What gambling deposits actually ride on, in 105 markets

Currency

EUR

Regulator

KSA · Kansspelautoriteit

Tax

37.8% of GGR since January 1, 2026 (34.2% in 2025, 30.5% before)

Enforcement reaches

payment blocking

License economics

EUR61,300 application fee since April 1, 2026 (EUR48,000 before), for a 5-year term. Every application needs an exit plan under BVRKOA 2026. On September 17, 2026, the KSA renewed all eight founding licenses still active without a refusal, and the new licenses run from October 2026 to September 2031

The Netherlands licenses online gambling through the KSA and raised its gaming tax from 30.5% of GGR to 34.2% in 2025 and to 37.8% on January 1, 2026.

Full breakdown: iGaming payments in Netherlands →

Currency

PLN

Regulator

MF · Ministerstwo Finansów

Tax

12% of sports betting turnover. The tax falls on stakes and takes over 50% of gross revenue at real margins. Online casino is closed to private operators. Player winnings above PLN 2,280 per coupon are taxed 10%

Enforcement reaches

site blocking + payment blocking

License economics

A betting permit runs 6 years and can be extended by 6 more. It requires PLN 2m in share capital, a .pl domain and EU or EFTA data hosting

Online casino in Poland is a state monopoly held by Totalizator Sportowy's Total Casino (PLN 50.6bn in 2024 stakes, three times the whole licensed betting sector), and private operators may take sports bets only, on 19 permits.

Full breakdown: iGaming payments in Poland →

Currency

EUR

Regulator

GGL · Gemeinsame Glücksspielbehörde der Länder

Tax

5.3% of stakes on virtual slots and online poker, which comes to 125% of gross revenue at standard payout ratios

Enforcement reaches

payment blocking

License economics

GGL license, with 5-second spins, no autoplay or jackpots, a slot spin cap tiered at EUR 1, EUR 3 and EUR 5 since July 1, 2026, and a EUR 1,000 monthly deposit ceiling across all operators through LUGAS

Germany licenses sports betting, virtual slots and online poker through the GGL under the 2021 interstate treaty, and a EUR 1,000 monthly deposit ceiling follows each player across every licensed operator through the LUGAS limit file.

Full breakdown: iGaming payments in Germany →

Currency

GBP

Regulator

UKGC · Gambling Commission

Tax

Remote gaming duty rose from 21% to 40% on April 1, 2026. Remote betting duty goes from 15% to 25% in April 2027, horse racing excluded

Enforcement reaches

No active blocking

License economics

UKGC operating license plus the statutory levy. The credit-card ban is license condition 6.1.2

The UK licenses gambling operators through the Gambling Commission, and remote gaming duty has been 40% since April 1, 2026, up from 21%.

Full breakdown: iGaming payments in United Kingdom →

Currency

SEK

Regulator

Spelinspektionen

Tax

22% of GGR (18% before July 2024)

Enforcement reaches

payment blocking

License economics

Licenses run 5 years, with a SEK 264,000 annual supervisory fee. The ban on credit-funded play, in force since May 1, 2026 (SFS 2026:90), binds the operator only

Spelinspektionen issues 5-year licenses with a SEK 264,000 annual supervisory fee, and licensed operators have paid 22% of GGR in tax since July 2024 (18% before).

Full breakdown: iGaming payments in Sweden →

Currency

EUR

Regulator

MGA · Malta Gaming Authority

Tax

15% of gaming revenue from players in Malta for Type 1 (casino) and 10% for Types 2-4 since October 1, 2026 (LN 84/2026), up from a flat 5%, with the device levy abolished. The license itself is paid for through a compliance contribution on worldwide gaming revenue, 0.4% to 4% by game type, capped at EUR 375,000 (Type 1) to EUR 600,000 (Type 2) per license period

Enforcement reaches

No active blocking

License economics

B2C license: EUR 5,000 to apply and EUR 25,000 a year. Types 1 and 2 need EUR 100,000 of share capital and, since the capital policy of July 2, 2025, positive equity. A licensee notifies the MGA within 30 days of adding or dropping a payment provider, and the MGA can veto any provider. Player funds sit at an MGA-approved institution and cover player balances at all times, with at least 90% on the account itself

The Malta Gaming Authority licenses gambling under the Gaming Act, Chapter 583 of the Laws of Malta: one B2C Gaming Service Licence covers casino, betting, pool and skill games, and any licensee may take Maltese residents by default.

Full breakdown: iGaming payments in Malta →

Currency

EUR

Regulator

Poliisihallitus (National Police Board) until June 30, 2027, then the Licensing and Supervisory Authority (LVV)

Tax

22% of GGR for licensed operators from July 1, 2027, up from the 12% lottery tax of the monopoly era

Enforcement reaches

payment blocking

License economics

License applications have been open since March 1, 2026, and cost EUR 29,000 whether the license is granted or refused. The annual supervision fee runs from EUR 4,000 to EUR 434,000 by GGR band, and Finland has no license class for payment providers.

Finland's Veikkaus monopoly runs through June 30, 2027, and Rahapelilaki 10/2026 opens a licensed B2C market on July 1, 2027.

Full breakdown: iGaming payments in Finland →

Currency

NOK

Enforcement reaches

site blocking + payment blocking

Norsk Tipping holds the monopoly on online gambling in Norway. The Gambling Act, in force since January 1, 2023, bans processing payments for deposits to and payouts from unlicensed gambling, so banks block card payments and direct bank transfers, Trustly included, to offshore sites. Since January 1, 2025, the Norwegian Gaming Authority (Lotteritilsynet) can also order internet providers to DNS-block unlicensed sites. No private operator can hold a Norwegian license, so no private acquiring for Norwegian players is compliant.

Currency

DKK

Regulator

Spillemyndigheden

Tax

28% of GGR

Enforcement reaches

site blocking

License economics

DKK68,700 application fee (2026); annual fees from DKK60,900, scaled to GGR

Spillemyndigheden licenses online gambling in Denmark.

Full breakdown: iGaming payments in Denmark →

Currency

EUR

Regulator

SRIJ · Serviço de Regulação e Inspeção de Jogos

Tax

25% of GGR on games of chance and 8% of turnover on fixed-odds sports betting

Enforcement reaches

site blocking

License economics

3-year renewable license with a EUR500k player-liability guarantee plus EUR100k against the special gambling tax

Portugal licenses online gambling through SRIJ, part of Turismo de Portugal, on 3-year renewable licenses.

Full breakdown: iGaming payments in Portugal →

Currency

EUR

Regulator

ADM · Agenzia delle Dogane e dei Monopoli

Tax

24.5% of GGR on betting, 25.5% on casino, plus a 3% annual fee on net revenue

Enforcement reaches

site blocking

License economics

EUR7m for nine years (EUR4m up front, EUR3m on deployment)

Italy licenses online gambling through ADM, and its new concessions went live on November 13, 2025, with 46 operators holding 52 of them and each concession limited to a single website.

Full breakdown: iGaming payments in Italy →

Currency

EUR

Regulator

DGOJ · Dirección General de Ordenación del Juego

Tax

20% of GGR (10% for operators registered in Ceuta or Melilla)

Enforcement reaches

site blocking

License economics

10-year renewable general license at EUR38k plus EUR2,500 per singular license, with fines of EUR1m to EUR50m for operating unlicensed

Spain licenses online gambling through the DGOJ under Law 13/2011 and taxes it at 20% of GGR, or 10% for operators registered in Ceuta and Melilla.

Full breakdown: iGaming payments in Spain →

Currency

RON

Regulator

ONJN · Oficiul Naţional pentru Jocuri de Noroc

Tax

Annual authorization tax of 30% of GGR (21% before Law 141/2025), with a EUR480,000 minimum

Enforcement reaches

site blocking + payment blocking

License economics

EUR300,000 annual license tax. Payment processors need a Romanian Class 2 license, and player funds must sit in Romanian bank accounts

Romania makes every payment processor that serves its licensed operators hold its own ONJN Class 2 license, and player funds must sit in Romanian bank accounts, so a processor without a Class 2 license cannot serve the regulated market.

Full breakdown: iGaming payments in Romania →

Currency

EUR

Regulator

ANJ · Autorité Nationale des Jeux

The ANJ licenses online sports betting, horse racing and poker in France.

Full breakdown: iGaming payments in France →

Currency

EUR

Regulator

Gaming Commission · Kansspelcommissie / Commission des jeux de hasard

Tax

11% of gross margin, set at the same level by all three regions

Enforcement reaches

site blocking

License economics

Online license must attach to a land-based license, which caps operator numbers

The Gaming Commission licenses online gambling in Belgium, and every online license has to attach to a land-based one, which caps the number of operators.

Full breakdown: iGaming payments in Belgium →

Currency

EUR

Regulator

HGC · Hellenic Gaming Commission

Tax

35% of GGR, charged after 20% corporate tax

Enforcement reaches

site blocking + payment blocking

License economics

Seven-year license, .gr operations

The Hellenic Gaming Commission licenses operators under the 2020 framework, with .gr operations, 7-year licenses and 35% of GGR in tax, charged after 20% corporate tax has already been applied.

Full breakdown: iGaming payments in Greece →

Currency

EUR

Regulator

GRAI · Gambling Regulatory Authority of Ireland

Tax

2% betting duty on turnover, matched by a remote betting duty on operators serving Irish players

License economics

Remote betting licenses in force since July 1, 2026, and in-person betting licenses from December 1, 2026. No online casino license yet, with gaming licensing due across 2027 and 2028

The Gambling Regulatory Authority of Ireland opened license applications in February 2026, and the first remote betting licenses took effect on July 1, 2026, with enforcement starting alongside them.

Full breakdown: iGaming payments in Ireland →

Currency

EUR

Regulator

BMF · Bundesministerium für Finanzen

License economics

State monopoly through win2day. The draft law notified to the European Commission on August 4, 2026, provides for uncapped 5-year licenses, extendable by up to 10 years, with applications from October 1, 2027

Online casino in Austria is a state monopoly run through win2day, and Austria does not block payments to offshore operators, so MGA-licensed operators serve Austrian players openly.

Full breakdown: iGaming payments in Austria →

Currency

CHF

Regulator

ESBK / Gespa · Eidgenössische Spielbankenkommission for casinos, Gespa for lottery and betting

Tax

From 20% of GGR up to CHF3m, scaling as high as 80%

Enforcement reaches

site blocking

License economics

No standalone online license: a Swiss land-based casino concession plus an online extension

Switzerland lets only its land-based casinos and the lottery and betting operators supervised by Gespa run gambling online.

Full breakdown: iGaming payments in Switzerland →

Currency

EUR

Bulgaria's National Revenue Agency has licensed online gambling since 2020. Licensed sites run on .bg domains and pay winnings back to the method the player deposited with. Online gambling is taxed at 20% of GGR. Banks, e-money institutions and payment institutions may not serve operators on the agency's blacklist, and the agency sends them the IBANs and the POS and virtual POS numbers of those operators every month.

Currency

EUR

Enforcement reaches

site blocking + payment blocking

The Ministry of Finance licenses online gambling in Croatia and requires a local company and servers in the country. Croatia taxes winnings on a tiered scale, and a 2026 reform added curfews on gambling ads, a self-exclusion register and bank blocking of unlicensed operators.

Currency

CZK

Enforcement reaches

site blocking + payment blocking

The Ministry of Finance licenses online gambling under Act No. 186/2016, in force since January 1, 2017, and companies from the EU and EEA may apply. The ministry blocks both the websites and the payments of unlicensed operators. A CZK 5,000 cap applies only to payments in cash.

Currency

EUR

Enforcement reaches

site blocking + payment blocking

The Estonian Tax and Customs Board (EMTA) licenses online gambling through an activity license and an operating permit. Since January 1, 2026, an amendment to the Gambling Act requires remote gambling operators to take payments only through a credit, payment, e-money or crypto-asset institution licensed in the EEA, and to pay winnings only to the account the player deposited from. Estonia blocks unlicensed sites through internet providers and cuts off their payments through financial institutions.

Currency

EUR

Enforcement reaches

site blocking + payment blocking

The State Revenue Service (VID) has supervised gambling in Latvia since April 1, 2026, when it took over from the Lotteries and Gambling Supervisory Inspection (IAUI). The tax on online gambling rose from 12% to 15% of GGR on January 1, 2026. A license requires a Latvia-registered capital company with at least EUR 1.4 million in paid-in share capital. Foreign shareholders are capped at 49%, but the cap does not apply to investors from the EU, the EEA or OECD countries. Players register a bank account, and banks and payment service providers must block operators on the blacklist of illegal sites.

Currency

EUR

Enforcement reaches

site blocking + payment blocking

The Gaming Control Authority (Lošimų priežiūros tarnyba), under the Ministry of Finance, licenses online gambling through a remote gambling permit. Since May 1, 2025, payment service providers may process card payments for stakes and winnings only with operators on the authority's list of licensed remote gambling companies, so card payments to unlicensed sites are blocked. Lithuania also blocks unlicensed sites by IP address and DNS. The minimum age for all gambling, online included, has been 21 since November 1, 2025. Tighter limits on gambling ads took effect on July 1, 2025, and the rules tighten again on January 1, 2028, when operators may no longer publicize any sponsorship.

Currency

RSD

Regulator

GCA · Uprava za igre na sreću (Games of Chance Administration)

License economics

€250,000 share capital, a €300,000 bank guarantee and a €10,000 daily risk deposit

Serbia runs a closed market under the Games of Chance Administration (Uprava za igre na sreću) inside the Ministry of Finance. A Serbian license is mandatory, and Serbia does not recognize Malta or Curaçao licenses. Entry costs are set in the law: €250,000 share capital, a €300,000 bank guarantee or deposit held at a bank domiciled in Serbia, and a €10,000 daily risk deposit. The amendments adopted in November 2024, in force since December 6, 2024, and applied from January 6, 2025, carry the payments rules. Online organizers must give the Administration access to their database or a replicated Mirror Server, e-licensing and the exchange of KYC and self-exclusion data were tightened, and individual cash deposits or withdrawals above RSD 1,175,000 in any 30-day window are restricted.

Currency

GEL

Regulator

Revenue Service of Georgia

Tax

20% of GGR on domestic-facing online casino and 5% of GGR on revenue from foreign players (since December 1, 2024)

License economics

International online permit for players who are not Georgian citizens (amendments adopted June 25, 2026): 5-year term, GEL 100,000 a year, one website per permit

Georgia licenses online gambling and taxes it on two tiers. Domestic-facing online casino pays 20% of GGR, while revenue from foreign players has been taxed at 5% of GGR since December 1, 2024. On June 25, 2026, Parliament adopted amendments to the Law on the Organization of Lotteries, Gambling and Prize Games that create international online permits for casino games, slots and betting sold only to players who are not Georgian citizens. Each permit runs 5 years, costs GEL 100,000 a year and covers one website. Domestic online casino licenses stay tied to the 10 land-based casino businesses, among them Casino Adjara, Crystalbet and Iveria. The operator field is consolidated and international: Adjarabet belongs to Flutter, and Betsson runs the former europebet.

Currency

EUR

Regulator

ÚRHH · Úrad pre reguláciu hazardných hier

License economics

No cap on licenses. A Slovak branch or subsidiary is required, and eKasa real-time fiscal reporting has applied since January 1, 2026

Slovakia runs an open EU licensing market with no cap on the number of licenses.

Full breakdown: iGaming payments in Slovakia →

Currency

MKD

Regulator

State-owned operator under the 2026 Law on Games of Chance

Enforcement reaches

payment blocking

License economics

The law in force since July 14, 2026, reserves online gambling for one wholly state-owned company, and private firms may only supply it through tenders

North Macedonia reserved online gambling for the state in 2026. The Assembly adopted a new Law on Games of Chance and Entertainment Games on June 29, 2026, in force since July 14, 2026, which replaces the 2011 framework and puts online casino, sports betting and lottery under a single company wholly owned by the state. Private firms may supply games, platforms and technology to that operator through public tenders, but they cannot hold the license, manage players or run the site. Most of the law phases in over the following 6 to 12 months. The government had already ended the online licenses of NOVO VLT, Mozzart, 77 BITS, Vezuv and 2Win.mk in September 2024. Online payment transactions must route through banks seated in North Macedonia.

Currency

EUR

Regulator

Games of Chance Administration

License economics

Online license requires an existing land-based license (Act in force since August 14, 2025)

Montenegro's new Games of Chance Act entered into force on August 14, 2025, and replaced the old concession model with licensing. The government issues casino licenses, and the Games of Chance Administration licenses the other games. An online license goes only to operators that already hold a land-based license, so a newcomer enters the market by buying a land-based licensee.

Currency

BAM

Regulator

Three entity regulators: Federation of BiH, Republika Srpska, Brčko District

License economics

Online license requires land-based presence in the same entity

Bosnia and Herzegovina runs three gambling regimes: the Federation of Bosnia and Herzegovina, Republika Srpska and Brčko District each legislate and enforce separately. Online gambling is legal, but each entity licenses only operators already running land-based operations inside it, so a national footprint means clearing three regulators and, in practice, holding three land-based positions. That fragmentation keeps the market small relative to its population.

Currency

EUR

Regulator

Ministry of Finance (1995 Gaming Act)

License economics

Lotteries and sports betting capped at two licensees, Loterija Slovenije and Športna loterija

Slovenia keeps online gambling closed under the 1995 Gaming Act. The law caps lotteries and sports betting at two licensed operators, Loterija Slovenije and Športna loterija, the latter holding exclusive rights over sports and racing betting. Online games are open only to those two and to licensed casino concessionaires, and only for the games named in each concession contract, so foreign operators cannot enter directly. A 2021 government bill that would have raised the cap to five, opened tenders three times a year and removed the requirement for a Slovenian company never became law. Entain and Superbet's interest in acquiring Športna loterija was dropped.

Currency

HUF

Regulator

SZTFH · Szabályozott Tevékenységek Felügyeleti Hatósága

Tax

15% GGR + 2.5% supervision fee

License economics

HUF 1bn share capital and a HUF 600m betting license fee, plus 5 years of licensed online experience in the EEA. Online casino is limited to land-based casino concession holders, and 10 of the 12 permitted casinos are licensed

Hungary opened sports betting to private EEA operators in January 2023 through SZTFH licensing.

Full breakdown: iGaming payments in Hungary →

Currency

ALL

Regulator

Albanian Gambling Supervisory Authority (Law No. 18/2024)

License economics

Up to 10 online sports betting licenses of 10 years each, minimum tender fee ALL 400 million, for joint-stock companies with an EU or OECD track record. No license has been issued

Albania made online sports betting legal again with Law No. 18/2024, adopted in February 2024 and in force since March 27, 2024. It ended a blanket gambling ban that ran for 5 years from 2019, with the aim of pulling betting volume out of the black market. The law allows only 10 online licenses of 10 years each, reserved for joint-stock companies with high capital and an operating history across several EU or OECD markets. Land-based casino and live poker sit behind separate high-end permits tied to five-star hotels and resort zones. The Council of Ministers set the licensing procedure with Decision No. 194 in March 2026, and the technical standards it adopted on March 11, 2026, cover platform infrastructure, player identification, and billing and payment, with every betting transaction recorded and monitored by state bodies in real time. Rules on suspending and revoking licenses followed in June 2026. In August 2026 the government confirmed a minimum tender fee of ALL 400 million per license and a 15% tax on gross gaming revenue. The tender had not opened by then, and no operator holds an Albanian online license. Online casino has no licensing framework, so that vertical stays offshore.

Currency

EUR

Regulator

Prohibited under the 2019 Law on the Prohibition of Games of Chance

License economics

No licensing route. The ban runs for at least 10 years, lottery excepted

Kosovo's Assembly passed the Law on the Prohibition of Games of Chance in March 2019, in force from May 2019, after the murders of two men in gambling venues in Lipjan and Suhareka and the public pressure that followed. The ban covers all games of chance except the state lottery and runs for at least 10 years, so it lasts until 2029 at the earliest. Kosovo offers no licensing route and no compliant local acquiring.

Currency

MDL

Regulator

LNM · Loteria Națională a Moldovei, supervised by the Ministry of Finance and the Licensing Chamber

License economics

State monopoly under Law No. 291 (2016), with no route for international operators

Moldova legalized online gambling in 2016 under Law No. 291 and handed it to a single operator. Loteria Națională a Moldovei, a joint-stock company under Ministry of Finance supervision, is the only domestic entity licensed to run online gambling, with the Ministry and the Licensing Chamber sharing oversight. An international operator has no route to a Moldovan online license, so every other site Moldovan players reach is offshore.

Currency

BRL

Regulator

SPA/MF · Secretaria de Prêmios e Apostas, supervising the wind-down under Provisional Measure 1.394

Tax

Brazil taxed licensed operators 12% of GGR in 2025 and 13% in 2026, and that tax stays due on revenue earned under an authorization. The scheduled steps to 14% in 2027 and 15% in 2028 have no licensed market to apply to while Provisional Measure 1.394 is in force.

Enforcement reaches

site blocking + payment blocking

License economics

No licensing route since September 25, 2026, when new authorizations stopped and pending applications lapsed. All 85 federal authorizations end on October 25, 2026, with no refund of the R$30 million fee.

Brazil banned sports betting and online casino on September 25, 2026, under Provisional Measure 1.394, which also covers operators abroad that serve people in Brazil.

Full breakdown: iGaming payments in Brazil →

Currency

MXN

Regulator

SEGOB · Secretaría de Gobernación

Tax

50% IEPS since January 1, 2026 (30% before). Offshore books pay it on gross receipts with no prize deduction, plus 16% VAT. States add 10% on player spend

Enforcement reaches

No active blocking

License economics

SEGOB permit under the 1947 act. Mexico has no standalone online license, so online betting rides on an establishment permit. Slot permits have been non-renewable since November 2023

Mexico still regulates gambling under the Federal Games and Draws Act of 1947, which has never been amended: there is no standalone online license, and every betting site is legally an annex of a land-based SEGOB permit (119 authorized domains on 73 permit records, one 2005 permit carrying 78 of them).

Full breakdown: iGaming payments in Mexico →

Currency

COP

Regulator

Coljuegos

Tax

15% of GGR in exploitation rights, with no VAT on online gambling

Enforcement reaches

site blocking

License economics

Individual concession contract, typically 5 years, with 15 authorized operators

Colombia has licensed online gambling through Coljuegos since 2016, and 15 operators hold individual concession contracts, which typically run 5 years.

Full breakdown: iGaming payments in Colombia →

Currency

PEN

Regulator

MINCETUR · Ministerio de Comercio Exterior y Turismo, through the DGJCMT gaming directorate

Tax

12% of net gaming revenue plus a 1% excise on every online bet (Leg. Decree 1644)

Enforcement reaches

site blocking + payment blocking

License economics

MINCETUR authorization, held by 49 companies (44 active), fines up to S/990,000

Law 31557 has been in force since February 2024, with MINCETUR licensing, supervising and enforcing.

Full breakdown: iGaming payments in Peru →

Currency

CLP

Regulator

SCJ · No online regulator; land-based casinos sit with the Superintendencia de Casinos de Juego

Enforcement reaches

site blocking

License economics

No online license. Bill 14.838-03, in the Senate since December 2023, would tax 20% of gross revenue plus VAT and a 1% responsible-gambling levy

Chile has no license for online betting, and the courts moved before Congress did.

Full breakdown: iGaming payments in Chile →

Currency

ARS

Regulator

No national regulator; provincial (LOTBA in CABA, IPLyC in Buenos Aires Province)

Tax

25% of GGR in CABA, with other provinces setting their own rates, plus a federal tax of 5% on players' net deposits

License economics

CABA: 5-year permit, one extension, tender closed since June 2024. Buenos Aires Province: 15-year license

Argentina has no national regulator.

Full breakdown: iGaming payments in Argentina →

Currency

USD

Regulator

Ministerio del Deporte

Tax

15% of gross revenue, 15% withheld on player payouts, 15% VAT on the digital service

License economics

655 unified basic salaries a year ($315,710 in 2026), 5-year term, sports betting only, online casino illegal

Ecuador formalized sports betting with Executive Decree 487, signed in December 2024, and its operating rules took effect on July 1, 2025.

Full breakdown: iGaming payments in Ecuador →

Currency

UYU

Regulator

Dirección Nacional de Loterías y Quinielas

Enforcement reaches

site blocking

License economics

State channel only (Supermatch), with an online gambling bill tabled in March 2026

Online betting in Uruguay runs through the state operator: La Banca de Quinielas' Supermatch platform with a small set of authorized partners, while the National Directorate of Lotteries blocks offshore sites daily.

Full breakdown: iGaming payments in Uruguay →

Currency

USD

Regulator

JCJ · Junta de Control de Juegos

License economics

$40,000 up front and $20,000 a year, 7-year permit

The Junta de Control de Juegos, inside the Ministry of Economy and Finance, licenses remote gambling across casino, sportsbook, poker and bingo under a single instrument: a Panamanian company, a local office, at least three directors and a 7-year permit at $40,000 up front and $20,000 a year.

Full breakdown: iGaming payments in Panama →

Currency

DOP

Regulator

DGJA · Dirección General de Juegos de Azar

License economics

RD$20.47M online casino / RD$15.36M betting, 5-year term

Resolution 136-2024, issued by the Ministry of Finance on March 26, 2024, set up licensing for online casino and sports betting with three infrastructure requirements: a .do domain, gaming servers inside the country and registration with the Superintendence of Banks. Licenses run five years, cannot be transferred for the first three and cost RD$20.47 million for online casino and RD$15.36 million for sports betting. Resolution 184-2026 added responsible-gaming rules and a national self-exclusion system. In September 2026 Congress passed Law 86-26, which regulates land-based and online gaming and replaces the Dirección de Casinos y Juegos de Azar with the Dirección General de Juegos de Azar (DGJA), an autonomous agency attached to the Ministry of Finance and Economy. The DGJA's interim director general took office on October 5, 2026. Resolution 136-2024 carries over to the new directorate, which has not issued online licensing rules of its own. For a payment stack, the banking registration is the clause that matters, because it pushes settlement onshore.

Currency

PYG

Regulator

CONAJZAR · Comisión Nacional de Juegos de Azar

License economics

Law 7438/2025 allows up to three sports-betting licenses, and Daruma SAM holds the sports-betting concession to 2028

Law 7438/2025 rewrote the regime, bringing sports betting and online casino under CONAJZAR, ending the single-operator model and allowing up to three licensed sports betting operators. CONAJZAR's first tender under the law covered the quiniela lottery game and awarded two concessions on April 17, 2026. The tender for the two new sports betting licenses has not been called, so sports betting runs on Daruma SAM's single concession, which lasts to 2028, plus offshore traffic.

Currency

BOB

Regulator

AJ · Autoridad de Fiscalización del Juego

Tax

30% gaming tax on operators, 15% participation tax on players

Bolivia has a gaming regulator but no licensing route that international operators use, so online play runs offshore. Law 060 of November 25, 2010, created the Autoridad de Fiscalización del Juego (AJ) under the Ministry of Economy and allows games by 'digital or technological means', a clause the AJ read in 2021 as bringing online gaming inside its framework. Gaming carries a 30% tax on operators and a 15% tax on players, rates that push volume to unlicensed sites, and Law 1733 of May 27, 2026, a tax relief law, left both in place. The AJ regularly warns the public about unauthorized sites.

Currency

GTQ

Gambling is illegal in Guatemala under Penal Code provisions whose roots run to 1880.

Full breakdown: iGaming payments in Guatemala →

Currency

HNL

Enforcement reaches

No active blocking

Honduras regulates gambling under a 1977 framework with no provisions for online play, which leaves online betting neither licensed nor prohibited. No regulator issues online licenses and the country runs no blocking regime, so offshore books serve the market. Bank transfer leads deposits ahead of cards, which is unusual for Central America.

Currency

VES / USD

Enforcement reaches

No active blocking

Venezuela has no online gambling statute. The 1997 casino and slot-machine law covers land-based play and predates the consumer internet, and the 2000 National Lottery Law is silent on private digital wagering. Online play runs offshore in a gray market with no license to obtain. Annual bolívar inflation passed 600% in the first quarter of 2026, and stablecoins carry 91% of monthly crypto transactions in Venezuela. Cashiers run two channels, bolívares through Pago Móvil and dollars through USDT, and the operator holds an internal USD balance and converts bolívar deposits the moment they arrive.

Currency

CRC

License economics

Municipal data-processing license for back offices, not a gambling license. It bars serving residents

Costa Rica has no law that licenses online gambling, so Costa Rican players bet on offshore sites. Gambling companies that run their back offices from the country hold a municipal data-processing license, which is not a gambling authorization and bars serving Costa Rican residents. Under Law 9050 of 2012 these companies pay a flat annual tax of 57, 85 or 113 base salaries, depending on headcount. No statute bars them from banking locally, and Costa Rican banks that refuse them do so under their own risk policies. SINPE Móvil, run by the Banco Central de Costa Rica, reached 80% of adults by 2025 and carries 80% of interbank transfers by count and 4% by value across 44 participating entities.

Currency

USD

Regulator

LNB · Lotería Nacional de Beneficencia

El Salvador licenses online gaming and sports betting through the Lotería Nacional de Beneficencia, which issues and supervises the permits, so the country has a real licensing route, unlike most of Central America. Bitcoin is no longer legal tender. On January 29, 2025, the Legislative Assembly amended the Bitcoin Law as a condition of a $1.4 billion IMF program, and the reform was published on January 30, 2025. Since then, accepting Bitcoin has been voluntary, businesses may refuse it, and it cannot be used to pay taxes or government debts. El Salvador runs a Bitcoin Office and holds BTC reserves, but the dollar is the operating currency.

Currency

NIO

Regulator

Ministry of Finance

Nicaragua's 2011 gambling law makes all forms of gambling legal and is silent on online play, which leaves it permitted. The Ministry of Finance regulates the sector and nominally requires a local license, but the process is built around land-based permits with online extensions and offers no online-only license. Enforcement against unlicensed sites is inconsistent, few online brands hold a local license, and in practice offshore operators serve the market.

Currency

JMD

Regulator

BGLC · Betting, Gaming and Lotteries Commission

The Betting, Gaming and Lotteries Commission regulates the sector, and the legal online perimeter covers sports betting and lotteries. Online casino sits outside it, so that vertical runs offshore. Jamaican deposits run on domestic rails: bill payments through the Paymaster network and transfers from a short list of local banks.

Currency

TTD

Regulator

GCCTT · Gambling Control Commission

License economics

No licenses under the Gambling (Gaming and Betting) Control Act 2021, whose licensing sections are not in force

Trinidad and Tobago passed the Gambling (Gaming and Betting) Control Act in 2021 and set up the Gambling Control Commission. The Act provides licenses for casinos, gaming establishments, betting shops and machine operators, each with its own tax treatment, but its licensing and enforcement sections have not been proclaimed. The Commission has issued no licenses, and the regulations have yet to be written. On October 2, 2026, Parliament finished approving the Remote Gambling Order, which lets holders of a Commission remote gambling license offer online play. A bill passed on October 7, 2026, raises the gambling age to 25 and makes unlicensed remote gambling an offense once it is proclaimed.

Currency

USD

Regulator

No federal regulator. Each state licenses separately (NJ DGE, PGCB, MGCB and peers)

Tax

Set per state: NJ internet casino 19.75% since Jul 2025 (22.25% with the 2.5% investment levy), PA online slots 54%, NY mobile sports 51%

Enforcement reaches

payment blocking

License economics

State by state with no federal route. Patron funds are segregated or reserved under each state's rules

Regulated state by state with no federal licensing route: eight states have legalized online casino (Maine's tribal-exclusive market is not yet live), sports betting runs in nearly forty.

Full breakdown: iGaming payments in United States →

Currency

CAD

Regulator

AGCO / AGLC · Alcohol and Gaming Commission of Ontario, plus the AGLC in Alberta

Tax

Ontario: 20% of gaming revenue to iGaming Ontario under the operating agreement. Alberta: 3% of GGR to First Nations and responsible gambling, then 20% of the rest to the Alberta iGaming Corporation.

License economics

Ontario: AGCO registration plus CA$100,000 a year for each gaming site. Alberta: open since July 13, 2026, with AGLC registration, a contract with the Alberta iGaming Corporation and CA$150,000 a year for each site. The other provinces run lottery monopolies.

Ontario and Alberta run Canada's two private online gambling markets, and every other province keeps its provincial lottery monopoly.

Full breakdown: iGaming payments in Canada →

Currency

INR

Regulator

OGAI · Online Gaming Authority of India (PROG Act 2025)

Tax

Historical for real-money gaming: 28% GST on player deposits from October 1, 2023, 40% from September 22, 2025, plus 30% withheld on all net winnings from April 2023 with no threshold. On May 27, 2026, the Supreme Court upheld 28% GST on the full value of stakes for the years before October 2023

Enforcement reaches

site blocking + payment blocking

License economics

None available: online money games have been prohibited outright since October 1, 2025

India has banned online money games since October 1, 2025, and Section 7 of the Promotion and Regulation of Online Gaming Act bars banks, financial institutions and payment intermediaries from processing payments for them.

Full breakdown: iGaming payments in India →

Currency

PHP

Regulator

PAGCOR · Philippine Amusement and Gaming Corporation

Tax

Effective 30% for e-casino operators, 20% for the rest

License economics

Monthly Minimum Guaranteed Fee since July 1, 2026: PHP9m against a PHP30m GGR benchmark with e-casino games, PHP3m against PHP15m without, rising to PHP10.5m and PHP4m on January 1, 2027

PAGCOR licenses online gaming for players in the Philippines, and the country has banned offshore gaming since Executive Order 74 ended every POGO and internet gaming license by December 31, 2024.

Full breakdown: iGaming payments in Philippines →

Currency

IDR

Regulator

No gambling regulator (Komdigi, OJK, Bank Indonesia and the banks enforce the ban)

Enforcement reaches

site blocking + payment blocking

All gambling is illegal in Indonesia, and Komdigi blocked 3.7 million gambling sites and pieces of content between October 2024 and July 2026.

Full breakdown: iGaming payments in Indonesia →

Currency

THB

Regulator

No gambling regulator. The Royal Thai Police and the Anti-Money Laundering Office enforce the ban

Enforcement reaches

site blocking + payment blocking

Gambling is illegal in Thailand, and on July 9, 2025, the House of Representatives approved the withdrawal of the Entertainment Complex Bill, which would have licensed casinos.

Full breakdown: iGaming payments in Thailand →

Currency

VND

Regulator

No gambling regulator for foreign-facing online play. Banking oversight sits with the State Bank of Vietnam

Enforcement reaches

site blocking + payment blocking

Vietnam bars gambling for locals with narrow exceptions, so the market is served offshore and the banks are the binding constraint.

Full breakdown: iGaming payments in Vietnam →

Currency

MYR

Regulator

MCMC · No gambling regulator. MCMC blocks sites under the Communications and Multimedia Act 1998 and the Online Safety Act 2025

Enforcement reaches

site blocking

Malaysia licenses no online gambling, so the market runs offshore.

Full breakdown: iGaming payments in Malaysia →

Currency

JPY

Online casino is illegal in Japan, offshore sites included, and a player who gambles on one commits a crime under the Penal Code. Since September 25, 2025, an amendment to the Basic Act on Gambling Addiction Countermeasures also bans showing illegal online gambling sites and apps to users in Japan and posting content that steers them there. Payment intermediaries, like operators and players, fall under the Penal Code's gambling provisions and the anti-money-laundering law. Offshore sites still serve Japanese players.

Currency

BDT

Bangladesh bans online gambling. The Gambling Prevention Act, 2026, in force since July 1, 2026, carries up to 5 years in prison for online gambling and up to 7 years and a Tk 5 crore fine for running a betting platform. Moving gambling money through banks, mobile financial services, e-wallets, hundi or crypto counts as money laundering, and courts can seize the accounts involved. Bangladesh Bank has required mobile financial service providers to monitor merchants and customers for gambling since May 28, 2025. Offshore cricket and casino books still serve a large BDT base. No gambling merchant route exists, so deposits run through P2P agent numbers and local orchestrators that settle operators in USDT.

Currency

PKR

Pakistan bans gambling and issues no gambling licenses. It blocks gambling sites by IP address but does not prosecute players, and offshore books serve a large cricket-betting base. Large or repeated wallet deposits trip AML monitoring and can bring in the National Cyber Crime Investigation Agency (NCCIA), which took over cybercrime cases from the FIA in 2025. Deposits run through frequently changing agent numbers on Easypaisa and JazzCash.

Currency

NPR

Nepal bans gambling for its citizens, with the national lottery as the only exception. Under FATF pressure, Nepal Rastra Bank orders payment providers such as eSewa and Khalti to freeze gambling-linked accounts, and Nepal has blocked more than 200 gambling apps. Offshore books still sign up Nepali players through local wallets.

Currency

LKR

Sri Lanka's Gambling Regulatory Authority Act No. 17 of 2025 has been in force since December 2025 and requires a digital gambling license for online play. The Act moves online gambling from the gray and offshore market to licensed operators that accept rupees only.

Currency

KHR / USD

Cambodia has banned online gambling since 2019, and the GMC regulates land-based gambling only. Offshore sites openly target Cambodian players. Deposits run through personal Bakong and KHQR accounts and through agents who bridge riel and dollars to USDT. Interoperability makes agent routing easy, while compliance rules out direct acquiring.

Currency

MMK

Myanmar's Cybersecurity Law of January 2025 makes unauthorized online gambling a crime, with extraterritorial reach, and KBZ and Wave bar gambling in their terms. Offshore Curaçao-licensed books still serve a kyat-paying player base that is 95% mobile-only. Sanctions and instability push settlement to USDT, so the depth of an agent network and resistance to account freezes decide who can serve the market.

Currency

CNY

China bans all online gambling and bars payment providers from processing it. Offshore books still serve a large gray market through rented personal accounts and fourth-party 'runner' payment networks. China stepped up enforcement in 2026. A February 2026 multi-agency circular reaffirmed the ban on USDT, and PBOC rules separate personal from business payment accounts. No provider can acquire gambling payments directly in China.

Currency

KRW

Enforcement reaches

site blocking

South Korea makes gambling outside the state-sanctioned channels a crime for its nationals, abroad as well as at home. ISPs must block gambling sites, and banks must screen payments for gambling. Online, the state Sports Toto is the only legal sports betting. A large offshore segment still serves Korean players, and its deposits run through mule accounts that change often as banks freeze them.

Currency

TWD

Taiwan licenses no online gambling and bans casino-style games. The state lotteries are the only legal form of gambling. Chinese-language offshore operators serve almost all Taiwanese players. Banks refuse payments to offshore gambling sites, so deposits go to TWD accounts that local agents hold.

Currency

SGD

Singapore regulates gambling through the Gambling Regulatory Authority under the Gambling Control Act 2022, and Singapore Pools is the only licensed remote operator, with lottery and sports betting online.

Full breakdown: iGaming payments in Singapore →

Currency

BND

Enforcement reaches

site blocking

Brunei bans all gambling, online and land-based, under the Common Gaming Houses Act (Cap 28), and Sharia law reinforces the ban by treating gambling as haram and a criminal offense. Enforcement is zero-tolerance, with fines and prison terms for locals and foreigners alike and active site blocking. Both statute and religious law bar payment processing for gambling. Brunei's population is small, and the rare offshore player reaches sites through a VPN with foreign cards or crypto. No local fiat rail is usable.

Currency

AUD

Enforcement reaches

site blocking

Australia bans online casino and slots under the Interactive Gambling Act 2001 and licenses sports and race betting onshore, so casino demand is served offshore.

Full breakdown: iGaming payments in Australia →

Currency

NZD

New Zealand's Online Casino Gambling Act took effect on May 1, 2026. The Department of Internal Affairs opened the auction for up to 15 online casino licenses on September 29, 2026. Winners file full applications in October 2026, operators without a winning bid must leave the market by December 1, 2026, and the first licenses are due in early 2027. The law reaches operators abroad that serve New Zealand players, with penalties of up to NZ$5 million. Deposits on credit are banned, and debit cards are allowed.

Currency

KES

Regulator

GRA · Gambling Regulatory Authority (replaced the Betting Control and Licensing Board in February 2026 under the Gambling Control Act 2025)

Tax

15% of GGR monthly, plus 5% excise on deposits and 5% withheld on withdrawals. The Finance Act 2026 widened the excise base and revived the 20% winnings withholding for lottery and prize competitions only

Enforcement reaches

site blocking + payment blocking

Kenya regulates gambling through the Gambling Regulatory Authority, which replaced the Betting Control and Licensing Board by the end of February 2026 under the Gambling Control Act 2025.

Full breakdown: iGaming payments in Kenya →

Currency

NGN

Regulator

State gaming regulators, coordinated by the Federation of State Gaming Regulators (FSGRN), with federal licenses valid only in the FCT

Tax

Flat 11% of GGR across lottery, betting and casino since January 1, 2026

License economics

N100m a year per category, retail and online alike, plus discretionary state fees

A November 2024 Supreme Court ruling cut the National Lottery Act back to the Federal Capital Territory, handing regulation to the states and voiding federal licenses outside Abuja.

Full breakdown: iGaming payments in Nigeria →

Currency

GHS

Regulator

Gaming Commission of Ghana

Tax

20% of gross gambling revenue. The 10% withholding on player winnings was repealed in April 2025

The Gaming Commission of Ghana licenses operators, which pay 20% of gross gambling revenue.

Full breakdown: iGaming payments in Ghana →

Currency

ZAR

Regulator

NGB · National Gambling Board plus provincial boards

Tax

Provincial 6% to 9% of GGR. A further 20% national online-betting tax went out for consultation and has not been enacted

Enforcement reaches

No active blocking

License economics

Provincial bookmaker license; online casino is illegal nationwide

Online casino, slots and poker are illegal nationwide, a ban reaffirmed in February 2026, so iGaming in South Africa means sports betting and horse racing through a provincially licensed bookmaker.

Full breakdown: iGaming payments in South Africa →

Currency

TZS

Regulator

GBT · Gaming Board of Tanzania

Tax

25% of GGR on online betting and casino, 18% on land-based casinos. The proposed 5% excise on stakes was dropped from the Finance Act 2026

The Gaming Board of Tanzania licenses operators, and mobile money carries the whole market.

Full breakdown: iGaming payments in Tanzania →

Currency

UGX

Regulator

NLGRB · National Lotteries and Gaming Regulatory Board

Tax

30% of GGR since July 1, 2026 (harmonized from 30% on gaming and 20% on betting), plus 15% withheld on net winnings

License economics

UGX100m in initial fees for a foreign online sportsbook, half that for East African nationals

The National Lotteries and Gaming Regulatory Board licenses operators.

Full breakdown: iGaming payments in Uganda →

Currency

XAF

Cameroon licenses and taxes gambling.

Full breakdown: iGaming payments in Cameroon →

Currency

XOF

Ivorian gambling runs as a state concession with a separate regulator.

Full breakdown: iGaming payments in Cote d'Ivoire →

Currency

XOF

Regulator

LONASE, the state betting monopoly, with no formal licensing regime for online

Tax

20% on player winnings, with a mobile-money levy proposed

Enforcement reaches

No active blocking

LONASE holds the betting monopoly and online has never had formal licensing, so offshore brands such as 1xBet and 22Bet operate under foreign or technical-partner cover.

Full breakdown: iGaming payments in Senegal →

Currency

ZMW

Regulator

BCB · Betting Control Board

Tax

5% levy on deposits and 5% on withdrawals (Betting Levy Act 27 of 2025, in force since January 1, 2026), plus 15% withheld on winnings. The betting excise is suspended by SI 1 of 2026

The Betting Control Board licenses operators, and Zambia rebuilt its betting tax base at the start of 2026.

Full breakdown: iGaming payments in Zambia →

Currency

USD / ZWG

Zimbabwe licenses land-based gambling but has no dedicated online license, which leaves online play in a gray zone. Offshore operators such as 1xBet serve the market openly, and players are not prosecuted. Tax rises in 2026 lifted the tax on winnings from 10% to 25% and the GGR tax from 3% to 20%, pushing more play offshore. The US dollar is the de facto settlement currency.

Currency

RWF

Regulator

RDB / NLGC · Rwanda Development Board, through its National Lottery and Gambling Commission

Tax

40% of GGR since Feb 2025 (13% before), plus 25% withheld on winnings

The Rwanda Development Board licenses operators through its National Lottery and Gambling Commission, which resumed issuing licenses on August 1, 2025, after a 13-month freeze and cleared Betway, ElephantBet and ForteBet in July 2026.

Full breakdown: iGaming payments in Rwanda →

Currency

MZN

Mozambique licenses sports betting under Law 1/2010, and the IGJ issues local online licenses to operators such as 888bet and Premier Bet. Online casino has no dedicated regime, and offshore sites also reach players.

Currency

AOA

Angola has regulated online gambling since 2020, when the Instituto de Supervisão de Jogos (ISJ) began licensing online operators. The ISJ wants betting payments routed centrally through Multicaixa, where they can be traced, and player winnings are not taxed.

Currency

ETB

Regulator

NLA · National Lottery Administration / Ethiopian Lottery Service

Enforcement reaches

payment blocking

License economics

All licenses revoked on December 15, 2025

Ethiopia went from a licensed betting market to a closed one in 11 days. On December 4, 2025, the Ethiopian Lottery Service suspended 22 betting companies over embezzlement, tax evasion and illicit transfers, and with effect from December 15, 2025, it revoked every license the National Lottery Administration had issued. The order names the payment side: retail shops, agents, online platforms and their payment gateways must all stop, and no new bets may be accepted. No sports betting company holds a license in Ethiopia. These are the rails the market ran on before the ban.

Currency

CDF

Regulator

CSJA · Ministry of Finance, through the Cellule de Surveillance des Jeux d'Argent et de Hasard

DR Congo's gambling law is still a 1984 ordinance that reserved lottery and betting-pool activity to the state operator SONAL. A new gambling bill cleared the Council of Ministers on April 11, 2025, and is still before Parliament. An ordinance of December 15, 2025, made the Ministry of Finance the sole gambling authority, and since January 29, 2026, the ministry has supervised the sector through the Cellule de Surveillance des Jeux d'Argent et de Hasard (CSJA), an interim body set up ahead of a permanent regulator, the Autorité de Régulation des Jeux d'Argent (ARJA). Operators had to register with the ministry by July 31, 2026. Betting payments are frequent, small and near-instant and run almost entirely through four mobile-money networks. The CSJA's central monitoring platform, which closed its pilot phase on August 30, 2026, already connects most mobile-money issuers. SONAL sits inside the CSJA framework and has not been relaunched.

Currency

BWP

Regulator

BGA · Botswana Gambling Authority

License economics

A BGA bookmaker license covers online betting, and there is no separate remote license

The Botswana Gambling Authority licenses bookmakers, and its bookmaker license covers online betting: Betway Botswana runs betway.co.bw on one. Sunbet, Pstbet, B-Bets, Bet 267 and BetXplosion also hold bookmaker or betting licenses from the authority. Botswana has no separate remote license category, and offshore sites on foreign licenses serve the rest of the market, online casino included.

Currency

NAD

Regulator

Casino Board (Casino and Gambling House Act 1994)

License economics

No online regime. The draft Gaming and Entertainment Control Bill has not been approved

Namibia regulates gambling under the Casino and Gambling House Act of 1994, which has no online regime. The act underpins 260 gambling-house licenses and three casino licenses issued through the Casino Board. A draft Gaming and Entertainment Control Bill would replace it but has not been approved, and online play runs offshore.

Currency

TRY

Betting in Turkey is a state monopoly run through Iddaa and Spor Toto, and every private or offshore real-money site is illegal, so the gray market is served from offshore.

Full breakdown: iGaming payments in Turkey →

Currency

EGP

Regulator

No gambling regulator, with the Central Bank of Egypt tracking gambling-linked transactions

Enforcement reaches

site blocking

Egypt has no domestic gambling regulation, and online betting is illegal in practice, yet offshore books serve Egyptian players.

Full breakdown: iGaming payments in Egypt →

Currency

MAD

Enforcement reaches

site blocking

La Marocaine des Jeux et des Sports (MDJS) holds Morocco's sports-betting monopoly and runs it through Sisal, while online casino and poker are illegal. Offshore sites still serve the market: an ISP block ordered in January 2026 was suspended on appeal in February 2026. Payment intermediaries withhold 32% of offshore winnings at source.

Currency

AED / SAR

The UAE licenses gambling nationally through the General Commercial Gaming Regulatory Authority (GCGRA). Coin Technology Projects LLC holds both online licenses the authority issues, internet gaming and sports wagering, and has run Play971 since December 2025 for residents and visitors aged 21 and over who are in the country. The same regulator licenses the UAE Lottery and Wynn Al Marjan's land-based casino, which got its license in October 2024. Saudi Arabia bans gambling outright. In both countries, banks, card issuers and wallets block payments to offshore gambling sites with MCC blocks and close AML monitoring, so offshore operators that serve high-value Gulf players are paid through crypto, foreign-issued cards or payment intermediaries.

Currency

TND

Regulator

Ministry of Youth and Sports (Promosport)

Tax

25% on winnings via the legal channel

Enforcement reaches

site blocking + payment blocking

Promosport, supervised by the Ministry of Youth and Sports, is Tunisia's only lawful online sports betting operator. Every other site serving Tunisians is illegal, and winnings on the legal channel carry a 25% tax. A bill submitted to the Assembly of the Representatives of the People in January 2026 criminalizes using and promoting unlicensed digital platforms, with 1 to 5 years in prison and fines up to TND 500,000. On the payment side, internet providers and electronic payment firms are legally required to block gambling portals and restrict the related financial transactions, the central bank prohibits crypto betting outright, and the 2026 bill adds AI-driven monitoring to flag and block mobile payments heading to offshore crypto gambling sites.

Currency

DZD

Regulator

State monopoly: Pari Sportif Algérien (PSA) sports pools and the PMU Algérie horse tote

Enforcement reaches

site blocking + payment blocking

License economics

No route. Law 18-05 (2018) prohibits online gambling

The Civil and Penal Codes and Law 18-05 of 2018 prohibit online casino, sports betting and poker in Algeria, and the Family Code, drawing on Sharia, bans games of chance generally. Legal gambling exists only as a state monopoly: Pari Sportif Algérien (PSA), the public sports-pool operator founded in 1966 under the Ministry of Sports, and the PMU Algérie horse tote. Enforcement runs at the infrastructure layer, with ISP and payment blocking against offshore operators. In 2025 it tightened further: a law made it a crime to use VPNs or crypto to reach offshore sites, and Law No. 25-10, signed July 24, 2025, bans the use of any cryptocurrency outright. An operator has no compliant rail in Algeria.

Currency

ILS

Regulator

ISBB · Israel Sports Betting Board / Mifal HaPais

Enforcement reaches

site blocking + payment blocking

License economics

No route outside the two state bodies (Penal Law 5737-1977)

Penal Law 5737-1977 makes almost all gambling in Israel illegal, with two state-controlled exceptions: Mifal HaPais, the national lottery running since 1951 under Ministry of Finance supervision, and the Israel Sports Betting Board, whose Toto product takes bets online through its official site. ISP blocking and search-result filtering have been lawful since mid-2017, and local banks routinely block or restrict transactions to gambling sites, so offshore deposits fail at the payment layer.

Currency

USD / LBP

Regulator

Casino du Liban concession (Law No. 417/1995) and La Libanaise des Jeux

Enforcement reaches

site blocking

License economics

Exclusive land-based concession expiring 2026

Casino du Liban in Jounieh has held Lebanon's exclusive land-based gambling license since 1959, and Law No. 417 of 1995 extended it through 2026. La Libanaise des Jeux runs the state lottery beside it. Online gambling is closed on paper: in 2013 the Ministry of Justice directed internet providers to block offshore gambling sites, largely to protect the casino's revenue. In practice the blocking is inconsistent, many international platforms stay reachable, VPN use is routine, and Lebanon has not prosecuted players.

Currency

IQD / USD

Regulator

None. The 1969 Penal Code prohibits gambling, and the ban goes unenforced

Enforcement reaches

No active blocking

Iraq's 1969 Penal Code bans every form of gambling, land-based and online, but the authorities do not enforce it and players reach offshore sites without consequence. A local payment layer grew up around that traffic: telecom and fintech wallets that betting sites integrate directly, although Iraq has no licensing route at all.