iGaming Payment Solutions
VIP Preferred
ACH / eCheck for iGaming: coverage, fees, and how to accept it
What operators ask about VIP Preferred
What is VIP Preferred?
VIP Preferred is an ACH/eCheck payment method for US-licensed casinos and sportsbooks, operated by Pavilion Payments, which Parthenon Capital Partners has owned since April 2023. One enrollment works at any of the 400+ operators on the network.
Is VIP Preferred safe?
Yes. Pavilion Payments is a registered NACHA Third-Party Sender, holds a FinCEN money services business registration and carries PCI DSS Level 1 certification. It is a Consumer Reporting Agency bound by the Fair Credit Reporting Act, and its gaming vendor registrations cover six states.
How much does VIP Preferred charge?
The operator pays the acceptance fee and carries a reserve, and the player pays only for a returned deposit or a paper check copy.
- Operator: 0.5-1.5% of each deposit and $0.10-0.50 a transaction, plus a monthly platform fee
- Player: free deposits and withdrawals
- Returned deposit: $15 or the state-law maximum, charged to the patron
- Reserve: 1-3% of recent volume, held 60-90 days
Which casinos accept VIP Preferred?
Every major US online sportsbook and casino brand takes it, among them FanDuel, DraftKings, BetMGM, Caesars Sportsbook, theScore Bet, BetRivers, Hard Rock Bet, WSOP and Borgata. Operators accept it through Pavilion Payments or Nuvei.
News about VIP Preferred
All payment news- Ownership
Pavilion Payments has absorbed DiTRONICS
The acquisition signed in February 2026 has completed. DiTRONICS now operates as part of Pavilion Payments, and ATMs and a three-model kiosk range ship as live products.
What is VIP Preferred?
Background and how it fits the cashier
US gaming ACH/eCheck network (3M+ enrolled patrons), operated by Pavilion Payments
Products
VIP Preferred reaches an iGaming cashier in two variants: eCheck, which debits a US checking account by ACH, and Online Banking, which verifies the account through a bank login. Pavilion sells VIP Preferred as one of three peer funding products, next to Pay by Bank and VIP Online, with Hybrid Smart Routing available on top of all three. VIP Online clears in 4 days and gives the patron a limit derived from the account balance that refreshes every 24 hours, while VIP Preferred approves each eCheck against a 7-day revolving limit. Pavilion's land-based products stay off the online cashier: card cash advance at the cage, TITO and payment kiosks, Tap2Play for Apple Pay at EGMs and tables, casino floor analytics and the VIP Mobility cashless product.
Key features. 3M+ enrolled patrons, $50k 7-day revolving limit, enrollment in under 90 seconds, free deposits and withdrawals, 400+ operator network
Verticals
VIP Preferred serves gambling only: online casino, online sports betting, poker rooms, state-licensed online lotteries in some states, land-based casinos and tribal gaming. Land-based casinos are the heritage vertical, and many of the 350+ properties on the network ran VIP Preferred for 10 years or more before it went online. Tribal operators in Connecticut, California, Florida and Oklahoma use it at their properties. Because every customer is a gambling operator, Pavilion builds gaming-specific controls into the method: consumer-report fraud screening, onboarding that checks the operator's gaming license, and dispute mediation.
Background
1995: VIP Preferred started as a check-cashing network for Las Vegas casinos, replacing manual verification of patron paper checks at the cage. Through the late 1990s and 2000s, as ACH made eCheck practical, it became the standard for high-limit patron deposits at land-based casinos.
2008: Global Payments acquired the business and ran VIP Preferred inside its Global Payments Gaming Solutions division.
2013: VIP Preferred went online when New Jersey legalized iGaming.
May 2018: After the Supreme Court struck down PASPA, Global Payments Gaming Solutions built VIP Preferred into every major US sportsbook launch that followed.
2023: Global Payments announced the sale of its gaming business to Parthenon Capital Partners in February. The $415 million carve-out closed on April 3. At closing, Global Payments Gaming Solutions became Pavilion Payments. The same April, Pavilion added 13 operators to the network in one announcement. Global Payments still provides some processing services to Pavilion under a transition agreement.
April 2024: Dan Connors became CEO of Pavilion Payments.
July 18, 2025: Pavilion acquired CasinoSoft, a Title 31 and AML compliance, tax-form, jackpot and regulatory reporting software vendor founded in 2003 with 90+ US casino clients.
2026: Diallo Gordon became CEO in January, and Connors moved to Executive Chairman. On February 12 Pavilion agreed to buy the payments and automation contracts and technology assets of DiTRONICS Financial Services, which takes it into route, restricted, charitable and historical horse racing markets. The deal has completed, and DiTRONICS ATMs and a three-model kiosk range now ship as Pavilion products. Pavilion handles over $5 billion in transactional volume.
How Operators Accept VIP Preferred
The PSPs that route this method at the cashier
VIP Preferred is a payment method, not a PSP. You can't sign a processing contract with it. You accept it by adding it to your cashier through one of the PSPs that support it.
Acceptance in the wild
Every major US online sportsbook takes VIP Preferred: DraftKings, FanDuel, BetMGM, Caesars Sportsbook, BetRivers, theScore Bet (formerly ESPN BET), Hard Rock Bet, Fanatics Sportsbook and Borgata. The online casinos of BetMGM, DraftKings, FanDuel, BetRivers and Borgata take it too, along with Caesars Palace Online Casino, BetParx, Hard Rock Online Casino and Tropicana Casino. Poker players fund WSOP in New Jersey, Pennsylvania and Michigan and PokerStars in New Jersey and Michigan with it. The network counts 100+ online operators beside 350+ land-based casino properties in Nevada, Pennsylvania, New Jersey, Indiana, Louisiana, Mississippi, Connecticut and other states, tribal properties in California, Oklahoma and Florida included.
How Users Fund VIP Preferred
Where the balance comes from before it lands at your cashier
Players load their ach / echeck balance one of these ways before they deposit at your site.
- ACH
- Bank account
How the flow works
A player enrolls once, in under 90 seconds. With eCheck the player types the routing and account numbers of a US checking account, and each deposit triggers an ACH debit from that account. Online Banking, launched in 2023 and rolled out to more operators in 2024, replaces the typed numbers with a Plaid-style bank login, and Pavilion pulls the verified bank credentials behind it. That cuts enrollment failures from mistyped account numbers and reaches more banks, credit unions included. At enrollment Pavilion pulls consumer-report and banking data and sets the patron's 7-day revolving limit, and cleared transactions release back into it after settlement. A deposit draws on money already in the player's bank account and extends no credit. Pavilion approves it against the limit, the operator credits the balance, and a withdrawal goes back to the player's bank as an ACH credit.
Fees & Limits
What you pay to accept it, and what the player pays to use it
Operator side
0.5‑1.5% + $0.10‑0.50Percent of volume plus a fee on each ACH transaction, set by the operator's volume and ACH return history. A monthly platform fee comes on top, and Pavilion holds a 1-3% reserve for 60-90 days.
User side
Free
Withdrawal. Free
Limits. Up to $50,000 per patron per 7 days
Pricing details
Pavilion charges the operator 0.5-1.5% of the volume it processes plus $0.10-0.50 on each ACH transaction, with a monthly platform fee on top. The rate follows volume and ACH return history, so a large operator with low returns lands at the bottom of the range and a smaller book with a weak return record pays near the top. Setup and integration fees are set in the master agreement, which follows a sales call and a contract review, since no operator signs up online. On a $1M month, the smallest book Pavilion takes, the percentage alone costs $5,000-15,000 before the per-ACH fees and the platform fee. Pavilion also holds a rolling reserve of 1-3% of recent ACH volume for 60-90 days, which keeps $20,000-90,000 of a $1M month locked at any time. The reserve returns to the operator after the hold, so it ties up cash without adding cost. Settlement runs T+1 to T+3, so a Friday deposit reaches the operator between Monday and Wednesday. The rate also buys a guarantee: Pavilion approves each eCheck against the patron's limit and carries the failed debit, so the operator is paid on an approved deposit even when the ACH debit comes back. Players pay nothing to deposit or withdraw. Under Pavilion's terms of service effective July 8, 2026, a patron whose deposit is returned pays a flat $15 or the state-law maximum, and a paper copy of a check costs $10.
Negotiation tips
Negotiate on your ACH return rate, because it decides where your rate lands in Pavilion's range: a book with returns under 1% should pay materially less than one running 3-5%. Fix the reserve percentage in the contract, along with whether it releases at 60 or 90 days. Ask for Online Banking to be priced apart from eCheck, since instant bank verification carries different unit economics from routing-number ACH. If you run several states, sign one master agreement with consolidated billing instead of per-state contracts. Push back on the monthly minimum, which gives Pavilion leverage over books close to it. Above $10M a month through VIP Preferred, ask for a volume-tier review every quarter, because Pavilion needs marquee brands on the network and that volume gives you walk-away leverage.
Speed & Settlement
Deposit, payout, and merchant settlement timelines
Deposit
Instant
Player-initiated
Withdrawal
1‑5 business daysThe ACH credit lands the next banking day after the operator releases the payout, and the operator's own review and batch timing add 1-2 business days. DraftKings and FanDuel pay out in 1-3 business days.
Back to the player
Settlement
T+1 to T+3
To operator account
A VIP Preferred deposit is approved within seconds and credited to the player's balance at once, while the ACH debit settles from the player's bank over the next 1-3 business days. Withdrawals take 1-5 business days. The ACH credit reaches the player's bank the next banking day after the operator releases the payout, and the operator's own KYC review, approval workflow and batch timing add 1-2 business days. DraftKings and FanDuel pay out in 1-3 business days, and other operators take up to 5. An operator that pays the higher per-transaction cost of Same Day ACH, live since 2018, can move a payout the same day, and the standard VIP Preferred withdrawal runs without it. Trustly pays out in under 6 seconds, so a VIP Preferred player waits 1-5 business days longer for the same cash-out. Settlement to the operator runs T+1 to T+3 on standard ACH cycles, against T+1 at Trustly, so VIP Preferred holds the operator's cash up to 2 business days longer. A refund of a failed deposit takes 5-10 business days.
Compliance & Licensing
Regulator coverage, KYC depth, and chargeback exposure
Licensed by
- NACHAThird-Party Sender
Covers ACH origination for the eCheck product.
- PCI SSCPCI DSS Level 1
The certification carries over from the Global Payments era and remains in place after the carve-out.
- FinCENMSB registration
- US state gamingGaming vendor / supplier registrationsPavilion Payments Gaming Services Inc.
Covers PA, MI, WV, CO, IN and TN. The Tennessee registration dates from August 19, 2020, with a renewal on August 19, 2023.
- US state gamingNew Jersey gaming vendor registrationnot held
The Division of Gaming Enforcement Active Vendors Report of July 14, 2026 lists no Pavilion, Global Payments, VIP Preferred or CPay entity.
- CFPBConsumer Reporting Agency listing
Covers the patron records pulled at enrollment and used to set seven-day limits, with FCRA duties on accuracy, dispute resolution and consumer access.
KYC / AML
Full auto
Chargeback liability
MerchantDisputed payments land on the operator. A returned ACH debit on an approved eCheck is Pavilion's loss, so the operator stays paid on it.
Responsible gambling
No
Compliance context
Pavilion holds NACHA Third-Party Sender registration for ACH origination, the base of the eCheck product, and a money services business registration with FinCEN. Its PCI DSS Level 1 certification carries over from the Global Payments era. Pavilion is also a registered Consumer Reporting Agency under the Fair Credit Reporting Act, so it keeps credit-like records on enrolled patrons, pulls them at enrollment and owes FCRA duties on accuracy, dispute resolution and consumer access. Pavilion Payments Gaming Services Inc. holds gaming vendor registrations in Pennsylvania, Michigan, West Virginia, Colorado, Indiana and Tennessee, each granted after the state's own background checks on Pavilion's executives and ownership. It holds no New Jersey vendor registration under any of its names, although VIP Preferred runs at New Jersey online cashiers. KYC runs fully automated. A proprietary risk engine pools fraud signals across the whole network, so a pattern caught at one operator hardens the others within hours. ACH return monitoring is automated, and return codes reach the operator within 1-2 business days. The operator carries chargeback liability on disputed payments, a separate risk from the returned debit that Pavilion covers on an approved eCheck.
iGaming compatibility
- US-PA
- US-MI
- US-WV
- US-IN
- US-CO
- US-TN
- US-CT
- US-NY
- US-MD
- US-NV
- US-RI
- US-DE
- US-OK
- US-VA
- US-AZ
- US-OH
- US-LA
- US-MS
Geographic Coverage
Where the method is available to players
VIP Preferred serves the United States only and settles only in USD. It runs in all seven US online casino states: New Jersey, Pennsylvania, Michigan, West Virginia, Connecticut, Rhode Island and Delaware. Pavilion serves operators licensed in 18 states: Pennsylvania, Michigan, West Virginia, Indiana, Colorado, Tennessee, Connecticut, New York, Maryland, Nevada, Rhode Island, Delaware, Oklahoma, Virginia, Arizona, Ohio, Louisiana and Mississippi. The method also runs at the major sportsbooks in Illinois, Massachusetts, Wyoming and Maine. Any player physically in the US with a US bank account can use it, whatever the player's nationality.
Regional breakdown
In the online casino states, New Jersey and Pennsylvania are the strongest VIP Preferred markets, live since their online casinos opened in 2013 and 2019. Michigan adopted the method when its market opened in 2021, and West Virginia and Connecticut run full integrations. Among the sports betting states, Indiana, Massachusetts, Ohio, Maryland, Tennessee and Virginia adopted VIP Preferred when their markets launched. New York is a sports betting market only, because online casino bills keep stalling in Albany, so a New York license opens the sportsbook cashier and no casino. California has no legal online sports betting, and Montana, with its state-lottery monopoly model, has no VIP Preferred coverage. In Canada, some land-based casinos use VIP Preferred for cash access, but the method serves no Canadian iGaming market, Ontario included, so an Ontario cashier runs without it.
Integration & Tech
How the method reaches your cashier, and what is pre-built
Operators accept VIP Preferred through Pavilion Payments directly or through Nuvei. A direct integration runs on VIP Connect, a REST API with JWT bearer authentication, and on a React-based JavaScript SDK that embeds Pavilion's deposit and withdrawal flows in the cashier. The iGaming SDK wraps VIP Connect in ready cashier UI components distributed through the partner portal. Documentation at developer.vippreferred.com and a self-serve sandbox are open before signing, and production access comes with a signed partner agreement. DraftKings, FanDuel, BetMGM and Caesars run VIP Connect inside their own payment stacks, and other US-regulated operators reach VIP Preferred through the US gaming platform that runs their cashier. A new operator or platform needs 4-8 weeks of technical work against VIP Connect, then a Pavilion certification cycle. State approvals run alongside and set the pace, because in each state Pavilion files the paperwork, the gaming commission runs background checks and then approves the integration, one state after another. Onboarding a new operator takes 8-16 weeks, while Trustly and Nuvei each onboard a high-risk merchant in 2-4 weeks, so the method reaches a new cashier 4-14 weeks after those accounts open.
Who Is VIP Preferred Best For?
Where this method fits, and where it doesn't
Casino and sportsbook operators licensed in a state where VIP Preferred runs, from the seven online casino states to sportsbook markets such as New York, Ohio and Maryland, should put it on the cashier once their volume qualifies for Nuvei or a direct Pavilion contract. The case is strongest for a book entering a new state, because 3 million+ enrolled patrons deposit there without signing up again. It also suits books with high-value depositors, since each patron can move up to $50,000 over 7 days from a bank account.
Recommended for
- Online casinos in the seven iGaming states. Your players expect VIP Preferred next to Visa, Mastercard and PayPal in every US online casino state. A cashier without it loses depositing players, and the gap shows up in deposit conversion.
- Sportsbooks launching in a new state. A patron already enrolled at another VIP Preferred operator deposits at your book within minutes of registering, because Pavilion has already run the KYC, the bank validation and the risk assessment. You open with players who need no new enrollment and no underwriting from you.
- Books with high-value depositors. Each patron gets a 7-day revolving limit of up to $50,000, which covers VIP players who deposit $5,000 to $50,000 at a time. Card issuers decline 20-40% of legitimate transactions at gambling MCC 7995, so ACH carries the large deposits that cards turn down.
- Multi-state brands running VIP Connect. Where VIP Connect already sits inside your own payment stack, as it does at DraftKings, FanDuel, BetMGM and Caesars, adding VIP Preferred in another state takes a configuration change and no new integration.
Not recommended for
- Offshore-licensed operators. Pavilion onboards only operators with a US state gambling license and turns away offshore-licensed real-money brands, though some sweepstakes casinos reach the method through workarounds. An offshore casino takes crypto through CoinsPaid instead, which serves Curacao, MGA and Estonia licensees.
- Books with players outside the US. The method runs on US bank accounts in USD alone, so it reaches no Canadian iGaming market, Ontario included, and no player abroad. Nuvei and Paysafe both acquire directly in Canada. European books take Trustly, which holds FCA and Finansinspektionen licenses, and Latin American books take AstroPay, which runs its wallet in Mexico, Argentina, Colombia, Peru and Chile at 1-2.5% per deposit.
- Crypto-first casinos. The method processes no cryptocurrency. NOWPayments takes 350+ coins at 1% per deposit and sets no minimum volume.
- Smaller US-licensed books. A direct Pavilion contract carries a $1M+ monthly minimum, and Nuvei, the other route to the method, boards from $500k+, so a smaller book reaches VIP Preferred through neither. Paysafe boards from $250k+ and has its own direct ACH product for US gaming.
Pros & Cons
The trade-offs of putting VIP Preferred on the cashier
Pros
- One enrollment covers all 400+ operators on the network: a patron who already deposits at DraftKings or FanDuel funds a new brand without signing up again.
- Players deposit and withdraw free, which leaves no player fee between a new sign-up and the first deposit.
- An approved eCheck stays paid even when the player's ACH debit bounces, because Pavilion carries that loss.
- Pavilion pools fraud signals from every operator in one risk engine, so a pattern caught at one book reaches the others' defenses within hours.
Cons
- Serves only players with US bank accounts and settles only in USD, which leaves out Canadian books, Ontario included, and every crypto deposit.
- Requires a US state gambling license, which rules out every offshore-licensed real-money brand.
- Players wait 1-5 business days for a withdrawal on batch ACH and notice it.
- Settlement at T+1 to T+3 keeps up to 3 business days of deposits in transit before they reach the operator.
- The 1-3% reserve held for 60-90 days locks $20,000-90,000 at any time on Pavilion's minimum volume.
- The direct Pavilion route needs $1M+ a month, which closes it to smaller books.
- State approvals hold a new operator for 8-16 weeks before VIP Preferred goes live.
- Refunds of failed deposits run 5-10 business days, so the player waits up to 2 weeks for the money.
- Covers only eCheck and Online Banking, so cards and wallets need another rail, and Nuvei puts card acquiring on the same contract.
Reputation
What players and merchants say in public reviews
Trustpilot
Neither VIP Preferred nor Pavilion Payments has a Trustpilot profile.
Review analysis
Pavilion Payments Check Services LLC holds a B rating from the BBB with 95 complaints. The complaints center on denied withdrawals, ACH return fees on failed deposits, ATM disputes and consumer-report entries that block enrollment or cut a patron's limit. Pavilion answers most of them, sometimes in substance and sometimes by sending the player back to the casino.
Context for operators
That friction comes from regulated US gambling itself: KYC blocks, AML reviews, withdrawal holds and credit screening. Players blame VIP Preferred because its brand sits on the cashier, even when the operator's risk team or a state rule made the call, and the friction from those decisions lands back on the operator's own brand. A negative entry that one operator leaves in a patron's file also blocks that patron's enrollment everywhere else on the network. The method is sold business to business, and its adoption by DraftKings, FanDuel, BetMGM and the other major US brands weighs more for an operator than 95 player complaints.
FAQ
The questions operators ask about VIP Preferred
How long do VIP Preferred deposits and withdrawals take?▾
Deposits are approved within seconds and credited at once. Withdrawals take 1-5 business days: the operator's review and batch timing come first, and the ACH credit lands in the player's bank a banking day after release. At DraftKings and FanDuel the wait is 1-3 business days.
How fast does VIP Preferred settle to the operator?▾
Pavilion settles to the operator at T+1 to T+3. Once Pavilion approves an eCheck the deposit is guaranteed, so the operator stays paid when a player's ACH debit bounces later.
What is the VIP Preferred deposit limit?▾
The limit is up to $50,000 per patron over a rolling 7 days. Pavilion sets the figure from consumer-report and banking data at enrollment, and the limit refills as deposits clear, so it works as a rolling allowance.
Which payment providers offer VIP Preferred?▾
Pavilion Payments, which runs the method, and Nuvei. Pavilion takes a book directly from $1M+ a month, while Nuvei sets its minimum at $500k+ and adds card acquiring on the same contract.
How long does VIP Preferred integration take?▾
A new operator needs 8-16 weeks to go live. Technical work against the VIP Connect REST API and React SDK takes 4-8 weeks plus a Pavilion certification cycle, and state approvals run alongside it. Operators that already run VIP Connect, such as DraftKings, FanDuel, BetMGM and Caesars, add a new state as a configuration change.
Can offshore casinos accept VIP Preferred?▾
No. Pavilion takes on only US state-licensed operators, which keeps the patron base in regulated flows. An offshore crypto casino licensed in Curacao, by the MGA or in Estonia takes deposits through CoinsPaid instead.
Does VIP Preferred work in Canada or outside the US?▾
No. The method serves the US only, in USD, and no Canadian iGaming market, Ontario included, although some Canadian land-based casinos use it for cash access. For Canada, Nuvei and Paysafe both run direct acquiring. European operators take bank payments through Trustly, which covers 33 countries, and Latin American operators through AstroPay, which covers 25.
Does VIP Preferred support crypto?▾
No. VIP Preferred moves only USD between US bank accounts. A crypto-first book takes 350+ coins through NOWPayments at 1%, or 18 crypto assets through CoinsPaid at 0.8-1%.
What is the difference between VIP Preferred eCheck and Online Banking?▾
eCheck enrolls the player with typed routing and account numbers, and Online Banking verifies the account through a Plaid-style bank login. Online Banking fails less often at enrollment and adds banks that routing-number ACH misses, credit unions among them. The two run side by side in the same cashier, and the player picks one in the deposit flow.
VIP Preferred vs Trustly: which should a US operator add?▾
VIP Preferred wins on pre-enrolled patrons and Trustly on payout speed. VIP Preferred costs 0.5-1.5% plus $0.10-0.50 per ACH, holds a 1-3% reserve for 60-90 days and pays out in 1-5 business days. Trustly, live at Caesars, Hard Rock and FanDuel in the US, charges 0-1% per deposit, holds no reserve and pays out in under 6 seconds, but it has no shared enrollment. VIP Preferred fits the operator that wants a pool of 3 million+ enrolled depositors, and Trustly the one that sells fast payouts, so a US-licensed book can run both.
VIP Preferred vs Paysafe: which is better for US ACH?▾
VIP Preferred brings the pre-enrolled patrons, and Paysafe boards books from $250k+. Paysafe runs its own direct ACH for US gaming, acquires cards in the US and pays out in under 24 hours, where VIP Preferred takes 1-5 business days. A direct Pavilion contract starts at $1M+ a month, and Nuvei carries VIP Preferred from $500k+. Paysafe holds a 7-12% reserve for 6 months. Pavilion holds 1-3% for 60-90 days. VIP Preferred fits the operator whose players already hold enrollments, and Paysafe the book under $500k a month that wants cards and ACH from one provider.
Our Verdict on VIP Preferred
Final read for iGaming operators
For a casino or sportsbook licensed in a state where it runs, VIP Preferred is cashier infrastructure: patrons the network has already vetted deposit at a new brand, and each deposit is approved within seconds. The cost is a rolling reserve under Pavilion's contract and player payouts on batch ACH time, and a new operator cannot go live until each state has approved the integration. Pavilion charges 0.5-1.5% plus a fee on every ACH where Trustly charges 0-1% per deposit, and the enrolled patron base is what that price gap pays for.
Strongest
One enrollment works across the network, so 3 million+ patrons deposit at a new operator without re-enrolling, re-verifying identity or re-entering bank details.
Limitation
Withdrawals take 1-5 business days on batch ACH, while Trustly pays out in under 6 seconds.
Recommendation
Add VIP Preferred before launch if you hold a license in a state where it runs and process $500k or more a month. Take it through Nuvei if you want cards on the same contract, or from Pavilion directly once your volume clears its monthly minimum, and on the Pavilion route fix the reserve release date before you sign.
VIP Preferred vs. Alternatives
When another rail does the same job better, and what pairs with it
Operators whose players live outside the US look to Trustly, which covers 33 countries in Europe and North America, or to AstroPay, which covers 25 countries, Mexico, Argentina and Peru among them. Canadian books go to Nuvei or Paysafe, which both acquire directly in Canada. A US-licensed book that wants a second bank rail adds Trustly, which also runs US pay-by-bank at Caesars, Hard Rock and FanDuel. Crypto-first operators go to NOWPayments at 1% per deposit or CoinsPaid at 0.8-1%.
Trustly
Open Banking PSP
Choose Trustly if you want a second US bank-payment option that pays out in under 6 seconds, holds no reserve and goes live in 2-4 weeks, though it brings no pre-enrolled patrons. VIP Preferred takes 8-16 weeks to go live.
Nuvei
Full-Stack PSP
Choose Nuvei if you want VIP Preferred and card acquiring on one contract from $500k+ a month, against Pavilion's $1M+ direct minimum, though Nuvei holds a 5-10% reserve for 6 months and locks you in for 12 months.
Paysafe
Full-Stack PSP
Choose Paysafe if you want cards and US ACH from one provider from $250k+ a month. Paysafe offers direct ACH through its US gaming product and acquires cards in the US, though its reserve runs 7-12% for 6 months, against 1-3% for 60-90 days at Pavilion.
AstroPay
Local Methods PSP
Choose AstroPay if you run Latin American books beside the US one. AstroPay runs in 25 countries against VIP Preferred's one, and players load its wallet through local methods such as SPEI, OXXO cash and Mercado Pago.