iGaming Payment Solutions
Europe · Verified 2026-07-31
iGaming payments inSweden
Deposits run on instant bank transfers, led by Trustly (Pay N Play) and Swish, and settle in SEK.
12
Providers with a rail here
3
Reach it directly
2
Rails tracked
SEK
Settles in
Quick info
- Currency
- SEK
- Region
- Europe
- Betting
- regulated
- Casino
- regulated
- Dominant rail
- Instant bank
- Providers
- 12 (3 direct)
- Regulator
- Spelinspektionen
- Enforcement
- no active blocking recorded
What the rule actually is in Sweden
Our own reading, not a summary of someone else's
Spelinspektionen-licensed, five-year licences, a SEK264,000 annual supervisory fee, and 22% of GGR in tax after the rate went up from 18% in July 2024. From 1 May 2026 Sweden became the first EU country to ban credit cards, loans, overdrafts and buy-now-pay-later as gambling funding, so a deposit has to come from money the player already holds. What Sweden does not do is block. The payment-blocking powers written into the original Gambling Act were never used, were repealed and replaced, and the current proposal instead puts the obligation on unlicensed operators to geo-block Swedes from January 2027.
How money actually moves
The rails players reach for, in the order that matters locally
- Trustly (Pay N Play)dominant
instant bank transfer
Backbone of the no-registration model (BankID deposit+KYC+payout in one flow); restricted to SE-licensed operators, so direct integration is decisive.
- Swishdominant
mobile money
8.5M+ users; SE-only real-time, tied to BankID; bank-consortium rail not every PSP can resell.
Which providers reach these rails
12 of the providers we track carry a recorded entry for this market
Direct acquiring
3A direct relationship with the local rail rather than a hop through someone else's.
| Provider | Rails named | Evidence |
|---|---|---|
| Zimpler | Swish, Pay by Bank (BankID A2A / Pay N Play) | industry knowledge |
| emerchantpay | Open Banking (A2A, beta), Trustly | provider's own claim |
| Worldpay | Swish, Trustly (Pay N Play) | provider's own claim |
Aggregated or indirect
9The rail is reachable, but through an aggregator, a local PSP or a wallet rather than directly.
| Provider | Access | Evidence |
|---|---|---|
| Trustly | Open banking | named clients |
| Brite | Open banking | industry knowledge |
| Praxis Tech | Via PSP | industry knowledge |
| TrueLayer | Open banking | industry knowledge |
| Finera | Via PSP | provider's own claim |
| Noda | Open banking | provider's own claim |
| Nuvei | Open banking | provider's own claim |
| PPRO | Aggregated | provider's own claim |
| Yaspa | Open banking | provider's own claim |
Evidence grades run from named clients through platform catalogs and industry knowledge down to a provider's own claim. A claim we could not corroborate is still shown, labelled as what it is. See our methodology.
What it costs to operate, and who enforces
A missing field means we have not verified one, not that none exists
Operator tax
22% of GGR (18% before July 2024)
Licence economics
Five-year licence, SEK264,000 annual supervisory fee
Regulator
Enforcement reaches
no active blocking recorded