-1% or NOWPayments at 1%. Inpay takes no new gambling clients under a Danish FSA order.
When to Choose an Alternative
- Aeropay
Choose Aeropay if you want card-free bank rails on both sides, with instant RfP and RTP deposits priced at 1-1.5% + $0.15-0.25, where Interchecks' Pay-by-Bank posts by Same-Day ACH three times a business day. Interchecks is the pick when players cash out to debit cards, PayPal or Venmo.
- Pavilion Payments
Choose Pavilion Payments if your compliance policy requires an MSB-registered counterparty or you run a casino floor beside your online book. Pavilion is registered with FinCEN as an MSB, carries NACHA Third-Party Sender status and serves licensees in 18 US states, though its floor is $1M+ a month and its withdrawals take 1-5 business days against 1 day on Interchecks ACH.
- Inpay
Choose Inpay only if your book already pays players outside the US through an Inpay account, because a Danish FSA order in force since August 17, 2026 bars Inpay from signing new online gambling clients. An existing Inpay account pays out over local bank rails in 90 countries at a 1% payout fee, while Interchecks pays only in the US, so the two cover different players.
- PayNearMe
Choose PayNearMe if you want credit card, Apple Pay, Google Pay and cash deposits in one contract with your payouts. It takes cash at 62,000+ retail locations, serves licensees in 25 regulated US markets and onboards a new operator in 2-4 weeks, where Interchecks needs 30-60 days.
Nuvei
Paysafe
Trustly- iGaming score 7.4 out of 10
Inpay
Payout Specialist- Deposit Fee
- 0.5‑2%
- Settlement
- T+0 - T+1
- Methods
- 1 method
- iGaming score 6.3 out of 10
Aeropay
Open Banking PSP- Deposit Fee
- 1‑1.5% + $0.15‑0.25
- Settlement
- Same day
- Methods
- A2A only
- Trustpilot
- 3.7/5
- iGaming score 6.2 out of 10
PayNearMe
Full-Stack PSP- Deposit Fee
- Custom
- Settlement
- T+1 - T+3
- Methods
- 9
- iGaming score 5.7 out of 10
Pavilion Payments
Regional Gaming PSP- Deposit Fee
- 0.5‑1.5% + $0.10‑0.50
- Settlement
- T+1 - T+3
- Methods
- 6
Related Reading
Operator guides and analysis relevant to evaluating Interchecks.
End of Report. Interchecks Provider Assessment Report 2026
Prepared and reviewed by the iGaming Payment Solutions Editorial Team ·