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LATAM · Verified 2026-07-31

iGaming payments inEcuador

Ecuador has no single dominant deposit rail, and money settles in USD.

betting: served from offshorecasino: served from offshoreSee it on the map
No single dominant railVerified DataBy the iGaming Payment Solutions Editorial Team

9

Providers with a rail here

3

Reach it directly

2

Rails tracked

USD

Settles in

Quick info

Currency
USD
Region
LATAM
Betting
served from offshore
Casino
served from offshore
Dominant rail
Mixed
Providers
9 (3 direct)
Regulator
Ministerio del Deporte

What the rule actually is in Ecuador

Our own reading, not a summary of someone else's

Sports betting was formalised by Executive Decree 487, signed in December 2024 with the operating rules effective 1 July 2025, and the Ministry of Sports is the regulator. Online casino remains illegal. The economics are heavy for the size of the market: a licence runs five years and costs 655 unified basic salaries a year, $307,850 in 2025 and reindexed since, operators pay 15% of gross revenue, a further 15% is withheld on player payouts, and 15% VAT applies to the digital service. Ecuador is dollarised, so USD is the operating currency and there is no FX layer to manage.

How money actually moves

The rails players reach for, in the order that matters locally

  • Local bank transfer (Pichincha)major

    bank transfer

    USD-denominated (dollarized economy).

  • PayPhonemajor

    e-wallet

    Leading homegrown wallet.

Which providers reach these rails

9 of the providers we track carry a recorded entry for this market

Direct acquiring

3

A direct relationship with the local rail rather than a hop through someone else's.

ProviderRails namedEvidence
EBANXLocal bank transfer (Pichincha)provider's own claim
PayRetailersLocal bank transfer (USD)provider's own claim
PaysafePagoEfectivo, SafetyPay bank transfer (Pichincha etc.)provider's own claim

Aggregated or indirect

6

The rail is reachable, but through an aggregator, a local PSP or a wallet rather than directly.

ProviderAccessEvidence
BridgerPayVia PSPprovider's own claim
CommerceGateAggregatedprovider's own claim
D24Aggregatedprovider's own claim
MonnetAggregatedprovider's own claim
NuveiAggregatedprovider's own claim
PXP FinancialAggregatedprovider's own claim

Evidence grades run from named clients through platform catalogs and industry knowledge down to a provider's own claim. A claim we could not corroborate is still shown, labelled as what it is. See our methodology.

What it costs to operate, and who enforces

A missing field means we have not verified one, not that none exists

Operator tax

15% of gross revenue, 15% withheld on player payouts, 15% VAT on the digital service

Licence economics

655 unified basic salaries a year ($307,850 in 2025, so it reindexes), five-year term; sports betting only, online casino illegal