iGaming payments inGermany

GGL-licensed under the 2021 treaty, with a deliberately narrow product: virtual slots and online poker only, a EUR1 cap per spin, five-second minimum spins, no autoplay or jackpots, and a EUR1,000 monthly deposit limit that follows the player across every licensed operator through the LUGAS activity file. Tax is charged on stakes rather than GGR at 5.3% under the Race Betting and Lotteries Act, an effective 5.03% because the levy sits inside its own base. Enforcement reaches the money: section 4 of the treaty bars anyone from participating in payments for unlicensed gambling, and a 2024 Halle administrative court ruling let the GGL prohibit a payment provider from servicing all illegal offers rather than a named list. Network blocking got a firm legal footing in a treaty amendment effective May 2026, after the Federal Administrative Court struck down the earlier orders. On the rails side Giropay is gone and girocard blocks gambling outright.

• Trustlydominant

  instant bank transfer

  Backbone now that Giropay is dead and Sofort/Klarna pull back; ~160 German sites; direct vs reseller drives bank coverage/payout speed.

• Sofort (Klarna)major

  instant bank transfer

  Still common but Klarna narrowing gambling availability; deposit-only.

• PayPalmajor

  e-wallet

  Heavily preferred; only at GGL-licensed sites; supports payouts.

Evidence grades run from named clients through platform catalogs and industry knowledge down to a provider's own claim. A claim we could not corroborate is still shown, labelled as what it is. See our methodology.