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PaymentIQ

PaymentIQ Review

Is It the Right Payment Solution for Your iGaming Business?

Adequate
Orchestrator
Visit PaymentIQ

By the iGaming Payment Solutions Editorial Team ·

PaymentIQ is a Stockholm orchestration platform and hosted cashier that connects gambling operators to 260+ PSPs, banks and acquirers through one integration and handles 630M+ transactions a year. It acquires nothing and never holds player or operator funds, so every PSP behind the cashier is the operator's own contract. The fit is an operator running three or more PSPs behind one cashier, licensed or offshore, and PaymentIQ's clients include Betsson, Paf, SkyCity, Stake and Roobet. PaymentIQ prices its SaaS license on volume and quotes it deal by deal, and that license comes on top of each PSP's processing fees. Settlement, payout speed and reserves follow those PSP contracts, and a market opens on PaymentIQ only once one of the operator's PSPs covers it. Crypto-only casinos and books with a single acquirer get little from it. Incore Invest has owned the company since its March 2, 2026 carve-out from Worldline.

Founded Stockholm, Sweden150+ Payment Methods
Multi-PSP operatorsEU-licensed casinosOffshore fiat railsNot a fit: Single-PSP booksNot a fit: Crypto-only casinosNot a fit: One-contract acquiring
#Hosted gambling cashier#Rule-based routing#No acquiring of its own#Betsson, Paf, Stake#Fees quoted per deal#Incore Invest since 2026

What operators ask about PaymentIQ

Is PaymentIQ legit?

Yes. PaymentIQ is a Stockholm software company founded in 2014 and certified PCI DSS Level 1, and its cashier runs for Betsson, Paf, SkyCity and Stake.

  • It holds no payment or gambling license, because it never touches player or operator funds.
  • Chargebacks, AML and licensing sit with the operator and its PSPs.
  • Incore Invest bought the company from Worldline in 2026.

More in Compliance →

How much does PaymentIQ charge?

PaymentIQ quotes every fee per operator, and the base is a license priced against the operator's volume and PSP mix.

  • License and per-transaction routing fee: quoted per deal.
  • Card and method processing: billed by each PSP under the operator's own contract.
  • Setup and the Vault, Identity and Reconcile add-ons: quoted per deal.

More in Pricing →

Is PaymentIQ a payment processor?

No. PaymentIQ is orchestration software with a hosted cashier. It routes each deposit and payout to one of 260+ connected PSPs, banks and acquirers, and the operator signs a direct contract with each of them.

  • Routing follows operator rules, and a declined card is retried on a second acquirer.
  • Crypto reaches the cashier only through a connected crypto gateway.

More in Features →

News about PaymentIQ

All payment news
  • Product

    PaymentIQ launches Cashier Plus, giving payments teams no-code control of the cashier

    PaymentIQ made Cashier Plus generally available on September 8, 2026, six months after Worldline closed the divestment of the platform on March 2, 2026. It bundles Builder for no-code cashier configuration, Preview for persona-based session testing and Data for drop-off analytics, so payments teams can reorder methods or change a layout without an engineering ticket. PaymentIQ designed Cashier Plus with partners across sweeps, sports betting and casino.

    PaymentIQ Cashier Plus product page · NEXT.io, PaymentIQ unveils Cashier Plus

  • Ownership

    Worldline closes sale of PaymentIQ to Incore Invest for about 160 million euros

    Worldline completed the sale of CoreOrchestration AB, the Swedish company behind the PaymentIQ orchestration platform, on March 2, 2026. Worldline put enterprise value and cash proceeds at about 160 million euros, buyer Incore Invest the price at 1.75 billion Swedish kronor. One of seven Worldline disposals raising 590 to 640 million euros, PaymentIQ now stands alone on about 50 million euros of revenue, so its roadmap answers to Incore Invest, not a listed payments group.

    Worldline press release, finalisation of the PaymentIQ divestment · Incore Invest, completion of the CoreOrchestration acquisition · Worldline press release listing the seven divestments and 590-640M euro proceeds

  • Corporate

    Incore registers the vehicle that now sits above PaymentIQ

    Incore SPV PaymentIQ AB was registered in Sweden on January 9, 2026 under org number 559566-7071, with Incore Invest founder Nicolai Chamizo as its sole board member, weeks before the carve-out from Worldline closed. CoreOrchestration AB, the company behind PaymentIQ, is now chaired by Chamizo with Neil Dsouza as CEO, while the Swedish register still records Worldline's Bambora Group AB as its parent. It carries 26 employees and revenue of 644.1 million kronor for 2024.

    Swedish company register record, Incore SPV PaymentIQ AB (559566-7071) · Swedish company register record, CoreOrchestration AB (556957-1168)

Quick Info

Type
Orchestrator
Founded
2014
HQ
Stockholm, Sweden
Pricing
Quoted per merchant
APMs
150+PaymentIQ routes to connected PSPs, banks and acquirers rather than processing payments itself, so an operator reaches only the local and global payment products its own PSP contracts cover. That network runs to 260+ connectors, and PaymentIQ serves 300+ businesses.
Settlement
Set by the connected PSP

Our iGaming Score: 5.8/10

5 weighted criteria, with Trustpilot shown for context

  • iGaming Fit

    Gambling served directly by a gambling-vertical team, no casino-platform connector, no acquiring of its own

    Weight
    30%
    Score
    8.0
    Rating
    Strong
  • Geographic Coverage

    Global and Europe through connected PSPs, no direct acquiring

    Weight
    22%
    Score
    6.0
    Rating
    Adequate
  • Security & Compliance

    Fully automated KYC, no payment license held, chargebacks follow the PSP

    Weight
    20%
    Score
    4.0
    Rating
    Weak
  • Fees & Pricing

    License and routing fee quoted per deal, charged over every PSP's own fees

    Weight
    16%
    Score
    3.0
    Rating
    Weak
  • Tech & Integration

    REST API, 2-4 weeks for a new operator to go live

    Weight
    12%
    Score
    7.0
    Rating
    Strong
  • User Trust

    Trustpilot 3.2 from 1 review

    Weight
    context only
    Score
    6.4
    Rating
    Adequate
  • Overall
    Weight
    100%
    Score
    5.8
    Rating
    Adequate

We score each provider on 5 weighted criteria using a 1 to 10 scale. iGaming Fit carries the most weight at 30%, because it measures whether and how directly the provider serves gambling. Geographic Coverage gets 22%. Security & Compliance gets 20%. Fees & Pricing gets 16%. Tech & Integration gets 12%. The final score is a weighted average of those 5. Trustpilot is shown for context but carries no weight, since player reviews of casinos are not a read on B2B acquiring quality.

Score Explanation

PaymentIQ serves casinos and sportsbooks directly and runs its delivery teams on the gambling vertical, which puts iGaming Fit at 8, though no casino platform has a ready connector to it and it owns no acquiring. It holds no payment or e-money license in its own name, which leaves Security & Compliance at 4 on fully automated KYC through the Identity service, while chargebacks follow each connected PSP. Every fee is quoted per operator with no set deposit rate and charged on top of what the connected PSPs bill, so Fees & Pricing stands at 3. Tech & Integration is 7 on the REST API, while a new operator needs 2-4 weeks to go live. Reach across the Global and Europe regions through connected PSPs sets Geographic Coverage at 6, and a 3.2 Trustpilot rating on 1 review gives User Trust 6.4, shown as context.

Who Is PaymentIQ Best For?

The operator profiles that fit, and the ones that do not

Recommended For

  • Operators running three or more PSPs. With a card acquirer, an open-banking rail and a local-method PSP already signed, one PaymentIQ integration puts all of them behind a single cashier and back office. Adding an acquirer for a new market or cascading a declined card to a second acquirer then becomes a routing rule, and your checkout code stays untouched.
  • EU-licensed casino and sportsbook brands. Betsson, NordicBet, Paf, Wildz and Wunderino run on PaymentIQ, so a casino or sportsbook licensed in Germany or the Nordics gets the cashier its licensed rivals there already use.
  • Offshore and crypto casinos adding fiat. Crypto books that want cards, bank transfers and local methods beside their coins run the fiat side on PaymentIQ, as Stake, Roobet and 22bet do. The platform serves offshore and licensed operators alike and never de-risks a merchant the way an acquirer can, though you still need PSPs willing to board you.
  • Operators with an in-house front-end team. If your developers build the checkout themselves, the cashier bootstrapper package loads PaymentIQ's cashier into your front end, a hosted-fields SDK handles card capture, and a public demo cashier and sandbox let them test the product before you sign.

Not Recommended For

  • One contract for acquiring and routing. PaymentIQ processes no payments, so a four-PSP cashier means four acquiring contracts to negotiate and keep compliant, with the PaymentIQ license on top. Nuvei acquires and routes 720+ methods under one agreement, at 1.5-3.5% per deposit with a $500k+ monthly minimum.
  • Books with one acquirer and a few APMs. With one PSP there is nothing to route, and a license priced on volume pays back only when routing across several PSPs recovers approval-rate points. If you still want a separate cashier layer at that size, BridgerPay has no volume minimum and plans from $599 a month.
  • Procurement that needs a set rate first. Every PaymentIQ fee, from the license to the per-transaction routing charge, is set in negotiation, so a business case that has to start from a fixed rate has nothing to work with. Corefy charges a 0.2-0.7% routing fee on top of PSP costs, with a $250k monthly minimum and no lock-in.
  • Crypto-only casinos. A casino with no card, bank or local-method rails gives PaymentIQ nothing to route, because PaymentIQ runs no crypto processing of its own and settles in no coin. CoinsPaid processes 18 crypto assets at 0.8-1% per deposit and settles crypto to the operator instantly.

Geographic Coverage

Per-market verdict, regions, and market focus

PaymentIQ is not scored market by market: it is an alternative rail rather than a local-method acquirer, so there is no per-market access to grade. The overall score above still reflects its iGaming capability.
RegionsGlobalEurope

Coverage Analysis

PaymentIQ owns no acquiring in any market, so its reach is the sum of the PSPs each operator signs. That reach runs from EU-licensed brands such as Betsson, Paf, Wunderino in Germany and NordicBet in the Nordics to SkyCity in New Zealand and global offshore books such as Stake, Roobet and 22bet. Offshore casinos facing India run PaymentIQ cashiers as well. A multi-market stack (a European card acquirer, an open-banking rail, a LATAM wallet and a crypto gateway) becomes one cashier and one reconciliation view instead of four integrations. The company grew up in the Nordics and Malta and runs from Stockholm, with offices in Valletta, Hoofddorp, Bucharest and, since 2026, Bitola in North Macedonia.

Regional Breakdown

In Europe PaymentIQ's licensed clients operate under German and Nordic licenses, so every PSP in their stack has to serve those licenses too. Trustly serves operators licensed by the MGA, the UKGC and regulators in Sweden, Germany and the Netherlands.

In LATAM PaymentIQ carries no Pix or other local rail of its own, so deposits in Brazil need a PSP such as AstroPay, which holds a BCB payment institution license.

Key Features for iGaming Operators

Products, payment methods, and verticals

Key Products

  • PaymentIQ orchestration
  • Hosted cashier
  • Vault (tokenization)
  • Identity (KYC)
  • Reconcile
  • Back office

PaymentIQ sells one product family as SaaS. The orchestration core manages the connection to every provider, routes each transaction by operator rules, retries a declined card on a second acquirer and picks between local and cross-border acquiring on cost. That routing runs on rules the operator writes, with no AI-driven routing. The hosted cashier is the part players see, fully branded as the operator's, and gambling operators buy it together with the orchestration. Cashier Plus, generally available since September 8, 2026, adds Builder for no-code cashier configuration, Preview for testing sessions by player persona and Data for drop-off tracking. Around the core sit add-on services: Vault for card tokenization, Identity for KYC checks and Reconcile for automated reconciliation, next to a real-time dashboard for performance, routing and authorization rates. PaymentIQ offers no white-label version of the platform for PSPs to resell as their own gateway.

Payment Methods

PaymentIQ connects to 260+ payment providers through one integration, counting PSPs, banks and card acquirers. In 2022 that catalog held 45+ card acquirers and 100+ alternative payment providers. The network also runs in reverse, because PSPs connect into PaymentIQ to reach its operators, as Yaspa did when it launched its Citizen open-banking product on the platform in May 2022. Apple Pay and Google Pay reach the cashier through connected PSPs, and PaymentIQ runs its own Google Pay processor integration. PaymentIQ has no native crypto processing and settles nothing in crypto, so crypto gateways connect as providers like any other PSP. Stake and Roobet run cards, bank rails and local methods through PaymentIQ while their crypto flows run elsewhere.

Verticals

PaymentIQ was built for the iGaming industry and serves casinos and sportsbooks directly, licensed and offshore alike, with delivery teams working the gambling vertical alongside account management. Cashier Plus was designed with partners across sweepstakes, sports betting and casino.

  • iGaming
  • Online Casino
  • Sports Betting
  • eCommerce
MethodsPaymentIQ routes to connected PSPs, banks and acquirers rather than processing payments itself, so an operator reaches only the local and global payment products its own PSP contracts cover. That network runs to 260+ connectors, and PaymentIQ serves 300+ businesses.
150+
Crypto
Via a partner
Currencies
Multi-currency
iGaming integrations
0
  • Deposit ProcessingAvailable

    150+ payment methods

  • Withdrawal / PayoutNot available

    Depends on connected PSP

  • Instant WithdrawalsNot available

    Depends on connected PSP

  • KYC / AML Built-inAvailable

    Full auto

  • Chargeback ProtectionNot available

    Follows the connected PSP

  • Multi-CurrencyAvailable

    170+ standard, 20+ alternative

  • API IntegrationAvailable

    REST API + SDK + embedded UI + cashier + plugins

  • Crypto SettlementNot available

    Fiat settlement only

  • Local Payment MethodsNot available

    Not offered first-party

  • iGaming SpecializationAvailable

    Hosted gambling cashier + 260+ connectors + rule-based routing + Vault tokenization

  • Geographic CoverageAvailable

    Available across Global, Europe

Pricing & Fee Structure

Fee structure and pricing model

Pricing

Quoted per merchant
Deposit Fee

CustomPaymentIQ prices its SaaS license on volume and PSP mix and quotes it per operator, and each connected PSP bills its own processing fee on top.

Withdrawal Fee

On request

Settlement

Set by the connected PSP

Methods

150+PaymentIQ routes to connected PSPs, banks and acquirers rather than processing payments itself, so an operator reaches only the local and global payment products its own PSP contracts cover. That network runs to 260+ connectors, and PaymentIQ serves 300+ businesses.

Setup / Monthly

On request

Integration Fee

On request

Revenue Share

No

Pricing Details

PaymentIQ sells a SaaS license priced on volume, and every fee in it (the license, the per-transaction routing charge, setup and volume tiers) is quoted per operator. That license comes on top of the acquiring and method fees each connected PSP bills under the operator's direct agreement, so the all-in cost is PaymentIQ's quote plus every PSP's rate card. Because the operator holds those PSP agreements directly, no aggregator margin sits inside each transaction, which separates PaymentIQ from cashier vendors that sit in the money flow. PaymentIQ never holds operator funds, so it takes no reserve and cannot freeze a balance, and any reserve or FX markup comes from the PSP contracts. An operator benchmarking the quote can hold it against Primer, an orchestrator that charges 0.2-0.6% per transaction on top of PSP costs with no setup fee.

Speed & Settlement

Transaction processing and settlement timelines

Deposit
Not published
Withdrawal
Depends on connected PSP
Settlement
Set by the connected PSP
Settlement currencies
170+ standard, 20+ alternative (via PSPs)
Refunds
Depends on connected PSP

PaymentIQ settles nothing. Each connected PSP settles with the operator directly, on its own schedule and under the operator's own agreement, and deposit speed, payout speed and refund timing are whatever that PSP and method deliver. PaymentIQ's own part in timing is a routing decision measured in milliseconds, and a failed attempt is retried on a second acquirer fast enough that the player sees one attempt. The platform runs at 99.99% uptime. Operators on PaymentIQ pair a card acquirer with an instant rail such as Trustly in markets where cashout speed keeps players, because Trustly pays players out in under 6 seconds and settles T+1. With Nuvei as the card acquirer, settling T+2 to T+7, card money from the same day reaches the operator 1 to 6 business days after the Trustly money.

Integration & Tech

Developer experience and technical capabilities

API Type
REST API + SDK + embedded UI + cashier + pluginsThe cashier loads through the paymentiq-cashier-bootstrapper package on npm, and a hosted-fields SDK covers PCI-light card forms. A new payment method goes live on an existing account in 2 weeks.
Onboarding
Not published
Sandbox
YesA public demo cashier and a sandbox configuration tool at pay.paymentiq.io let developers work with the product before signing.
Mobile SDK
NoPaymentIQ runs its cashier on mobile through the same JavaScript bootstrapper and hosted-fields SDK as on the web.
White-Label
YesThe hosted cashier is fully operator-branded, while PaymentIQ offers no white-label version of the platform for PSPs to resell as their own gateway.
Docs Quality
Good (login required)PaymentIQ's public opendocs site is early-stage, and most processor guides there are still marked coming soon.

Integration Time

2-4 weeks (typical enterprise setup through the cashier bootstrapper)

View API Documentation

Integration Assessment

Integration runs through one REST API and a JavaScript cashier that the paymentiq-cashier-bootstrapper package loads into the operator's front end. A hosted-fields SDK captures card data so card forms stay at PCI SAQ-A scope, and the same two pieces carry the cashier on mobile, since PaymentIQ ships no native iOS or Android SDK. A public demo cashier and a sandbox configuration tool at pay.paymentiq.io let developers work with the product before signing. PaymentIQ has no pre-built connector to a casino platform, so operators wire it into their own platform through the API and the cashier. SoftSwiss has no payment partnership with PaymentIQ and steers its operators to its in-house FinteqHub gateway. A typical enterprise setup takes 2-4 weeks and covers the contract, cashier theming, routing configuration and each PSP's credentials, after which a new payment method goes live on an existing account in 2 weeks. Finera onboards in 1-2 weeks and Primer in 1 week, so an operator on a deadline can be live up to 3 weeks sooner.

Risk & Compliance

Licensing, fraud prevention, and regulatory compliance

KYC/AML Automation
Available. Full autoThe checks run through PaymentIQ's own Identity service, with specialist KYC vendors available as connectors alongside it.
Chargeback Protection
Not available. Follows the connected PSP

Licenses and Registrations

Not published

Fraud Prevention
Rule-based risk engine, 3D Secure 2, limits per country/method/user
Responsible Gaming
No
Tokenization
YesVault (heritage VaultIQ): RSA end-to-end encryption, keeps operators at PCI SAQ-A
Dispute Resolution
Not published

Compliance Context

PaymentIQ holds PCI DSS Level 1 certification, which dates to the Devcode era. Vault captures card data through hosted fields, encrypts it end to end with RSA and stores it, so the operator stays at PCI SAQ-A scope while a stored card can be charged through any connected acquirer. KYC runs fully automated through PaymentIQ's own Identity service, which verifies customer status, and specialist KYC vendors plug in as connectors beside it. The back office sets limits, fees and risk rules per country, per method and per player, and alerts the operator when a payment provider starts failing. 3D Secure 2 and fraud prevention come as add-on services on top of those rules. Chargeback liability sits entirely with the operator's acquirer contracts, while PaymentIQ supplies the routing rules, limits and reconciliation data for dispute work.

Regulatory Position

PaymentIQ holds no payment institution or e-money authorization from Finansinspektionen and no gambling license, because software that never touches funds needs neither. CoreOrchestration AB is registered in Sweden for consulting and software development in payments. Licensing, chargebacks, AML programs and gambling-regulatory exposure all sit with the operator and its contracted PSPs.

About PaymentIQ: Company Background

Company and product information

Company Name
PaymentIQ
Headquarters
Stockholm, Sweden
Founded
2014
Employees
68
Company Type
Private
Product Type
Orchestrator
Licenses
Not published
Key Products
PaymentIQ orchestration, Hosted cashier, Vault (tokenization), Identity (KYC), Reconcile, Back office
Website
paymentiq.com
Supported Verticals
iGaming, Online Casino, Sports Betting, eCommerce
Integration Type
REST API + SDK + embedded UI + cashier + plugins
Settlement Speed
Set by the connected PSP
Onboarding Speed
Not published
Named iGaming Clients
Betsson, Stake, Roobet, 22bet, NordicBet, Paf, Wildz, Casino Days, Wunderino, Spinbet, SkyCity, Casumo (2016-2017), LeoVegas (2016-2017), Mr Green (2016-2017), ComeOn (2016-2017)

Company History

2007: Devcode was founded as a venture studio in Stockholm.

2011: Devcode launched PaymentIQ as a product.

January 2, 2014: DevCode Payment AB, the company behind PaymentIQ, was registered in Sweden, and a Malta branch opened the same year to sit near its iGaming clients.

2017: Bambora Group acquired DevCode Payment in May, when the platform handled CAD 385 million a month across 250+ payment methods, and in July Ingenico bought Bambora, taking PaymentIQ with it.

October 2020: Worldline took over PaymentIQ by completing its Ingenico acquisition, and under Worldline the company became CoreOrchestration AB.

2024: CoreOrchestration AB, the Swedish entity with 26 employees, booked revenue of SEK 644.1 million and a result just below breakeven.

December 8, 2025: Worldline announced the sale of PaymentIQ as part of its North Star refocus.

2026: Incore Invest, the Swedish private equity firm founded by Nicolai Chamizo, closed its purchase of PaymentIQ on March 2 at an enterprise value of EUR 160 million, a price of SEK 1.75 billion. The company now runs standalone under CEO Neil Dsouza, and its roadmap answers to Incore Invest. After the close PaymentIQ moved from paymentiq.io to paymentiq.com and opened an office in Bitola, North Macedonia.

What Users Say About PaymentIQ

What the review record shows, and what it does not

3.2out of 51 review

Review Analysis

PaymentIQ holds a 3.2 Trustpilot rating from one review, a 1-star, on its profile for paymentiq.com.

Context for Operators

Players never see PaymentIQ's name, because the cashier carries the casino's brand and each method carries its own, so consumer reviews have nowhere to come from. PaymentIQ's reputation lives in B2B use instead: Malta iGaming employers ask for 1 to 2 years of PaymentIQ back-office experience by name, agencies sell PaymentIQ platform management to operators as a standalone service, and PSPs launch products on the platform to reach its operators. Paymiq (paymiq.com), a corporate FX and transactions service with its own Trustpilot profile, is a different company.

Named iGaming Clients

Betsson, Stake, Roobet, 22bet, NordicBet, Paf, Wildz, Casino Days, Wunderino, Spinbet, SkyCity, Casumo (2016-2017), LeoVegas (2016-2017), Mr Green (2016-2017), ComeOn (2016-2017)

PaymentIQ serves 300+ businesses, and its gambling clients range from state-owned Paf and SkyCity, which runs land-based and online gambling, to the offshore books Stake, Roobet and 22bet. Betsson Group runs 20+ brands on the platform, among them Betsson.com, Betsafe.com and NordicBet.com. Casumo, LeoVegas, Mr Green and ComeOn were clients in the Devcode era, from 2016 to 2017.

Operational Details

Business terms, contracts, and support

Dedicated Account Manager
Gaming vertical teamDelivery teams work the gambling vertical alongside account management.
Minimum Monthly Volume
Not published
Contract Lock-In
Not published
Migration Support
No
Min/Max Transaction
Not published
Biometric / One-Click
No
Reporting
Real‑time dashboard (performance, routing, authorization rates)

Frequently Asked Questions

11 questions about PaymentIQ

Our Verdict: Should You Use PaymentIQ?

Final assessment for iGaming operators

Adequate

Overall iGaming Score

Summary

PaymentIQ gives a multi-PSP gambling operator one integration to every provider it signs, a hosted cashier its payments staff often know already and routing that cascades a failed card to a backup acquirer. It processes nothing, so every PSP contract, reserve, settlement window and compliance duty stays with the operator. The license adds a negotiated charge to every PSP's own bill, and the company behind it has stood alone only since its March 2026 carve-out from Worldline. With three or more PSPs the license buys routing that recovers approval-rate points, and with a single PSP there is nothing to route.

Strongest Point

Betsson Group runs 20+ brands on PaymentIQ, and state-owned Paf, SkyCity in New Zealand and the crypto casinos Stake and Roobet run on the same platform, which handles 630M+ transactions a year.

Key Limitation

PaymentIQ sets no license or routing rate before negotiation, so an operator cannot set its cost next to the 0.2-0.7% routing fee Corefy charges until the quote arrives.

Recommendation

Sign with PaymentIQ if you run at least three PSPs across licensed or offshore markets, and pair it with PSPs that carry the market access, such as Trustly for European bank payments and AstroPay for LATAM. Since the carve-out PaymentIQ has opened a Bitola office, moved to paymentiq.com and launched Cashier Plus, which points to expansion. Fix the exit terms in the contract before the first PSP goes live.

Pros

  • Switches on a new payment method for a running account in 2 weeks, which brings a new local rail into a market without a new integration.
  • Runs almost entirely on gambling clients, from Betsson Group to Stake, while IXOPAY and Corefy serve gambling as one vertical among several.
  • Vault keeps stored cards chargeable through every connected acquirer at PCI SAQ-A scope, so switching acquirers does not mean collecting card details again.
  • Payments staff hired from Malta and Nordic operators often know the back office already, which shortens ramp-up for a new team.
  • Cashier Plus lets the payments team reorder methods or change the cashier layout without an engineering ticket.

Cons

  • Opens no market on its own, because it owns no acquiring: each new country waits on a PSP contract the operator sources, negotiates and keeps compliant.
  • Quotes the license, the routing charge and setup per deal, so procurement has no rate to put in a business case before the first call.
  • A crypto-only casino gains nothing from it, since PaymentIQ takes coins only through a connected crypto gateway and settles none itself.
  • SoftSwiss steers its casinos to its own FinteqHub gateway, and no casino platform carries a ready PaymentIQ connector. A SoftSwiss operator builds the link through the API.
  • Standalone only since March 2, 2026, PaymentIQ now funds its own roadmap, certifications and round-the-clock operations without Worldline behind it, after a 2024 result just below breakeven on SEK 644.1 million of revenue.

Ready to evaluate PaymentIQ for your business?

Visit PaymentIQSee All Providers

PaymentIQ vs. Alternatives: How It Compares

Similar payment processing solutions

An operator that wants acquiring and routing under one agreement belongs with Nuvei, which carries 720+ methods on one contract. A buyer that needs a set routing fee before talks gets one from Finera, which adds 0.1-0.5% to what the PSPs charge, and a book on one or two PSPs that still wants a cashier layer can start on BridgerPay with no volume minimum. Peru licensees and groups that want 600+ connected PSPs should price Praxis Tech, which holds a MINCETUR registration and carries 1,000+ methods. A crypto-only casino belongs with CoinsPaid, a crypto processor charging 0.8-1% a deposit, because orchestration adds nothing there.

When to Choose an Alternative

  • IXOPAY

    Choose IXOPAY if you need a gateway you can white-label as your own, which PaymentIQ does not sell. IXOPAY charges 0.1-0.5% on top of PSP fees, with a $500k+ monthly minimum, a 12-month lock-in and a $5k+ setup fee that rises with white-label branding.

  • Corefy

    Choose Corefy if you need the routing cost fixed before you sign: a 0.2-0.7% fee on top of PSP costs, a $250k monthly minimum, no lock-in and 1-3 weeks to onboard, against PaymentIQ's license quoted per operator.

  • Finera

    Choose Finera if you want a set routing fee with no setup charge: 0.1-0.5% on top of PSP costs and a $300k monthly minimum, with onboarding in 1-2 weeks and no lock-in.

  • BridgerPay

    Choose BridgerPay if you run one or two PSPs and want a cashier layer on monthly plans: no volume minimum and plans at $599-1,199 a month plus a 0.1-0.5% routing fee, though with a 12-month lock-in.

  • Praxis Tech

    Choose Praxis Tech if you hold a license in Peru or want 600+ connected PSPs behind a gambling cashier: Praxis Tech holds a MINCETUR registration for Peru and carries 1,000+ methods across those PSPs.

  • Nuvei

    Choose Nuvei if you would rather drop the orchestration layer: acquiring, 720+ methods and routing under one contract at 1.5-3.5% per deposit, holding a 5-10% reserve for 6 months and settling between T+2 and T+7.

Alternatives

Providers operators shortlist alongside PaymentIQ

  • IXOPAY

    IXOPAY

    Payment Orchestrator
    iGaming score 6.5 out of 10
    Deposit Fee
    0.1‑0.5% + PSP
    Settlement
    Set by the connected PSP
    Methods
    300+
    View Profile
  • Corefy

    Corefy

    Payment Orchestrator
    iGaming score 6.0 out of 10
    Deposit Fee
    0.2‑0.7%
    Settlement
    Set by the connected PSP
    Methods
    600+
    Trustpilot
    4.2/5
    View Profile
  • Finera

    Finera

    Payment Orchestrator
    iGaming score 6.2 out of 10
    Deposit Fee
    0.1‑0.5% routing
    Settlement
    Set by the connected PSP
    Methods
    600+
    View Profile
  • BridgerPay

    BridgerPay

    Payment Orchestrator
    iGaming score 5.9 out of 10
    Deposit Fee
    0.1‑0.5%
    Settlement
    Set by the connected PSP
    Methods
    1,000+
    View Profile
  • Primer

    Primer

    Payment Orchestrator
    iGaming score 6.0 out of 10
    Deposit Fee
    0.2‑0.6% + PSP
    Settlement
    Set by the connected PSP
    Methods
    100+
    Trustpilot
    1.5/5
    View Profile
  • Akurateco

    Akurateco

    Payment Orchestrator
    iGaming score 5.4 out of 10
    Deposit Fee
    EUR 0.015‑0.05 + PSP
    Settlement
    Set by the connected PSP
    Methods
    700+
    Trustpilot
    4.3/5
    View Profile

Related Reading

Operator guides and analysis relevant to evaluating PaymentIQ.

End of Report. PaymentIQ Provider Assessment Report 2026

Prepared and reviewed by the iGaming Payment Solutions Editorial Team ·

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