Gigadat Review

Regional Breakdown

Ontario is Gigadat's biggest market, driven by AGCO and iGaming Ontario regulation. Registered operators such as Wildz take Interac deposits through it under their Ontario registration.

Players in the Prairie provinces and Atlantic Canada bank with Servus, Meridian, Coast Capital and smaller local credit unions. Gigadat integrates with those institutions directly and runs the e-Transfer end to end, so their members deposit without the manual security-question flow that loses conversion.

Gigadat serves Quebec through a bilingual English and French support desk in Winnipeg that runs until midnight Eastern.

Offshore brands stay inside Gigadat's market because Canada has no federal ban on Canadians playing at offshore casinos, so Gigadat boards Kahnawake and Curacao brands that take Canadian players.

Outside Canada, the PayDo deal of June 2024 runs one way. It brings PayDo's commercial clients into Canadian real-time bank transfers and gives Gigadat no processing in Europe or anywhere else.

Verticals

Real-money casino and sportsbook payments are Gigadat's core business and drive its volume. Gigadat runs a dedicated iGaming sales and operations team, whose staff handle failed deposits at peak hours, VIP withdrawal escalations and AGCO compliance reporting.

• iGaming
• eSports
• Social Gaming
• Digital Goods
• Retail
• Financial Services
• Travel & Tourism

Deposits are instant, and the operator's cashier gets the credit notification within seconds. Player withdrawals take 1-3 business days, and Gigadat processes them Monday to Friday only, so a cashout requested on Friday evening starts moving on Monday and reaches the player on Tuesday at the earliest. Part of that cycle belongs to Canadian banking, because the destination bank credits the transfer on its own clearing schedule, and Gigadat payouts often wait on the manual Interac security-question step. Payper releases payouts in 30 minutes, weekends included, so the same Friday cashout lands that evening, at least 4 days before Gigadat's. Paramount Commerce pays out in real time to 1-2 business days, which puts its slowest payout a business day ahead of Gigadat's slowest. Gigadat settles to the operator in CAD at T+1 to T+3, the same window as Paramount Commerce. Nuvei settles T+2 to T+7, so at the slow end Gigadat's money reaches the operator 4 business days sooner, while Payper settles instantly and leaves no deposits in transit at all. Refunds do not exist on the rail: a transfer returns automatically within 24h when the player answers the security question wrong 3 times, and otherwise the payment is final.

Integration Assessment

Gigadat integrates through a single REST API with webhooks, and one set of credentials covers deposits, payouts and identity checks. The hosted redirect is the only payment flow, because Interac blocks iFrame embedding, so casino cashiers and orchestrators alike open Gigadat in a new tab. SoftSwiss carries a ready Gigadat connector, and so do BridgerPay, Corefy, Rebilly and Wyzia. EveryMatrix has no Gigadat module, so an EveryMatrix operator builds to the API or goes through one of those orchestrators. Gigadat runs one network and does no smart routing, which puts failover to Payper or Loonio upstream in BridgerPay or Corefy. The build takes 1-2 weeks. Onboarding takes 2-4 weeks through KYB, an AML compliance review and sandbox provisioning, and Gigadat checks the operator's gaming license (AGCO and iGaming Ontario, Kahnawake or MGA), banking history and target volume before it signs. Established iGaming brands that come through BridgerPay or Corefy onboard on a fast track. Nuvei onboards in the same 2-4 weeks and Paysafe in 3-6 weeks, so a Gigadat launch can land up to 2 weeks ahead of a Paysafe one. Sandbox credentials come from an account manager after KYB and the signed merchant agreement, and the API collection sits in a public Postman workspace whose documentation is limited.

Compliance Context

Interac e-Transfer is push-only. The player authorizes each payment inside their own bank, so Gigadat volume carries no chargebacks and the operator carries no chargeback liability. Gigadat Secure links the player to online banking inside the payment flow and verifies identity against the bank's own KYC record, so the operator inherits a bank-verified identity instead of running a parallel check. KYC and AML transaction monitoring run fully automated. Fraud controls combine Interac's bank-level controls with Gigadat's own AML monitoring, tokenization and encryption, which fits a rail where fraud risk sits on identity verification and account takeover rather than card-not-present fraud. Gigadat is PCI DSS compliant and aligns its cybersecurity to the NIST Cybersecurity Framework.

Regulatory Position

Gigadat is registered with FINTRAC as a Money Services Business, and the registration runs through February 2028. Gigadat Inc applied to the Bank of Canada for registration under the Retail Payment Activities Act on November 1, 2024. The Act requires every payment service provider in scope to register, and the Bank of Canada registered Interac Corp on October 10, 2025, while Gigadat's application stays open. The PayDo joint product runs under PayDo's FCA EMI authorization and PayDo's own FINTRAC registration, which lets it serve PayDo's commercial clients in Canada. Neither authorization belongs to Gigadat. Gambling licenses sit with the merchants, and Gigadat carries the bank-rail underwriting as the aggregator that gives gambling merchants under MCC 7995 access to Interac e-Transfer.

Review Analysis

Gigadat rates 2.2 on Trustpilot from 18 reviews, and the reviewers are consumers. Most of them lost money through e-Transfers they did not authorize in Facebook Marketplace scams and found that Gigadat could not reverse the funds or reach the merchant's account. A second group disputes legitimate transactions where the merchant went silent and Gigadat stopped following up. The same Marketplace victims file frequent BBB complaints about Gigadat.

Context for Operators

Interac e-Transfer is irreversible whichever processor carries it, so the scam complaints describe the rail more than Gigadat's service to a casino. Operators get their references from Gigadat's Canadian iGaming clients or from the BridgerPay and Corefy account teams, which see Gigadat's performance across every merchant they route to it.

iGaming Clients

PlayOJO, Wildz, LeoVegas Canada, BET99, Stake.ca, Sports Interaction, Casumo, BetMGM Ontario

Dragonia Casino runs Interac through Gigadat as well. Stake.ca splits its Interac traffic between Gigadat and Payper by amount and load.